Hi, I'm Louis Guajardo. I’m the founder of Moonshot Planning, a financial planning firm built specifically for creators, freelancers, and self-employed professionals - the people traditional finance tends to overlook. My journey started when I saw firsthand how the industry dismissed talented creators who didn’t fit the usual model. I watched a young creator making more than many people twice her age, yet she had no retirement plan, no tax strategy, and no financial roadmap. When I asked how we could help her, I was told to just ignore her. That stuck with me. After passing my CFP® exam and launching my own firm, Brighter Days Planning, I realized I’d built something safe and predictable - like everyone else. But when that same creator came back, signed up, and started referring her friends after we built her plan, everything changed. I realized this wasn’t just a niche; this was the entire point. So I burned it down and rebuilt, and that’s how Moonshot Planning was born. Today, I’m committed to serving the creators, freelancers, and self-employed people that the rest of the industry has overlooked, helping them build personalized financial plans that actually fit their lives and careers. Outside of work, I stay active and creative. I train in jiu-jitsu and boxing, skateboard, draw, and listen to music, all of which help me stay balanced, focused, and energized both personally and professionally.

Mathew Duvall is a financial advisor at Duvall Wealth Management LLC with four years of industry experience. He holds a Series 66 designation and previously worked at Transamerica Financial Advisors, Inc. In addition to his advisory role, Duvall teaches math at Mt. San Antonio College and Bonita Unified School District. Duvall Wealth Management provides investment advisory and financial planning services to individual clients, managing approximately $1.25 million across about 27 accounts. The firm offers portfolio management with written investment policy statements, standalone financial plans, and advisory services for employer-sponsored retirement plans, utilizing a long-term trading approach based on fundamental analysis, modern portfolio theory, and quantitative methods.

Suzanne Chen is the principal of SEEN Consulting LLC, an independent advisory firm based in Ontario, California. She holds Series 63 and Series 65 licenses and has 27 years of industry experience, including prior roles at Golden State Advisors, LLC and Amber Systems Technologies. SEEN Consulting LLC provides discretionary portfolio management and financial consulting to individual and high-net-worth clients, managing approximately $52 million across about 32 accounts. The firm combines technical and fundamental analysis with modern portfolio theory to construct diversified portfolios and conducts monthly account reviews while offering financial consulting at no additional charge.

Omar Shallan is a financial advisor at Santa Cruz Financial in Rancho Cucamonga, CA. He holds Series 65 and Series 66 licenses and has over a decade of experience in the insurance and financial services industry, including ten years at Save In Insurance before joining Santa Cruz Financial in 2025. Santa Cruz Financial serves individual clients by providing investment advice, non-discretionary portfolio management, and comprehensive financial planning on an hourly basis. The firm follows a long-term, passive investment approach focused on diversified allocations to large-cap equities, dividend-growth stocks, and high-quality bonds, while emphasizing minimal trading and avoiding speculative instruments.

Saad El Hajjaoui is a CFP®-certified financial advisor with four years of industry experience. He currently leads Xel Wealth Management, Inc. in Ontario, CA, and has prior experience at Falcon Wealth and JPMorgan Chase Bank N.A. In addition to his advisory role, Saad is a partner in Olve Branch Medical Corp, a medical billing and practice consulting firm, where he provides financial consultation and relationship management support. Xel Wealth Management, Inc. offers portfolio management and financial planning services to individuals, high-net-worth clients, and business entities without account minimums. The firm employs a variety of analytical methods and investment strategies, including discretionary asset allocation and a combination of long- and short-term trading, options, derivatives, and private placements, alongside in-house tax preparation and the use of artificial intelligence tools.

Minh Tran is a financial advisor at Lone Wolf Wealth Management in Ontario, CA, with one year of industry experience. He holds Series 63 and Series 66 licenses. Prior to his current role, Minh worked at Northwestern Mutual in various capacities from 2025 to 2026 and was with International Tran Corp from 2011 to 2025. Lone Wolf Wealth Management serves individuals, families, small business owners, and employer retirement plan sponsors, offering discretionary and non-discretionary investment management along with comprehensive financial planning. The firm emphasizes customized portfolios, pension consulting, retirement plan design, and integrates charitable giving strategies within estate planning.

Scott Gutman is the sole advisor at Gutman Financial Planning LLC in Loma Linda, CA. He holds a Series 65 license and has two years of experience as a financial advisor. Gutman also works full-time as an Information Exchange Specialist for the Fontana Unified School District, where he handles IT duties related to data management and oversees the Medi-Cal billing department. Gutman Financial Planning LLC serves individuals, families, trusts, and estates with financial planning, investment consulting, and portfolio management on an hourly, project, or ongoing basis. The firm employs a strategic, long-term investment approach focused on asset allocation, diversification, and periodic rebalancing using primarily low-cost mutual funds and ETFs.

Michael Carizzi is a financial advisor at Omnikey Investment Advisors with two years of industry experience. He holds a Series 65 designation and has worked as a professor at the Los Angeles Community College District since 2010, where he develops curricula and delivers course material. Omnikey Investment Advisors is a fee-only, single-advisor firm that provides comprehensive financial planning to individuals, high-net-worth clients, and businesses. The firm emphasizes education and real estate-focused planning through seminars, a Real Estate Investing Club, and tailored financial plans without discretionary portfolio management.

Edwin Chiang is the principal advisor of Edwin Chiang Investment Advisor, an independent firm. He holds a Series 65 designation and has three years of industry experience. In addition to his financial advisory role, he works full-time as a civil engineer with the Metropolitan Water District of Southern California, focusing on water quality compliance in engineering design. The firm offers as-needed financial planning and investment consultation to individuals and families, emphasizing passive, low-cost index funds and balanced asset allocation tailored to client risk tolerance. It operates on a fee-only, hourly basis without managing discretionary assets or accepting commissions.

Phillip Gorian is a financial advisor at Gorian Investments in San Bernardino, CA, with 14 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Wilshire Capital Group, Inc., Oaktree Brokerage, Unitedhealthcare, Asset Marketing Systems, and Staffmark. Gorian Investments provides securities investment advisory services to higher-income professionals, businesses, and select institutional clients, including pension plans. The firm employs a conservative, long-term buy-and-hold strategy focused on blue-chip equities and investment-grade bonds, managing accounts primarily on a non-discretionary basis with client approval of investment decisions.

Daniel Flores is a financial advisor at PDE Wealth Advisors, LLC in Rancho Cucamonga, CA, holding a Series 65 designation with 13 years of industry experience. He previously worked at Legacy Investment Services, LLC and has been involved with PDE Insurance Services, Inc. as an insurance agent since 2017. PDE Wealth Advisors, LLC provides fee-based financial planning and discretionary portfolio management to individuals, high-net-worth clients, and business entities. The firm uses a variety of analytical methods and may engage third-party managers while maintaining discretionary trading authority and monitoring performance.

Thomas Podgorski is a financial advisor at CAtrs Teachers Retirement Services LLC in Riverside, CA, with eight years of industry experience. He holds the Series 63 and Series 65 designations and previously worked for 14 years with the Riverside Unified School District. Podgorski has also been involved with community nonprofit boards. CAtrs Teachers Retirement Services LLC is a small independent advisory practice serving individual clients with a limited roster. The firm provides advisory services and transacts fixed and indexed annuities without charging fees based on assets under management, differentiating its approach from typical advisory models.

Ryan Purdie is the principal of Creative Planning Solutions, Inc., an independent advisory firm based in Grand Terrace, CA. He holds a Series 65 designation and has 12 years of industry experience. Mr. Purdie is also the owner of two other investment advisory firms, Fortitude Advisors and Accounting Inc. Creative Planning Solutions provides comprehensive financial and business planning primarily for ultra-high-net-worth families, trusts, estates, and business entities. The firm focuses on multi-generational and business-owner planning and refers clients to third-party investment managers rather than managing assets directly.

Patrick Powers is a financial advisor at WealthWise Asset Management LLC with a Series 65 designation and one year of industry experience. He has been involved in entrepreneurial activities through PowersTech, Inc. and Newport Thin Film Laboratory, Inc. outside of his advisory role. WealthWise Asset Management provides investment advisory and wealth-planning services to individuals, families, corporate executives, business owners, and trusts. The firm offers non-discretionary advice with a focus on long-term planning, using an hourly, flat-fee billing model and providing educational seminars.

Nixon James is a CFP® with 17 years of industry experience, currently serving as the principal advisor at Shepherd Advisor. His prior experience includes roles at Merrill, Eagle Strategies (NY Life), and U.S. Bancorp Investments. Outside of advising, he is involved in software technology consulting and AI product strategy, serving as Managing Director at FORSYS and Head of Insurance Solutions at COGNICOR TECHNOLOGIES INC, and he founded a software consulting firm, AIDEO LLC. Shepherd Advisor provides advisory services to individual clients, including high-net-worth individuals and retirement plans, offering portfolio management, financial planning, and pension/401(k) consulting. The firm employs a range of analytic methods and investment strategies, serving mainly on a non-discretionary basis with custody at Schwab Institutional.

Nolan Chevalier is a financial advisor at Seapoint Capital Management LLC with two years of industry experience. He holds Series 63 and Series 65 licenses and has been with Seapoint Capital since its founding in 2024. Prior to that, he was self-employed from 2015 to 2018 and worked in other roles between 2018 and 2024. Seapoint Capital Management is a small, state-registered advisory firm serving individuals and high-net-worth clients with discretionary asset management and financial planning. The firm uses client-goal-driven, fundamental analysis-based strategies and requires assets to be custodied at Interactive Brokers.

Denita Clark is a financial advisor with The Financial Architects Wealth Management LLC in Chino Hills, CA, holding Series 63 and Series 66 licenses and possessing 21 years of industry experience. Her prior work includes roles at Transamerica Financial Advisors, World Financial Group, LPL Financial, and CUNA Brokerage Services. She is also involved in the sale of health and insurance products through Covered California and her own insurance agency. The Financial Architects Wealth Management LLC provides non-discretionary investment management, financial planning, and retirement plan advisory services to a small client base of individuals and employer-sponsored plans. The firm uses a blend of fundamental, technical, charting, and cyclical analysis methods and offers limited-scope ERISA 3(21) pension consulting and participant education services.

Eric La Nier is a financial advisor at Higher Impact Financial, LLC in Riverside, California, with seven years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones and Wealthtech Partners LLC. In addition to his advisory role, he is an online securities instructor, teaching courses such as the SIE, Series 7, and Series 66 exams. Higher Impact Financial serves individual and high-net-worth clients, offering discretionary and non-discretionary portfolio management alongside financial planning and consulting. The firm employs a range of strategies tailored to client objectives, including tax planning and retirement-plan consulting, and utilizes qualified custodians and third-party managers in its implementation.

David De Koekkoek is a Certified Financial Planner® and Enrolled Agent with over 30 years of experience in financial and tax services. He operates independently through his own firm, David De Koekkoek, CFP, EA, based in Chino, California. His professional background includes tax preparation, planning, and consulting, as well as serving as a licensed life insurance agent. His firm serves individual clients as well as trustees, estates, trusts, charitable organizations, and business clients, providing financial planning, retirement-transition planning, tax services, bookkeeping, and payroll support. The firm emphasizes long-term planning and fundamental security analysis, offering non-discretionary investment advice and maintaining client assets with third-party custodians.

Michael Kedis is the founder of Affinity Asset Management in Chino, CA. He holds a Series 65 license and has two years of industry experience. Since 2011, he has also been involved with Cedars Express International Inc., a shipping services business. Affinity Asset Management provides financial planning and portfolio management services to individuals and small businesses through managed and guided plan options. The firm employs a macro-to-micro investment approach using both fundamental and technical analysis, considers private market opportunities, and operates without discretionary trading authority or receipt of commissions and performance-based fees.