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Liana F

Series 65

Camp Hill, PA

Vicus Capital, Inc.

Liana Freeland is a financial advisor at Vicus Capital, Inc. with three years of industry experience. She holds a Series 65 designation and has previously worked at Clelan and Company, Pronto, and Kay LLC. Outside of financial advising, she is a board member of the Michael J. Santanna Jr Achievement Foundation, where she communicates with schools and distributes scholarships, and owns Freeland Ventures, LLC, a business focused on reselling vinyl records and vintage items. Vicus Capital serves a diverse client base including individuals, businesses, trusts, charitable organizations, and retirement plan sponsors, offering investment management, financial planning, and retirement plan consulting. The firm employs a mix of fundamental and technical analysis with a variety of strategies and provides specialized services such as ERISA fiduciary consulting and dedicated program features like faith-based and ESG investment paths.

ESG / Sustainable investing Passive / index investing Tax-loss harvesting Private / alternative investments Religious/faith focused
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Ryan R

Series 63, Series 66

Mechanicsburg, PA

Girard Advisory Services, LLC

Ryan Roy is a financial advisor with Girard Advisory Services, LLC in Mechanicsburg, PA, holding Series 63 and Series 66 registrations and 22 years of industry experience. He has been with Girard Advisory Services since 2011 and previously worked at FTJOL, LLC for seven years. Girard Advisory Services, LLC is a fee-only registered investment adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm emphasizes asset allocation and diversification, using a proprietary research process and a committee-approved list of large-cap stocks, and offers both discretionary and non-discretionary portfolio management along with financial planning and retirement plan consulting.

Tax-loss harvesting Options & derivatives strategies Passive / index investing Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Executive
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Nicole J

Series 65

Dillsburg, PA

Inspire Advisors, LLC

Nicole Johndro is a financial advisor at Inspire Advisors, LLC with a Series 65 designation and one year of industry experience. Prior to joining Inspire Advisors, she served as Communications and Development Director for In Him Christian Wellness, a faith-based nonprofit organization. In this role, she worked on marketing strategy, fundraising campaigns, and donor relations. Inspire Advisors, LLC is a multi-advisor registered investment adviser managing approximately $1.03 billion for around 3,800 clients, including individuals, institutions, and charitable organizations. The firm incorporates Biblically Responsible Investing and employs a variety of quantitative and fundamental strategies implemented through model portfolios and proprietary ETFs.

ESG / Sustainable investing
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Lillian C

Series 63, Series 65

Camp Hill, PA

Thrivent Advisor Network, LLC

Lillian Crusan is an investment advisor representative with Thrivent Advisor Network, LLC and Northeastern Star Asset Management, Inc., holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Northeastern Star since 2016 and joined Thrivent Advisor Network in 2025. Outside of her advisory roles, she supervises telephone interviewers for the Survey Research Center at Pennsylvania State University. Thrivent Advisor Network serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans, managing approximately $6.8 billion in client assets. The firm offers customized asset allocations and long-term investment strategies, utilizing a range of investment vehicles and both discretionary and non-discretionary portfolio management approaches.

Annuities College savings (529s, UTMA, etc.) Private / alternative investments
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Gretchen D

Series 66

Camp Hill, PA

Thrivent Advisor Network, LLC

Gretchen Duda is a financial advisor with Thrivent Advisor Network, LLC, holding a Series 66 credential and eight years of industry experience. She has been affiliated with various entities within the Thrivent Financial group since 2017, including Thrivent Investment Management Inc and Thrivent Financial. Thrivent Advisor Network serves individuals, families, trusts, estates, businesses, and retirement plans with a focus on customized asset allocations and long-term investment strategies, utilizing a combination of low-cost diversified mutual funds, ETFs, and other investment options. The firm offers both discretionary and non-discretionary portfolio management, as well as access to independent managers and fee-based products.

Annuities College savings (529s, UTMA, etc.) Private / alternative investments
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Kimberly S

Series 63, Series 66

Mechanicsburg, PA

Merit Financial Advisors

Kimberly Swope is a financial advisor with Merit Financial Advisors, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. Her prior roles include positions at Purshe Kaplan Sterling Investments, Zimmermann Investment Management & Planning, and Professional Tax Advisors, where she also serves as a tax preparer. Merit Financial Group, LLC manages approximately $10.6 billion for a diverse client base including individuals, businesses, retirement plan sponsors, and charitable organizations. The firm employs a long-term, diversified investment strategy using model portfolios and customizable sleeves, supported by an internal Investment Management team and committee.

Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Business ownership considerations Founder/Business Owner Retired Executive
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Christopher P

Series 66

Dillsburg, PA

Inspire Advisors, LLC

Christopher Pagotto is a financial advisor at Inspire Advisors, LLC with seven years of industry experience. He previously worked at Thrivent Financial and Thrivent Investment Management Inc. Outside of his advisory role, he serves as a percussion music judge, providing commentary and scoring for high school indoor percussion competitions. Inspire Advisors, LLC is a multi-advisor registered investment adviser managing approximately $1.03 billion for individuals, institutions, charitable organizations, and broker-dealers. The firm integrates Biblically Responsible Investing using proprietary scoring and screening tools and employs a range of portfolio strategies including index-based and tactical allocations.

ESG / Sustainable investing
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Curt Z

Series 63, Series 65

Mechanicsburg, PA

Merit Financial Advisors

Curt Zimmermann is a financial advisor with Merit Financial Advisors, holding Series 63 and Series 65 credentials and over 40 years of industry experience. His career includes roles at several firms such as Purshe Kaplan Sterling Investments and Zimmermann Investment Management & Planning. Outside of his advisory work, he is a partner in a pickleball events business and serves as a director at the PA State Police Camp Cadet Troop H, where he reviews and discusses financial statements. Merit Financial Advisors is a multi-team registered investment adviser with 264 advisors serving over 20,000 clients across 66 offices. The firm provides coordinated wealth-management services and employs a long-term, diversified investment approach with customizable portfolio models overseen by an internal Investment Management team and committee.

Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Business ownership considerations Founder/Business Owner Retired Executive
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Gregory R

CFP®, Series 66

Hershey, PA

Merit Financial Advisors

Gregory Richards is a CFP® with 26 years of industry experience, currently advising at Merit Financial Advisors. His prior roles include positions at Purshe Kaplan Sterling Investments, Triad Advisors, and operating his own firm, Gregory Richards, LLC. Outside of financial advising, he serves as an attorney specializing in estate planning and holds leadership roles in nonprofit organizations, including as Judge Advocate for the Hershey American Legion Post 386 and Treasurer for the Valle del Sol Phase 6 Homeowners Association. Merit Financial Group, LLC manages approximately $10.6 billion and serves a diverse client base including individuals, businesses, retirement plan sponsors, and nonprofit organizations. The firm employs a long-term, diversified investment approach with customizable model portfolios overseen by a central Investment Management team and emphasizes specialized fiduciary and financial wellness services.

Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Business ownership considerations Founder/Business Owner Retired Executive
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Jessica E

Series 66

Mechanicsburg, PA

Dakota Wealth, LLC

Jessica Elscheid is a financial advisor at Dakota Wealth, LLC with 17 years of industry experience. She holds a Series 66 designation and has worked previously at JMG Wealth Management Group, Inc. and Raymond James Financial Services Advisors Inc. Elscheid serves as Treasurer and Secretary on the board of New Cumberland Federal Credit Union in a volunteer capacity. Dakota Wealth, LLC serves a diverse client base including high net worth individuals, trusts, foundations, retirement plans, charitable organizations, and business enterprises. The firm offers wealth management, investment management, financial planning, and retirement plan advisory services, utilizing customized, primarily long-term portfolios composed of mutual funds, ETFs, individual equities, fixed income, and other asset classes.

Private / alternative investments Active portfolio management Real estate investing Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Jamie F

Series 66

Camp Hill, PA

Thrivent Advisor Network, LLC

Jamie French is a Series 66-licensed financial advisor with 19 years of industry experience, currently serving at Thrivent Advisor Network, LLC. His prior roles include positions at Thrivent Investment Management and Purshe Kaplan Sterling Investments. He also serves as a governing board member at Daybreak Church, contributing to corporate decision-making and spiritual leadership. Thrivent Advisor Network, LLC provides investment advisory services to individuals, families, trusts, estates, businesses, retirement plans, and charitable organizations. The firm focuses on long-term investment strategies using customized asset allocations with low-cost mutual funds, ETFs, fixed-income securities, and alternative investments, supported by integration within the broader Thrivent group.

Annuities College savings (529s, UTMA, etc.) Private / alternative investments
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Terence G

Series 63, Series 65

Mechanicsburg, PA

Merit Financial Advisors

Terence Gibbons is a financial advisor at Merit Financial Advisors with five years of industry experience. He has worked at various firms including Nancy S. Daoud & Associates, LLC, Granite Group Advisors, LLC, and Purshe Kaplan Sterling Investments. Merit Financial Advisors is a multi-team registered investment adviser with 264 advisors serving over 20,000 clients across 66 offices, managing approximately $23.9 billion in assets. The firm offers coordinated wealth management services and employs a long-term, diversified investment approach with both discretionary and non-discretionary account management.

Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Business ownership considerations Founder/Business Owner Retired Executive
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Kenneth F

CFA®, Series 63, Series 65

Camp Hill, PA

Thrivent Advisor Network, LLC

Kenneth Ferrone is a CFA® charterholder with 23 years of industry experience. He is currently affiliated with Thrivent Advisor Network, LLC and Northeastern Star Asset Management, Inc., serving clients from Camp Hill, PA. Outside of his advisory roles, he owns KRF Consulting, a business focused on mortgage tracking for private loans, and is a licensed insurance agent. Thrivent Advisor Network, LLC provides investment advisory services to individuals, families, trusts, estates, businesses, retirement plans, and charitable organizations through a network of advisory persons. The firm emphasizes a long-term investment approach using customized asset allocations with low-cost mutual funds, ETFs, fixed-income securities, and alternative investments, supported by third-party custodians such as Fidelity and Schwab.

Annuities College savings (529s, UTMA, etc.) Private / alternative investments
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Anthony B

Series 63, Series 65

Mechanicsburg, PA

Vicus Capital, Inc.

Anthony Briselli Jr. is a financial advisor at Vicus Capital, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Vicus Capital since 2001 and Cetera Wealth Services, LLC since 2013. Outside of his advisory role, he is an independent insurance agent specializing in fixed annuities and life, accident, and health insurance. Vicus Capital serves a diverse client base including individuals, businesses, trusts, charitable organizations, and retirement plan sponsors, offering investment management, financial planning, and retirement plan consulting. The firm uses a blend of fundamental and technical analysis with various strategies and provides specialized fiduciary consulting and plan-sponsor services alongside standard advisory offerings.

ESG / Sustainable investing Passive / index investing Tax-loss harvesting Private / alternative investments Religious/faith focused
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Jackson S

Series 65, Series 66

Mechanicsburg, PA

Ethos Financial Group, LLC

Jackson Stough is a financial advisor at Ethos Financial Group, LLC with Series 65 and Series 66 licenses. He has been in the industry since 2024, with prior experience at RBC Wealth Management and a background in education at Liberty University and the high school level. Ethos Financial Group serves individuals, trusts, estates, municipal entities, and charitable organizations with discretionary and non-discretionary investment management, financial planning, and related consulting. The firm uses model portfolios and diversified, risk-conscious strategies combining index-based exposures implemented through various investment vehicles.

Private / alternative investments Options & derivatives strategies Tax-loss harvesting Retirement withdrawal strategies Founder/Business Owner Retired Executive HENRY (High Earners, Not Rich Yet)
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Michael R

Series 63, Series 65

Harrisburg, PA

Prospera Financial Services, inc.

Michael Ross is a financial advisor at Prospera Financial Services, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at LPL Financial, Members 1st FCU, and INVEST Financial Corporation. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer serving individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through 207 advisors across about 140 offices, offering a range of investment advisory and financial planning services through multiple platforms and model portfolios.

Wealth management Active portfolio management Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
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Tony T

Series 63, Series 66

Harrisburg, PA

Infinity Financial Services Advisory

Tony Tolene is a financial advisor with Infinity Financial Services Advisory in Harrisburg, PA, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His prior work includes three years at LPL Financial LLC. Outside of advising, he owns and manages an elderly home care business focused on overseeing care for his mother. Infinity Financial Services Advisory is a multi-advisor firm managing approximately $174 million for about 642 clients. The firm serves individual and high-net-worth clients using a multi-method investment approach that includes portfolio management, financial planning, adviser selection, and pension consulting.

Options & derivatives strategies
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Ralph F

Series 63, Series 65

Harrisburg, PA

Prospera Financial Services, inc.

Ralph Fetrow is a financial advisor at Prospera Financial Services, Inc. with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including PURSHE KAPLAN STERLING Investments, InsightAdvisors, and Kovack Advisors. Outside of his advisory role, he pursues horse-related leisure activities and serves as president of a non-investment real estate entity. Prospera Financial Services is a multi-team firm that provides investment advisory and financial planning services to individuals, high-net-worth clients, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion across multiple platforms, offering customizable portfolio solutions with both discretionary and non-discretionary management.

Wealth management Active portfolio management Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
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Michael J

Series 65

Harrisburg, PA

Ethos Financial Group, LLC

Michael Johnson, Jr. is a financial advisor at Ethos Financial Group, LLC in Harrisburg, PA. He holds a Series 65 designation and has experience in financial services since 2026, following five years at Fulton Bank and prior work at Comcast. Ethos Financial Group serves individuals, trusts, estates, state and municipal entities, and charitable organizations, providing investment management, financial planning, estate planning, and consulting services. The firm emphasizes diversified, risk-conscious portfolios using model allocations and multiple investment vehicles, supplemented by third-party research and operational AI tools.

Private / alternative investments Options & derivatives strategies Tax-loss harvesting Retirement withdrawal strategies Founder/Business Owner Retired Executive HENRY (High Earners, Not Rich Yet)
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Ross F

Series 65, Series 63

Dillsburg, PA

Ashton Thomas Securities, LLC

Ross Fronk is a financial advisor at Ashton Thomas Securities, LLC with 14 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Realta Equities, Inc., Coastal Insurance Services, and Realta Investment Advisors, Inc. Outside of his advisory role, he serves as a board member for Northern York Football & Cheer and co-owns a baseball and softball training facility in Dillsburg, PA. Ashton Thomas Securities is a registered investment adviser and broker-dealer serving individuals, business entities, trusts, estates, and charitable organizations. The firm offers various investment programs, retirement plan consulting, and fiduciary services, managing approximately $1.86 billion across six offices with a team of 18 advisors.

Options & derivatives strategies Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Wealth management
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