Avery Saxe is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 2015 and became a registered advisor in 2017. Avery works with a diverse clientele including high net worth families, small business owners, retirees, and corporate benefit plans, focusing on areas such as corporate benefits, executive services, divorce transition planning, employee financial health, and investment strategy. Avery holds a bachelor's degree in Applied Mathematics and Statistics with a minor in Entrepreneurship and Management, as well as a master's degree in Financial Mathematics, both from Johns Hopkins University. He earned the CERTIFIED FINANCIAL PLANNER® designation in 2018, the CERTIFIED PLAN FIDUCIARY ADVISOR® designation in 2019, and the CIMA® designation in 2023. His approach emphasizes goals-based wealth management, creating individualized financial plans tailored to clients' needs and circumstances. Outside of his professional work, Avery is involved in community activities including tutoring at Dunbar High School and supporting the Special Olympics. He resides in Bel Air, Maryland with his wife and son and enjoys traveling and sports such as baseball, football, golfing, and skiing.

Catherine Cronauer is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and 30 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader set of financial product offerings than is typical for large institutional advisers.

Richard Sutor is a financial advisor at OSAIC with 52 years of industry experience. He holds a Series 63 designation and has previously worked at Lincoln Financial Advisors Corporation, Wells Fargo Clearing, and Wells Fargo Advisors LLC. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios across multiple investment types.

Spencer Schenking is a financial advisor at Wells Fargo Advisors in Bel Air, MD, with seven years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, Morgan Stanley, KPMG, and Salisbury University. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services, including retirement, education, risk, and wealth-transfer planning, and uses proprietary research and tools to develop tailored client recommendations.

Stephen Fiacco is a financial advisor with Wells Fargo Advisors in Melbourne, FL, holding Series 63 and Series 65 credentials and 25 years of industry experience. Prior to joining Wells Fargo Advisors in 2023, he held roles at Janus Henderson Distributors and related entities for over a decade. Outside of his advisory work, Fiacco serves as treasurer for the USF Women’s Lacrosse Parent Group and is involved in a yoga, pilates, and strength training business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, with planning engagements typically delivered through discrete, tailored recommendations.

Autumn Sowders is a CFP®-designated financial advisor with 12 years of industry experience, currently with Raymond James Financial Services Advisors, Inc. Prior to joining Raymond James in 2024, she held roles at Bank of America and Merrill. She is involved with Crescendo Financial Group, serving as a Certified Divorce Financial Analyst. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional entities. The firm offers tailored, non-discretionary planning using analytical tools and supports clients through advisory programs and institutional consulting services.

Colton Knoble is a financial advisor at Wells Fargo Clearing with a Series 66 designation and less than one year of industry experience. His prior roles include positions in education and sports organizations. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients. The firm offers investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics with a focus on diversification and modern portfolio theory.

Adrian Albidress is a CFP® and ChFC® professional with 41 years of industry experience, currently affiliated with LPL Financial since 2017. His prior experience includes long-term roles at Nationwide entities dating back to 1988. He also teaches at Harford Community College and Cecil Community College. LPL Financial is a national investment adviser and broker-dealer serving individual and institutional clients with a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by in-house and third-party research.

Jared Allen is a CFP®, ChFC®, and Series 66 licensed financial advisor with Edward Jones, where he has worked since 2014. He has 12 years of industry experience and is based in Havre De Grace, Maryland. Outside of his advisory role, he manages several rental properties in Maryland and Delaware. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Richard Radke Jr. is a Financial Advisor with Merrill Lynch Wealth Management. He works directly with clients to develop personalized financial plans, focusing on a variety of areas including college education planning, family wealth management strategies, retirement income, tax minimization, and legacy planning. Richard holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He completed his high school education at Dulaney High School and attended Towson University without obtaining a degree. In his practice, he emphasizes understanding clients' unique goals to simplify their financial affairs and provide ongoing advice tailored to changing circumstances. Residing in Baltimore, Maryland with his wife and three children, Richard enjoys spending time nurturing his children's creativity through arts, crafting, and outdoor activities. His personal interests include painting with various mediums, drawing, and reading science fiction novels. He values a professional approach centered on ethical, responsible financial guidance and building lasting client relationships.

Stephen Berkeridge is a financial advisor with Cetera, holding a Series 66 credential and bringing 12 years of industry experience. His background includes roles at Avantax Advisory Services and Avantax Insurance Agency, as well as entrepreneurial ventures such as owning Berkeridge Financial Services, which provides tax preparation and accounting. He is also a partner and CFO of Summit Bridge Veterinary Hospital LLC and is involved in nonprofit accounting for Cecil Families First, Inc. and tax compliance for Cheyla's Rescue Foundation and Riviera Rescue. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, consulting, and access to multiple investment strategies, managing over $256 billion in assets across more than 10,000 advisors.

John Likoudis is a financial advisor with Edward Jones in Bel Air, MD, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory work, he is an author publishing a science fiction/fantasy novel under the pen name J L Carroll. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households, pension plans, corporate clients, and charities. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors, offering a variety of discretionary and non-discretionary investment strategies and affiliated financial products.

F. Keck is a Wealth Management Advisor and Vice President with Merrill Lynch Wealth Management based in Bel Air, Maryland. He supports clients by developing comprehensive wealth management plans focused on their overall financial picture. His primary expertise lies in retirement outcome planning, where he collaborates with clients to establish goals and implement strategies aimed at achieving their desired retirement lifestyle. As a qualified Portfolio Manager, he also builds and manages personalized investment portfolios, including individual securities and model portfolios, with discretionary management available through the firm's Investment Advisory Program. Mr. Keck holds a Bachelor of Science degree in Accounting and Finance from Towson University. He began his career in public accounting before transitioning into financial services. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is actively involved in the local community, serving as a member of the Bel Air Rotary Club and Foundation, and has held the position of Past Chair of the Harford Community College Foundation Board. Outside of his professional work, Mr. Keck enjoys spending time with his family and has personal interests that include baseball, boxing, cooking, football, ice hockey, and golfing. He and his wife reside in Forest Hill, Maryland, where they enjoy culinary activities including grilling and smoking on their outdoor equipment.

Mandy Bittner is a financial advisor at Stifel with 12 years of industry experience. She has held roles at Rice Consulting LLC and has been with Stifel since 2018. Bittner holds a Series 66 credential. Stifel serves a diverse client base that includes individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary capital market assumptions and probabilistic modeling provided by its Investment Strategy Group.

William Thal III is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with LPL Financial since 2011. Thal also operates a separate business under the name W. Thal Wealth Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management strategies supported by research and model portfolios.

Hunter Leed is a financial advisor with OSAIC, holding a Series 66 designation and two years of industry experience. Prior to joining OSAIC, he worked at Lincoln Financial Advisors Corporation and has a background that includes service with the United States Coast Guard. Outside of his advisory role, he is also involved as an insurance agent with Mylestone Plans, focusing on a variety of insurance products. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities through a broad network of advisors. The firm offers a range of financial services and employs various investment tools and third-party platforms to construct and manage portfolios on both discretionary and non-discretionary bases.

Matthew Herbert is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he began his career as a Financial Advisor in January 2003. He works with affluent families, accomplished professionals, and successful business owners, providing goals-based wealth management supported by a team of specialists. Matthew focuses on cultivating long-lasting client relationships through customized advice, disciplined investing, and exceptional service. His areas of expertise include education planning, employee benefits planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategy, and retirement income. Matthew holds multiple professional designations including CERTIFIED FINANCIAL PLANNER™ (CFP), Chartered Retirement Planning Counselor™ (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor’s degree from Fort Lewis College with a focus in Eco-Psychology. Matthew is involved with the Boys and Girls Club of Harford and Cecil County. Outside of work, he spends time with his wife and daughters, often attending their lacrosse and field hockey games as well as their performances. He has interests in boating, camping, cooking, football, hiking, music, skiing, swimming, and traveling.

Stephanie McClenny is a financial advisor with Wells Fargo Advisors in Bel Air, MD, holding a Series 66 designation and eight years of industry experience. She worked at Merrill from 2013 to 2020 before joining Wells Fargo Advisors, where she has been since 2020. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients meeting certain net-worth thresholds, utilizing proprietary research and tools to develop customized recommendations.

Hugh Mc Carthy is a financial advisor with Edward Jones in Bel Air, MD, holding the ChFC®, Series 63, and Series 65 designations and bringing 28 years of industry experience. Prior to joining Edward Jones in 2017, he worked at F.N.B. Corp and was involved with Team Beachbody. Outside of his advisory role, he is a member and owner of an investment company focused on office property in Marshfield, MO. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets with a large network of advisors and branch offices, offering a range of advisory programs and affiliated investment products under a fiduciary standard.

Sean Williams is a Certified Financial Planner® with 20 years of industry experience, currently advising at Cambridge Investment Research Advisors since 2016. He is a board member of Redeemer Classical Christian School. Sean also holds a role as a wealth advisor at Sojourn Wealth Advisory LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations, through a broad range of financial planning and investment management services. The firm offers tailored strategies via multiple platform arrangements and provides both proprietary and third-party model solutions.