Richard Stebbins Jr. is a CFP®-credentialed financial advisor with 16 years of industry experience. He operates as the sole advisor at Richard A. Stebbins CPA CFP, an independent firm based in The Villages, FL. The firm provides discretionary investment management primarily for individuals and trusts, managing approximately $13.1 million for about 20 clients. Its investment approach includes preferred stocks, closed-end funds, index ETFs, selected individual equities, MLPs, and occasional covered-call option writing, tailored to clients’ objectives and risk tolerance. The firm maintains a fee-only model, serves a deliberately small client base, and offers separate tax-planning reviews and limited-scope hourly planning engagements without providing comprehensive financial planning services.

James Randazzo is a financial advisor with LSP Advisory LLC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at GWN Securities Inc. for 15 years before founding LSP Planning LLC in 2014 and LSP Advisory, LLC in 2019. In addition to advisory work, Randazzo is involved in tax consulting and preparation, life insurance and annuities sales, and Medicare planning. LSP Advisory, LLC is an independent registered investment adviser serving individuals and high-net-worth clients, managing approximately $24.8 million across nearly 100 accounts. The firm primarily uses risk-based model portfolios and third-party sub-advisers, with a focus on quantitative and qualitative evaluation of managers, and offers services in equities, fixed income, mutual funds, ETFs, structured notes, REITs, and private/alternative investments.

Michael Barber is the principal of Barber & Associates, an independent advisory firm, with over 40 years of experience in the financial industry. He holds the ChFC® and Series 63 credentials. His career includes roles at Kissling Financial Services, Wealth Management Network, and ownership of Concierge Tax Preparation, LLC, which prepares income tax returns. He also spends time with an estate documentation firm and provides training to financial advisors through Wealth Management Network. Barber & Associates offers investment advisory services primarily by recommending and referring clients to third-party managed account programs and assisting with investment objectives and oversight. The firm manages approximately $50 million in discretionary assets and does not impose account minimums. It does not directly trade client portfolios but helps clients select third-party money managers, with custody and execution handled by independent custodians.

William Losey III is a CFP® professional with six years of industry experience. He is the principal advisor at Bill Losey Retirement Solutions, LLC, an independent firm he has operated since 2005. Bill Losey Retirement Solutions, LLC provides investment supervisory services and financial planning to individuals and high-net-worth clients. The firm primarily uses the SEI Asset Management Program, focusing on mutual funds and exchange-traded funds, and operates predominantly on a non-discretionary basis, allowing clients to retain trade authority.

Mark Dushane is the principal of Dushane Management, Inc., an independent advisory firm, with 16 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Advance Capital Management Inc. Dushane is the author of the book "Beyond Folly," serves as president of the Lake County Chamber Alliance, and chairs the Lady Lake Economic Development Advisory Committee. Dushane Management, Inc. provides discretionary portfolio management to individuals, high-net-worth clients, and business entities, employing a rules-based investment strategy that incorporates both long- and short-term trading. The firm offers institutional-style services including a quarterly client newsletter and formally documented policies on investment allocation and security selection.

Kathleen Laseter is a CFP® professional with 12 years of experience, currently affiliated with Parady Wealth Management. She has a background that includes roles at several related entities and has operated her own CPA firm since 1993. Her business activities include managing a CPA firm focused on income tax return preparation and accounting, as well as serving as a licensed insurance agent. Parady Wealth Management provides discretionary investment management primarily to individuals, high-net-worth clients, and charitable organizations. The firm uses model portfolios and sub-advisers, tailoring recommendations to clients’ investment needs and risk profiles, while also offering integrated services through its affiliated insurance and tax/accounting firms.

David Morgan is a financial advisor with REAP in Wealth Management, LLC, holding a Series 65 credential and 18 years of industry experience. He has worked with Cambridge Investment Research, Inc. and Cambridge Investment Research Advisors, Inc., and has been affiliated with Reap, LLC since 2001. Outside of his advisory role, Morgan is a registered insurance agent involved in the sale of fixed and insurance products. REAP in Wealth Management provides fee-based wealth management and financial planning services to individual and high-net-worth clients, offering retirement and estate planning, cash flow and tax planning, and access to third-party portfolio managers. The firm implements investment strategies tailored to clients’ objectives and risk tolerances, utilizing both direct management and sub-advisors.

Todd Lietz is a financial advisor at Zenith Advisory Group, LLC in Ocala, FL, holding a Series 65 designation with two years of industry experience. Prior to joining Zenith, he worked at Northwestern Mutual and spent nine years at L2 Defense, alongside roles with the Florida State Fire College and Marion County Fire Rescue. Zenith Advisory Group provides advisory services to individual and high-net-worth clients, focusing on portfolio management, financial planning, and retirement plan advisory services. The firm applies modern portfolio theory with a long-term trading orientation, tailoring asset selection to client goals, risk tolerance, and time horizon.

Grant Clay is a Series 65-licensed financial advisor with New Millennium Asset Management, Inc. in The Villages, FL. He has experience in both financial advising and education, having worked at Summit Insurance Co and served at the University of Kentucky and Eastern Kentucky University prior to joining his current firm. New Millennium Asset Management primarily serves individual and high-net-worth clients, offering discretionary asset management alongside comprehensive financial planning and business consulting services. The firm employs a diversified investment approach that includes the use of margin and options strategies, supported by both fundamental and technical analysis.

Kelly Burkhead is a CFP® professional with 13 years of experience, currently serving at Parady Wealth Management. She has held roles at Blueprint Wealth Management and Parady Financial Group since 2012, and previously worked at Fidelity. In addition to her advisory work, she is Vice President of Sales at a licensed insurance agency, where she prepares and presents retirement income strategies. Parady Wealth Management provides discretionary investment management primarily to individuals, high‑net‑worth individuals, and charitable organizations. The firm uses model portfolios and sub‑advisers, tailoring recommendations to client risk profiles and investment parameters, and integrates investment, insurance, and tax services through affiliated entities.

Roxanne Theodoropoulos is a CFP® and holds a Series 66 license with 15 years of industry experience. She currently works at Capstonewealth and has previously been with Gradient Advisors, LLC and USAA Financial Planning Services. Outside of investment advisory, she is also active as an insurance agent specializing in Medicare, life insurance, and annuities through American Senior Benefits. Capstonewealth provides investment management primarily to individual clients using third-party strategist models through the Orion Portfolio Solutions platform. The firm operates mainly on a non-discretionary basis, making portfolio recommendations while clients retain final trade decisions.

Michael Osborne is a financial advisor at New Millennium Asset Management, Inc. with 18 years of industry experience. He holds a Series 65 designation and has been with New Millennium Asset Management since 2007. New Millennium Asset Management primarily serves individual and high-net-worth clients, managing discretionary portfolios with a combination of fundamental and technical analysis. The firm offers a range of financial planning and business consulting services, and is notable for its use of leverage and derivatives within client accounts.

Joshua Cruz is a CFP® professional with eight years of industry experience. He has worked at Bucket List Wealth Management, LLC since 2017 and previously held roles at Senior Financial Security, Inc and Deutsche Bank. Cruz holds a Series 65 license and is also a licensed independent insurance agent, though he does not actively use this license. Bucket List Wealth Management serves individual and high-net-worth clients by recommending and onboarding third-party advisers through sub-advisory arrangements. The firm’s investment approach is asset-allocation based and emphasizes regular account reviews, model portfolio management, and coordination with external money managers.

Carol Greenwald is a financial advisor at Potomac Investment Company with 43 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Potomac Investment Company since 1983. Potomac Investment Company is a small investment management firm that provides discretionary portfolio management to high-net-worth individuals, trusts, estates, charitable organizations, and retirement accounts. The firm employs a conservative, long-term investment approach with a focus on fundamental and cyclical security analysis and diversification.

Bart Patterson is a financial advisor with Zenith Advisory Group, LLC, holding a Series 65 designation and 14 years of industry experience. He has worked at Zenith Advisory Group since 2022 and previously held roles at Golden Reserve, LLC, and Parady Financial Group. Bart is also a licensed agent. Zenith Advisory Group provides advisory services primarily to individual and high-net-worth clients, offering portfolio management, financial planning, and retirement plan advisory services. The firm employs a long-term investment approach based on modern portfolio theory, tailoring strategies to client goals, time horizons, and risk tolerances.

Kathryn Donovan is a Certified Financial Planner® with 29 years of industry experience. She is currently with Parady Wealth Management and previously spent over 20 years at Ameriprise Financial Services in various capacities. Parady Wealth Management provides discretionary investment management primarily to individuals, high-net-worth clients, and charitable organizations. The firm uses a documented suitability process with regularly rebalanced model portfolios and offers integrated investment, insurance, and tax services through its affiliated entities.

Jared Vock is a financial advisor at Parady Wealth Management with six years of industry experience. He holds a Series 66 designation and has worked at firms including Morgan Stanley, Wells Fargo, and Merrill Lynch. Jared is also a licensed insurance agent at Parady Financial Group. Parady Wealth Management provides discretionary investment management primarily to individuals, high-net-worth clients, and charitable organizations. The firm uses model portfolios managed by sub-advisers and incorporates tax-conscious and cash management strategies, offering integrated investment, insurance, and tax services through affiliated entities.

Jacob Wells is a financial advisor at Zenith Advisory Group, LLC with one year of industry experience. He holds a Series 65 designation and previously worked in the NFL/XFL from 2022 to 2025. Zenith Advisory Group provides advisory services primarily to individual and high-net-worth clients, offering portfolio management, financial planning, and retirement plan advisory services. The firm’s investment approach is based on modern portfolio theory and focuses on client goals, time horizon, and risk tolerance, with regular portfolio reviews and use of sub-advisors as needed.

Daniel Quirk is a financial advisor at Bucket List Wealth Management, LLC with nine years of industry experience. He holds a Series 65 designation and has worked at Senior Financial Security, Inc and AE Wealth Management, LLC before joining his current firm in 2017. Outside of advisory work, he is a co-owner of Fun Functions, LLC, an event planning and entertainment business. Bucket List Wealth Management serves individual and high-net-worth clients by providing portfolio management primarily through third-party sub-advisory arrangements. The firm uses an asset-allocation approach supported by third-party research and model portfolios, with accounts reviewed regularly and a servicing model that emphasizes coordination with external money managers.

Jonathan Leftwich is a financial advisor with NetWorth Asset Management, Inc. He holds a Series 66 designation and has two years of industry experience. Prior to joining NetWorth, he worked at firms including Northwestern Mutual and Ausdal Financial Partners. Jonathan is also a licensed health insurance agent, providing sales and service to individuals and small businesses. NetWorth Asset Management offers fee-based investment advisory and consulting services to individuals, pension and profit-sharing plans, corporations, and trusts. The firm manages portfolios on a discretionary basis using model portfolio asset allocations aligned with client objectives and serves both individual and high-net-worth clients.