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Ryan R

Series 63, Series 66

Mechanicsburg, PA

Girard Advisory Services, LLC

Ryan Roy is a financial advisor with Girard Advisory Services, LLC in Mechanicsburg, PA, holding Series 63 and Series 66 registrations and 22 years of industry experience. He has been with Girard Advisory Services since 2011 and previously worked at FTJOL, LLC for seven years. Girard Advisory Services, LLC is a fee-only registered investment adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm emphasizes asset allocation and diversification, using a proprietary research process and a committee-approved list of large-cap stocks, and offers both discretionary and non-discretionary portfolio management along with financial planning and retirement plan consulting.

Tax-loss harvesting Options & derivatives strategies Passive / index investing Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Executive
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Nicole J

Series 65

Dillsburg, PA

Inspire Advisors, LLC

Nicole Johndro is a financial advisor at Inspire Advisors, LLC with a Series 65 designation and one year of industry experience. Prior to joining Inspire Advisors, she served as Communications and Development Director for In Him Christian Wellness, a faith-based nonprofit organization. In this role, she worked on marketing strategy, fundraising campaigns, and donor relations. Inspire Advisors, LLC is a multi-advisor registered investment adviser managing approximately $1.03 billion for around 3,800 clients, including individuals, institutions, and charitable organizations. The firm incorporates Biblically Responsible Investing and employs a variety of quantitative and fundamental strategies implemented through model portfolios and proprietary ETFs.

ESG / Sustainable investing
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Lillian C

Series 63, Series 65

Camp Hill, PA

Thrivent Advisor Network, LLC

Lillian Crusan is a financial advisor with Thrivent Advisor Network, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has previously worked at Northeastern Star Asset Management, Inc., Penn Investment Advisors, Inc., and other firms. Outside of advisory work, she supervises telephone interviewers at Pennsylvania State University’s Survey Research Center. Thrivent Advisor Network, LLC provides discretionary and non-discretionary investment advisory services to individuals, families, trusts, estates, businesses, and retirement plans. The firm focuses on long-term, diversified portfolios using a range of investment products and offers both internal management and access to independent managers.

Private / alternative investments College savings (529s, UTMA, etc.) Annuities Wealth management
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Gretchen D

Series 66

Camp Hill, PA

Thrivent Advisor Network, LLC

Gretchen Duda is a financial advisor with Thrivent Advisor Network, LLC, holding a Series 66 designation and bringing eight years of industry experience. She has worked with various Thrivent entities since 2017 and has prior experience at Members 1st Federal Credit Union. Thrivent Advisor Network, LLC provides discretionary and non-discretionary investment advisory services to individuals, families, trusts, estates, businesses, and retirement plans, offering portfolio management, financial planning, and access to independent managers and model portfolios. The firm typically constructs diversified portfolios using low-cost mutual funds and ETFs, while also supporting internal portfolio management and the oversight of third-party managers.

Private / alternative investments College savings (529s, UTMA, etc.) Annuities Wealth management
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Kimberly S

Series 63, Series 66

Mechanicsburg, PA

Merit Financial Advisors

Kimberly Swope is a financial advisor with Merit Financial Advisors, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. Her prior work includes roles at Purshe Kaplan Sterling Investments, Zimmermann Investment Management & Planning, and Professional Tax Advisors, where she also serves as a tax preparer. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and other institutional clients. The firm uses a long-term, diversified asset allocation approach managed through centrally overseen model portfolios, offering both discretionary and non-discretionary services across a network of investment adviser representatives.

Active portfolio management Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Retired
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Christopher P

Series 66

Dillsburg, PA

Inspire Advisors, LLC

Christopher Pagotto is a financial advisor at Inspire Advisors, LLC with seven years of industry experience. He previously worked at Thrivent Financial and Thrivent Investment Management Inc. Outside of his advisory role, he serves as a percussion music judge, providing commentary and scoring for high school indoor percussion competitions. Inspire Advisors, LLC is a multi-advisor registered investment adviser managing approximately $1.03 billion for individuals, institutions, charitable organizations, and broker-dealers. The firm integrates Biblically Responsible Investing using proprietary scoring and screening tools and employs a range of portfolio strategies including index-based and tactical allocations.

ESG / Sustainable investing
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Curt Z

Series 63, Series 65

Mechanicsburg, PA

Merit Financial Advisors

Curt Zimmermann is a financial advisor at Merit Financial Advisors with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at multiple firms, including Purshe Kaplan Sterling Investments and his own Zimmermann Investment Management & Planning. Outside of his advisory role, he is a partner in Around the Post Pickleball LLC and serves as a director for the PA State Police Camp Cadet Troop H, where he is involved in teaching and coaching. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, high-net-worth clients, retirement plans, ESOPs, and other institutional clients. The firm’s investment approach focuses on long-term, diversified asset allocation managed through centrally overseen portfolios, offering both discretionary and non-discretionary account services.

Active portfolio management Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Retired
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Gregory R

CFP®, Series 66

Hershey, PA

Merit Financial Advisors

Gregory Richards is a CFP® professional with 27 years of industry experience, currently serving as an advisor at Merit Financial Advisors. His prior experience includes roles at Purshe Kaplan Sterling Investments, OSAIC, Triad Hybrid Solutions, Triad Advisors, Inc., and First Financial Group, Inc. Outside of his advisory work, Richards serves as Judge Advocate for the Hershey American Legion Post 386 and is an attorney consulting on estate planning matters. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and other institutional clients. The firm provides asset management, financial planning, retirement plan consulting, and employee financial wellness programs through a network of investment adviser representatives, emphasizing long-term, diversified asset allocation supported by internal and third-party investment management.

Active portfolio management Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Retired
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Jessica E

Series 66

Mechanicsburg, PA

Dakota Wealth, LLC

Jessica Elscheid is a financial advisor with Dakota Wealth, LLC, holding a Series 66 designation and 17 years of industry experience. Her prior roles include positions at JMG Wealth Management Group, Raymond James Financial Services, LPL Financial, and Morgan Stanley. She serves as Treasurer and Secretary on the board of New Cumberland Federal Credit Union in a volunteer capacity. Dakota Wealth, LLC provides wealth management, financial planning, retirement plan advisory, and portfolio management services to a diverse client base, including individuals, trusts, foundations, and business enterprises. The firm employs a long-term, customized investment approach and is involved in managing pooled funds and serving as a sub-advisor to a registered ETF.

Private / alternative investments Real estate investing Options & derivatives strategies
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Jamie F

Series 66

Camp Hill, PA

Thrivent Advisor Network, LLC

Jamie French is a wealth advisor and managing partner at Thrivent Advisor Network, LLC with 20 years of industry experience. He has worked with Thrivent Financial for Lutherans and its affiliated entities since 2006 and previously with Purshe Kaplan Sterling Investments. Outside of his advisory role, he serves as a governing board member at Daybreak Church, contributing to corporate decision-making and spiritual leadership. Thrivent Advisor Network, LLC provides discretionary and non-discretionary investment advisory services to individuals, families, trusts, estates, businesses, and retirement plans. The firm focuses on constructing long-term, diversified portfolios using a range of investment vehicles while offering ongoing portfolio management, financial planning, and access to independent managers.

Private / alternative investments College savings (529s, UTMA, etc.) Annuities Wealth management
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Terence G

Series 63, Series 65

Mechanicsburg, PA

Merit Financial Advisors

Terence Gibbons is a financial advisor at Merit Financial Advisors with Series 63 and Series 65 credentials and five years of industry experience. His prior experience includes roles at Granite Group Advisors, Nancy S. Daoud & Associates, Ameriprise Financial Services, and Northwestern Mutual. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and other institutional clients. The firm utilizes a long-term, diversified asset allocation approach managed through centrally overseen model portfolios and offers both discretionary and non-discretionary account options.

Active portfolio management Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Retired
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Kenneth F

CFA®, Series 63, Series 65

Camp Hill, PA

Thrivent Advisor Network, LLC

Kenneth Ferrone is a CFA® credentialed financial advisor with 24 years of industry experience. He currently serves at Thrivent Advisor Network, LLC and has held prior roles at Northeastern Star Asset Management, Penn Investment Advisors, and AMP Asset Management. Additionally, he operates KRF Consulting, a mortgage tracking service, and holds a license as an insurance agent. Thrivent Advisor Network, LLC provides discretionary and non-discretionary investment advisory services to individuals, families, trusts, estates, businesses, and retirement plans. The firm offers portfolio management, financial planning, and access to independent managers, using a range of investment vehicles including mutual funds, ETFs, equities, bonds, and alternative investments.

Private / alternative investments College savings (529s, UTMA, etc.) Annuities Wealth management
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Anthony B

Series 63, Series 65

Mechanicsburg, PA

Vicus Capital, Inc.

Anthony Briselli Jr. is a financial advisor at Vicus Capital, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Vicus Capital since 2001 and Cetera Wealth Services, LLC since 2013. Outside of his advisory role, he is an independent insurance agent specializing in fixed annuities and life, accident, and health insurance. Vicus Capital serves a diverse client base including individuals, businesses, trusts, charitable organizations, and retirement plan sponsors, offering investment management, financial planning, and retirement plan consulting. The firm uses a blend of fundamental and technical analysis with various strategies and provides specialized fiduciary consulting and plan-sponsor services alongside standard advisory offerings.

ESG / Sustainable investing Passive / index investing Tax-loss harvesting Private / alternative investments Religious/faith focused
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Jackson S

Series 65, Series 66

Mechanicsburg, PA

Ethos Financial Group, LLC

Jackson Stough is a financial advisor at Ethos Financial Group, LLC with Series 65 and Series 66 licenses. He has been in the industry since 2024, with prior experience at RBC Wealth Management and a background in education at Liberty University and the high school level. Ethos Financial Group serves individuals, trusts, estates, municipal entities, and charitable organizations with discretionary and non-discretionary investment management, financial planning, and related consulting. The firm uses model portfolios and diversified, risk-conscious strategies combining index-based exposures implemented through various investment vehicles.

Private / alternative investments Options & derivatives strategies Tax-loss harvesting Retirement withdrawal strategies Founder/Business Owner Retired Executive HENRY (High Earners, Not Rich Yet)
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Michael R

Series 63, Series 65

Harrisburg, PA

Prospera Financial Services, inc.

Michael Ross is a financial advisor at Prospera Financial Services, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at LPL Financial, Members 1st FCU, and INVEST Financial Corporation. Prospera Financial Services, Inc. is a multi-team advisory firm serving individuals, retirement plans, trusts, estates, charitable organizations, and other business entities. The firm offers financial planning, portfolio management, and access to multiple advisory programs and platforms, with a dual registration as an SEC-registered investment adviser and a FINRA member broker-dealer.

Wealth management Active portfolio management Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
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Tony T

Series 63, Series 66

Harrisburg, PA

Infinity Financial Services Advisory

Tony Tolene is a financial advisor at Infinity Financial Services Advisory with 16 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Infinity Financial Services Advisory, his career included roles at LPL Financial, PNC Wealth Management, and Chase Investment Services Corp. Outside of finance, he owns and oversees an elderly home care business focused on managing care for his mother. Infinity Financial Services Advisory is a multi-advisor firm serving individual and high-net-worth clients with portfolio management, financial planning, adviser selection, and pension consulting. The firm employs a multi-method investment approach and utilizes a range of strategies including options and complex products as part of portfolio construction and risk management.

Options & derivatives strategies
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Ralph F

Series 63, Series 65

Harrisburg, PA

Prospera Financial Services, inc.

Ralph Fetrow is a financial advisor with Prospera Financial Services, Inc., holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His career includes prior roles at PURSHE KAPLAN STERLING INVESTMENTS, InsightAdvisors, Kovack Advisors, and Invest Financial Corporation. Outside of advising, he is involved in horse care and leisure riding and serves as president of a non-investment-related real estate entity. Prospera Financial Services is a multi-team advisory firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves a diverse client base, including individuals, retirement plans, trusts, estates, and charitable organizations, offering financial planning, portfolio management, and access to multiple advisory programs and platforms.

Wealth management Active portfolio management Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Retired
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Michael J

Series 65

Harrisburg, PA

Ethos Financial Group, LLC

Michael Johnson, Jr. is a financial advisor at Ethos Financial Group, LLC in Harrisburg, PA. He holds a Series 65 designation and has experience in financial services since 2026, following five years at Fulton Bank and prior work at Comcast. Ethos Financial Group serves individuals, trusts, estates, state and municipal entities, and charitable organizations, providing investment management, financial planning, estate planning, and consulting services. The firm emphasizes diversified, risk-conscious portfolios using model allocations and multiple investment vehicles, supplemented by third-party research and operational AI tools.

Private / alternative investments Options & derivatives strategies Tax-loss harvesting Retirement withdrawal strategies Founder/Business Owner Retired Executive HENRY (High Earners, Not Rich Yet)
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Ross F

Series 65, Series 63

Dillsburg, PA

Ashton Thomas Securities, LLC

Ross Fronk is a financial advisor at Ashton Thomas Securities, LLC with 15 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Realta Equities, Inc. and Coastal Insurance Services. Outside of his advisory role, Fronk serves as a board member for Northern York Football & Cheer and co-owns a baseball and softball training facility in Dillsburg, PA. Ashton Thomas Securities is a registered investment adviser and broker-dealer serving individuals, business entities, trusts, estates, and charitable organizations. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement plan consulting, managing approximately $1.86 billion for over 2,200 clients through a team of 18 advisors across six offices.

Options & derivatives strategies Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Wealth management
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Stephen T

Series 63, Series 66

Mechanicsburg, PA

IP Financial Advisory Services LLC

Stephen Trask is a financial advisor with IP Financial Advisory Services LLC, holding Series 63 and Series 66 credentials and bringing 38 years of industry experience. His prior experience includes roles at Vanderbilt Advisory Services, Vanderbilt Securities, LLC, and RBC Capital Markets. He also operates a separate business under Trask Financial Services. IP Financial Advisory Services LLC primarily serves individual retail clients with portfolio management, financial planning, and consulting services. The firm employs a variety of analytical approaches and manages discretionary portfolios, focusing on non–high-net-worth investors and offering specialized consulting services including actuarial and benefits analysis.

Business succession planning Charitable giving & philanthropy Income planning Long-term care insurance Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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