Richard Komarek is a Certified Financial Planner® with 18 years of experience, operating his independent firm, Ric Komarek, CFP, in Redding, California. He has served as a class instructor at Shasta College since 2015 and is also licensed as a life and health insurance agent. His career includes managing his own advisory practices since 2007. Ric Komarek, CFP provides financial planning, consulting, and investment advice to individuals, families, and business owners. The firm manages approximately $26 million in assets and offers tailored portfolio management focused on diversified investments, operating on a fiduciary, non-discretionary basis with an emphasis on risk management and client approval.

Garet Tarvin is a financial advisor at Alpha Initiative with Series 65 and Series 66 credentials and seven years of industry experience. He previously worked at Kahala Partners LLC and currently holds a role as a Utility Analyst at the City of Redding, where he provides analytical support for a public electric utility. Alongside his advisory work, he is involved in managing investment-related activities for a real estate portfolio. Alpha Initiative is an independent firm offering discretionary portfolio management and investment advisory services to individual investors, high-net-worth individuals, and family trusts. The firm employs an active, research-driven approach using qualitative and quantitative fundamental analysis to create customized portfolios and model allocations across various risk tolerances.

Wesley Jackman is the principal of WJ Consulting LLC, a California-registered independent investment advisory firm. He holds a Series 65 designation and has professional experience as a Systems Engineering Lead at KBR, Inc., where he works on aerospace and defense contracts. Prior to his current roles, he served nine years in the United States Air Force. WJ Consulting LLC provides portfolio management and investment advisory services focused on long-term value investing for individual clients. The firm emphasizes fundamental analysis and customizes portfolios based on client preferences, operating with a small client base and no assets under management as of mid-2025.

Glenn Rank is the sole advisor at GSR Capital Management, Inc., an independent registered investment adviser based in Redding, CA. He holds Series 63 and Series 65 licenses and has 24 years of industry experience. Prior to founding GSR Capital Management in 2015, his earlier career background is not detailed. Outside of his advisory role, Glenn Rank serves as a church elder at Oak Grove Bible Fellowship, where he contributes to administration and long-term planning. GSR Capital Management manages approximately $73 million for about 120 clients, offering discretionary portfolio management, financial planning, and ERISA plan consulting. The firm’s investment approach combines technical, fundamental, and valuation analysis to create diversified portfolios and serves a diverse client base including individuals, corporate/business clients, municipal entities, and charitable organizations.

Darien Croce is a financial advisor with Parallel Wealth Management in Redding, CA, holding a Series 66 designation and 18 years of industry experience. He previously worked at Bank of America and Merrill Lynch from 2012 to 2017. In addition to his advisory role, Croce owns and manages Parallel Tax LLC, a tax preparation and planning business serving overlapping clients. Parallel Wealth Management provides discretionary portfolio management and comprehensive financial planning primarily for individual and high-net-worth clients. The firm emphasizes passive investment management with index funds and ETFs, incorporates tax and estate considerations, and offers consulting on employer-sponsored retirement plans and employee benefits.

Patrick McNally is the sole advisor at Retirement Lifestyles Advisory Group and holds a Series 65 designation with 16 years of industry experience. He has led McNally Wealth Management since 2011 and also operates Patrick McNally Insurance, through which he markets life insurance, Medicare supplement, and annuities. Retirement Lifestyles Advisory Group is a state-registered, single-advisor firm providing retirement income planning, comprehensive financial planning, and portfolio management primarily on a non-discretionary basis. The firm employs a long-term, buy-and-hold investment strategy based on Modern Portfolio Theory, utilizing diversified vehicles such as ETFs, index funds, and managed accounts, with a particular emphasis on small-cap and value exposures.

Michael Weil is the sole advisor at Weil Associates, Inc. in Cottonwood, CA, with 31 years of industry experience. He has led Weil Associates since 1993. Weil also oversees a small charitable foundation that manages investments and makes grants. Weil Associates, Inc. serves a small client base including individuals, high-net-worth clients, charitable organizations, and corporations, managing approximately $20.5 million. The firm offers personalized portfolio management and consulting using a variety of investment strategies tailored to client objectives, including services for institutional clients and charitable organizations.

John Gardner is the principal advisor at Convergence Wealth Partners LLC in Redding, CA. He holds a Series 65 designation and has four years of experience in the financial services industry. Gardner is also the CEO and founder of Financial Convergence Insurance Solutions, Inc., where he serves as a licensed insurance agent. Convergence Wealth Partners LLC provides discretionary managed account services and financial planning to individual and high-net-worth clients. The firm offers tailored investment advice, asset allocation recommendations, and may utilize third-party managers while maintaining oversight of those relationships.

Aaron Hatch is a CFP®-certified financial advisor with 14 years of industry experience. He has been the sole advisor at Woven Capital, LLC since 2014, an independent, fee-only advisory firm based in Redding, CA. Woven Capital, LLC provides financial planning, investment advisory, and subscription-based consulting services to individuals and families. The firm emphasizes non-discretionary portfolio management, requiring client pre-approval for transactions, and employs fundamental, technical, cyclical, and charting analysis to guide investment recommendations.

Jenna Nichol Fitzgerald is a financial advisor at Morris Wealth Management with two years of industry experience. She holds a Series 66 designation and has previously worked at Edward Jones and Herrick Grapevines, LLC. Outside of her advisory role, she owns HenleysMomPatterns, a business creating and selling crochet patterns on Etsy. Morris Wealth Management provides discretionary and non-discretionary portfolio management to individuals and high-net-worth clients, as well as retirement plan advisory services, including acting as an ERISA 3(38) investment manager. The firm’s investment programs are tailored to client goals and risk tolerance and support both fundamental and technical analysis.

Glenn Morris is a CFP® professional with 28 years of industry experience, currently serving at Morris Wealth Management, a firm he has led since 2013. He is also licensed as a life insurance agent, involved in assessing client needs for insurance products. Morris Wealth Management provides discretionary and non-discretionary portfolio management services to individuals, trusts, estates, corporations, and retirement plans, including acting as a 3(38) investment manager for ERISA plans. The firm tailors investment programs to client goals and risk tolerance, conducting regular account reviews and offering both discretionary and client-approved trading options.

Theodore Palfini is a financial advisor at Cavalot Capital with 39 years of industry experience. He holds a Series 66 designation and previously worked at Sagepoint Financial, Inc. for 14 years. In addition to his advisory role, he serves as a trustee providing trustee services that include asset distribution and trust administration. Cavalot Capital serves individuals, families, trusts, and small businesses with integrated wealth management, discretionary investment management, financial planning, tax return preparation, and trust services. The firm focuses on long-term, passive investment strategies supplemented by fundamental and tactical analysis and offers a broad range of services including personal trust reporting and administrative trustee functions.

Nicholas Boero is a financial advisor at Rubicon Advisors in Redding, CA, holding a Series 66 designation with five years of industry experience. He has worked at Rubicon Advisors and LPL Financial since 2018, with prior experience at C R Motors. Rubicon Advisors serves individual and high-net-worth clients nationwide, providing portfolio management, financial planning, estate and retirement planning, and employer retirement plan consulting. The firm builds tailored investment strategies based on client goals and risk tolerance, utilizing a variety of securities and LPL-sponsored programs.

Eric Bates is a financial advisor with Rubicon Advisors in Roseville, CA, holding Series 63 and Series 65 licenses and over 31 years of industry experience. He has worked at Rubicon Advisors and LPL Financial since 2017, with prior roles at Wells Fargo Clearing Services and Wells Fargo Advisors. Outside of his advisory work, he operates Eric Bates Advisory Incorporated, a business entity established for tax and investment purposes. Rubicon Advisors serves individual and high-net-worth clients nationwide, providing portfolio management, financial planning, estate and retirement planning, and employer retirement plan consulting. The firm’s investment approach is based on client goals and risk tolerance, with tailored asset allocation and portfolio construction that may include a variety of securities and LPL-sponsored programs.

Jacob Thatcher is a financial advisor at Bright Lake Wealth Management, LLC with one year of industry experience. He holds a Series 65 designation and previously worked at North Market Investments Inc. for nine years. Outside of advisory work, he was briefly involved in an entertainment and gaming business, from which he is currently exiting. Bright Lake Wealth Management serves individual and high-net-worth clients with retirement-focused financial planning, discretionary portfolio management, and related advisory services. The firm uses model-based asset management and third-party money managers to implement and monitor client portfolios on a goals-based household approach.

Brian Stephens is a financial advisor with Rubicon Advisors in Redding, CA, holding a Series 66 credential and 19 years of industry experience. He has been with Rubicon Advisors and LPL Financial since 2016. Rubicon Advisors serves individual and high-net-worth clients nationwide, providing portfolio management, financial planning, estate and retirement planning, and employer retirement plan consulting. The firm emphasizes customized asset allocation and portfolio construction with ongoing monitoring and offers a range of investment options including stocks, bonds, ETFs, mutual funds, options, and alternative securities.

Mark Motell is a financial advisor with Rubicon Advisors in Roseville, CA, holding a Series 66 designation and 15 years of industry experience. He has been with Rubicon Advisors and affiliated with LPL Financial since 2015. Rubicon Advisors serves individual and high-net-worth clients nationwide, providing portfolio management, financial planning, estate and retirement planning, and employer retirement plan consulting. The firm’s investment approach emphasizes tailored asset allocation and portfolio construction based on clients’ goals and risk tolerance, utilizing a variety of investment vehicles and LPL-sponsored programs.

Mac Thatcher is a financial advisor at Bright Lake Wealth Management, LLC with two years of industry experience. He holds a Series 65 designation and previously worked at Pine Brook Financial and Dutch Bros Coffee. Bright Lake Wealth Management serves individual and high-net-worth clients with retirement-focused financial planning and discretionary portfolio management. The firm uses model portfolios implemented by third-party money managers and employs a goals-based household approach to ongoing monitoring and rebalancing.

Kevin Crandell is a financial advisor at Rubicon Advisors in Redding, CA, holding a Series 66 designation with five years of industry experience. His prior roles include positions at LPL Financial, Pine Brook Wealth Management, and Edward Jones. Outside of advisory work, he is the owner of Upward Junk Removal, a business unrelated to investment activities. Rubicon Advisors serves individual and high-net-worth clients nationwide, providing portfolio management, financial planning, estate and retirement planning, and employer retirement plan consulting. The firm emphasizes tailored asset allocation and portfolio construction, utilizing a broad range of investment vehicles and LPL-sponsored programs.

John Winn is a financial advisor with Rubicon Advisors, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors before joining Rubicon Advisors and LPL Financial in 2017. He serves as a board member for Ducks Unlimited, a nonprofit organization. Rubicon Advisors serves individual and high-net-worth clients across the U.S., providing portfolio management, financial planning, estate and retirement planning, and employer retirement plan consulting. The firm’s investment process involves tailored asset allocation and portfolio construction with ongoing monitoring, utilizing a variety of investment vehicles and LPL-sponsored programs.