David Setia is a financial advisor with LPL Financial in Celina, TX, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. Prior to joining LPL Financial in 2016, he worked at Dominion Wealth Management, Inc. for one year. Outside of his advisory work, Setia is involved in fitness-related activities, including personal training and fitness programs in Frisco, TX. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management with access to model portfolios, third-party research, and advanced technologies.

Todd Frederick is a CFP® professional with 29 years of industry experience. He is the sole advisor at Stonecreek Private Wealth, LLC, where he has worked since 2022. Prior to that, he held roles at Fidelity Personal and Workplace Advisors and Strategic Advisors LLC. Outside of his advisory work, he is a director and silent partner at a women’s kickboxing gym. StoneCreek Private Wealth provides discretionary investment management and financial planning services primarily to individuals, trusts, charitable organizations, businesses, and qualified retirement plans, generally serving larger accounts with a $1 million minimum. The firm employs an evidence-based investment approach grounded in Modern Portfolio Theory, utilizing diversified, low-turnover mutual funds and ETFs, with a notable reliance on Dimensional Fund Advisors products.

Christopher Cardinal is the founder of Cardinal Wealth Management LLC in McKinney, TX, holding a Series 65 designation with one year of industry experience. Prior to establishing his firm, he worked in behavioral health and nonprofit roles. Cardinal Wealth Management serves individuals, professionals, and small businesses, focusing on comprehensive financial planning and discretionary portfolio management primarily in equities and fixed income. The firm uses a strategic asset allocation model combined with fundamental and technical analysis, emphasizing long-term investing through marketable securities, mutual funds, and ETFs.

Barron Gray II is the sole advisor at Gray Financial Planning LLC in McKinney, TX, holding CFP® and Series 66 credentials with 17 years of industry experience. He founded Gray Financial Planning in 2011. Outside of his advisory work, Mr. Gray owns and manages several short-term vacation rental properties and provides consulting services related to network and phone switch equipment. Gray Financial Planning LLC serves individuals, estates, trusts, and small businesses with financial planning and investment supervisory services. The firm operates primarily on a non-discretionary basis, applying Modern Portfolio Theory with a long-term, buy-and-hold approach using indexes and ETFs, and emphasizes client approval for trade execution.

Michael Smith is a financial advisor at Smith, Michael, Glen with a Series 65 designation and two years of industry experience. He operates as a sole proprietor and has held various roles in investment and energy-related companies since 2011. Smith, Michael, Glen provides non-discretionary investment advisory services and portfolio management to high-net-worth individuals, foundations, endowments, trusts, qualified plans, and selected institutional accounts. The firm emphasizes fundamental research, tailored asset allocation, and due diligence on third-party portfolio managers, maintaining an operational affiliation with an accounting firm specializing in taxation for high-net-worth clients.

Katherine Malone is a financial advisor at Malone Financial Planning LLC in McKinney, TX, holding a Series 65 designation and bringing three years of industry experience. Her work history includes roles at Citrine Capital and Baylor Scott & White Health prior to founding her independent firm. Malone Financial Planning LLC offers fee-only investment management and financial planning services to individual and high-net-worth clients, focusing on personalized investment policies that incorporate both passive and active strategies along with options for socially responsible investing. The firm operates as a boutique practice, providing discretionary portfolio oversight and a range of planning services without account minimums.

Roderick Roberts II is the sole advisor at Finance.vet LLC, holding a Series 65 designation with one year of experience. His prior work includes roles at C4 Constructors LLC and Beauty Bakerie Cosmetics Brand, Inc. Finance.vet LLC provides internet-based discretionary portfolio management primarily for U.S. veterans, military retirees, and military-connected families, employing an ETF-first investment approach with a focus on options-income and digital-asset strategies. The firm offers an optional advisory service distinct from its educational technology platform and operates a partner-funded cohort model to reduce fees for eligible clients.

You've experienced an unimaginable loss: the loss of a spouse, a marriage, or a loved one. You never handled the "money" side of things, and you're scared. Your estate planning or divorce attorney has helped you through the nuts and bolts, but now what? Molly Laughter, CFA® Charterholder and CERTIFIED FINANCIAL PLANNER™ is passionate about helping women understand finances and answer this question. Molly has spent her professional career making complicated financial topics relatable and understandable. You don't have to know numbers to build a successful life or start again. Molly’s mission is to educate and empower the women she works with to live a life they love, with solid analysis and planning as a foundation for the future. She provides access to comprehensive financial planning and investment management.

Wesley Young is a CFP® with 17 years of industry experience, currently serving as the sole advisor at Oakwood Advisory Group, LLC since 2011. He has also been affiliated with MassMutual since 2009. Outside of his advisory role, Young is involved in multiple business ventures, including ownership interests in several management and fund entities, as well as ownership of an entertainment group. Oakwood Advisory Group provides investment management, financial planning, and consulting services to individuals, high-net-worth clients, trusts and estates, profit-sharing plans, and pooled investment vehicles. The firm employs a disciplined, diversification-focused investment process and offers tailored services directly or through recommended sub-advisors.

Marc Helfrich is the sole advisor at Marc C Helfrich Registered Investment Advisor in Van Alstyne, TX, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has operated his own advisory firm since 2012 and has been an insurance agent specializing in life, long-term care, and annuity products since 2009. His firm provides tailored financial planning services to individual clients on a non-discretionary basis, focusing on establishing client goals, risk tolerance, and conducting periodic reviews. The firm emphasizes individualized advice without discretionary trading authority and integrates client approval in all account changes.

Joseph Mc Cullough is the principal of McCullough Wealth Management LLC in Van Alstyne, TX, with two years of industry experience. He holds a Series 66 designation and has prior experience at Securities America Advisors, Securities America, Inc., and Ameriprise Financial Services. Mc Cullough is also a CPA licensed since 1993 and a Texas-licensed insurance agent, though he does not currently sell insurance products or provide accounting services. McCullough Wealth Management LLC offers asset management and financial planning services to individuals, corporations, and business entities. The firm combines fundamental and technical analysis with Modern Portfolio Theory to construct portfolios and focuses on long-term, income, and tax-efficient strategies tailored to client objectives and risk tolerance.

Ralph Ujano Jr. is a CFP® professional with 28 years of industry experience. He is the sole advisor at The Ujano Advisory Group LLC, an independent firm he has led since 2017. Prior to founding his firm, he worked elsewhere for one year. The Ujano Advisory Group LLC provides comprehensive wealth management and life-planning services to individuals, families, trusts, estates, charitable organizations, and employer retirement plans. The firm employs evidence-based portfolio construction and offers pension consulting and retirement-plan support, combining discretionary portfolio management with tax-aware planning and multigenerational legacy strategies.

I’m Shar-Né Warren, CFP®, CRPC®, the “excavator” behind Financial Excavation! You could say I’ve always been passionate about helping build more and achieve more. As a former interior design student, I wanted to help people build beautiful homes – and now I get to help them build beautiful lives. My financial story began early at 11 years old, when I witnessed our family lose our house just weeks before Christmas. I still remember the confusion, the stress, the pain, and the worry I felt and saw. From that young age, I’ve had a calling to be a positive difference maker in the lives of others. With over 15 years of experience in financial services, I’ve learned that the journey to financial well-being doesn’t happen overnight. It requires leaving your comfort zone, and it’s more challenging alone. I wanted to create Financial Excavation to help real people, imperfect people, who dream big and sometimes play small…until now! You know where you want to go, you just may not know how to get there. Financial Excavation isn’t another “by-the-numbers” firm. Our approach is more spiritually grounded. Inspired by Bible verse, Jeremiah 1:10, we’re here to help you tear down old beliefs and rebuild a rooted financial life. We know that taking that first step towards digging deep into past beliefs, clearing old patterns, and building a strong financial foundation isn’t easy. But together, we’ve got this! We are committed to helping YOU build the best financial future you can and uncover the beautiful treasure and life that you’ve always desired. Whether you are a new wealth individual, pre-retiree, in transition, or a person of color, we meet you where you are and guide you where you need to go. And we do it with a sprinkle of fun – yes, fun! – in the process.

Charles McLean is the principal advisor at Charles McLean Capital Management in McKinney, TX, with 25 years of industry experience. He previously worked at Sigma Planning Corporation and Sigma Financial Corporation for 17 years and served at the University of Texas A&M School of Law for two years. McLean is the author of *Women and Wealth*, a guide addressing investment lifecycle issues for women. Charles McLean Capital Management offers discretionary and non-discretionary portfolio management, comprehensive wealth-management consulting, and related services to individuals, institutions, trusts, estates, retirement accounts, and charitable organizations. The firm emphasizes customized portfolios using individual securities, ETFs, and options, supplements research with vetted external and AI sources, and provides flexible fee arrangements including fixed, hourly, and project-based fees.

Hannah Szarszewski is a CFP® and holds a Series 65 license with seven years of industry experience. She is the principal of Blue Mountain Financial Planning, an independent advisory firm, and also owns Blue Mountain Money Education, LLC, through which she provides financial literacy and educational content. Prior to founding her current firm, she worked at Keener Financial Planning and SFMG Wealth Advisors. Blue Mountain Financial Planning serves individual and high-net-worth clients with ongoing financial planning and discretionary investment management, using a primarily passive, asset-allocation approach based on index funds and ETFs. The firm uses a subscription-based fee model rather than asset-based fees and offers both ongoing and project-based planning services.

Andrew Lai is a CFA® charterholder with four years of industry experience. He is the principal of Verité Financial, LLC, an independent advisory firm he has led since 2021. Prior to this, he held roles at Collinson Group, Signify Health, and Alliance Data Systems. Verité Financial provides one-time financial planning engagements focused on asset allocation, budgeting, and delivering a customized Investment Policy Statement. The firm’s advice-only model emphasizes diversification, low-cost index funds, and buy-and-hold strategies, without offering ongoing portfolio management or custody of client assets.

Working in the investment industry since 2007, I've seen the good, bad and everything in-between when it comes to financial advice. A good adviser can add years to a successful retirement and prevent costly, sometimes devastating financial errors. Fortunately there are many good advisers out there (especially in the XY Planning Network). Unfortunately, there is also plenty of bad advice from unqualified advisers out there. It can be hard to tell the difference. That can be an expensive lesson. My dad's experience with an adviser in the early 2000s lost him $400,000. I wrote about it here: https://empowermenttools.net/my-dad-lost-400000-heres-what-i-did-about-it/ I started Financial Empowerment to be different. As a devoted Christ-follower I help people steward the financial blessings God has put in their hands. As a fee-only fiduciary, my goal is simple: to help you reach yours. If you're wrestling with multiple competing goals, I'll help you prioritize what to focus on first. I believe in honesty and following through on promises. Finances can seem complicated, but they don't have to be. Ideas that build wealth are often intuitive if explained in plain English. As a CFP® professional and CFA charterholder, I've devoted my career to pursuing the frontiers of investment management and financial planning knowledge. My aim is to provide the highest quality service for clients, on a level that I would accept for my own family. Clients I tend to work best with are 45 - 60 years old, making $200K or more per year, with no or low debt outside of their mortgage. I'm based in McKinney, Texas (Dallas-Ft. Worth metro area) but originally from Denver, Colorado. When I'm not building financial plans you can find me playing basketball or doing art projects with my 10-year old daughter or on the mats practicing Brazilian Jiu-Jitsu and Kenpo Karate. Schedule a free, no obligation call using the link provided and we'll discuss your situation and how I can help.

Stephen Cross is the sole advisor at Cross Financial Strategies, LLC, an independent firm based in Prosper, Texas. He holds a Series 66 designation and has 26 years of industry experience, including work at LPL Financial. In addition to his advisory role, he maintains a limited insurance agent activity. Cross Financial Strategies provides discretionary asset management to individuals, high-net-worth clients, and corporate entities, with specialized services in ERISA plan management and pension consulting. The firm employs tailored investment programs utilizing Modern Portfolio Theory along with long- and short-term strategies, including options and derivatives, and it permits the use of margin and borrowing in managed accounts.

Venkataraghu Komari is a financial advisor at Tusker Wealth Management, LLC with seven years of industry experience. He holds the Series 66 designation and has worked at firms including Ameriprise Financial, Mass Mutual Dallas, and opes One Advisors. Komari also serves as a licensed insurance agent and acts as an agent for an electronic estate planning firm. Tusker Wealth Management provides advisory services to individuals, pension and profit-sharing plans, charitable organizations, and business entities. The firm offers customized and automated portfolio management, financial planning, pension consulting, educational seminars, and electronic estate-planning referrals, employing a variety of investment strategies with regular monitoring and documented investment policies.

Jace Prows is a financial advisor with Luminary Wealth Advisors in McKinney, TX. He holds Series 63 and Series 66 designations and has 16 years of industry experience. Prior to founding Luminary Wealth Advisors, he worked at Alpha Cubed Investments and Beacon Pointe Advisors. Outside of his advisory role, Prows owns Luminary Cabins LLC, a property management company. Luminary Wealth Advisors provides discretionary investment management and financial planning services to individuals and corporate clients. The firm primarily uses a passive, asset-class-based investment approach with index funds and ETFs, while also incorporating fundamental and technical analysis as needed.