Carrie Guy is a financial advisor at Morgan Stanley in Birmingham, AL, holding a Series 66 designation with three years of industry experience. She has worked at Morgan Stanley since 2022 and previously held positions in the retail and food service sectors, including Wing Zone and Rock N Roll Sushi. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Katherine Knapp is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 22 years of experience to her role. She specializes in family wealth management strategies, managing new wealth, retirement income planning, and addressing the unique financial needs of women. Katherine emphasizes a personalized approach to financial advising, collaborating with clients to identify their priorities and create tailored plans that align with their long-term goals. Her expertise extends beyond investment management to include guiding clients through the complexities of life changes and financial transitions. Katherine focuses on key life priorities such as family, finances, health, home, leisure, work, and giving, assisting clients in navigating these areas while maintaining clarity and direction. Katherine holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned an Accredited Certificate from Chesapeake College. Outside of her professional work, Katherine enjoys boating, hiking, running, and spending time with her family, particularly at her vacation home near Deep Creek Lake.

Aaron Gabrielian is a CFP® professional with 17 years of industry experience, currently serving at RBC Capital Markets since 2015. Prior to that, he worked at MFP Strategies and Morgan Stanley. He holds board positions with several local organizations, including the Mid-Shore Community Foundation and University of Maryland Shore Regional Health, where he chairs the Finance Committee. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual and institutional clients with a range of advisory programs offering portfolio management, financial planning, and brokerage services. The firm customizes investment strategies based on client profiles using a combination of in-house and third-party managers and offers access to alternative investments alongside integrated lending and cash management solutions.

Victor Roy is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 65 credentials and having 35 years of industry experience. His prior work includes nine years at UBS Financial Services before joining Morgan Stanley in 2022. Outside of his advisory role, he serves on the board of the Brian Westbrook Foundation, a nonprofit focused on education. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and proprietary market estimates.

Blake Saulsbury is a financial advisor with Raymond James & Associates holding a Series 66 designation and four years of industry experience. Prior to joining Raymond James, he worked at Bank of America and Merrill. Outside of finance, he has held roles in the restaurant industry, including at Tiger Lily Restaurant and Docs Sunset Grille. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Joseph Johnson is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2013. His professional credentials include Series 63 and Series 65 licenses. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutional and pension plans, and charitable organizations—and offers financial planning, non-discretionary investment consulting, and institutional advisory services supported by various portfolio management styles and affiliated research.

Timothy Keffer is a CFP® professional affiliated with LPL Financial, based in Annapolis, MD, with 12 years of industry experience. Prior to joining LPL Financial in 2026, he worked at Raymond James & Associates for 12 years. He is the owner of Harpoon Investments, LLC, where he handles general accounting duties. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing model portfolios and research from various sources.

David Jullie is a financial advisor with OSAIC who holds Series 63 and Series 65 credentials and has 30 years of industry experience. His career includes roles at OSAIC since 2018, Signator Investors from 2016 to 2018, and Jullie & Associates, PA since 2004. Outside of advising, he is involved in youth sports as a coach and manager for the Cutler Bay Sports Association. OSAIC serves a diverse client base including individuals, high-net-worth investors, and institutional clients, providing brokerage and investment advisory services through a broad network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios that may include a variety of security types, supporting both discretionary and non-discretionary management approaches.

James Snyder is a financial advisor at Morgan Stanley with 56 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and Legg Mason Wood Walker. He is based in Annapolis, MD. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

James Mc Cleery is a financial advisor with Charles Schwab & Co., Inc. in Easton, Maryland, holding a Series 66 designation and bringing nine years of industry experience. He has been with Charles Schwab since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory with access to discretionary separately managed accounts, using multi-asset model portfolios and a distinctive operational structure integrating advisory, brokerage, custody, and cash-sweep services.

Michael Weeks is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. His prior experience includes roles at Morgan Stanley and Morgan Stanley Private Bank from 2009 to 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Christopher Sabia is a financial advisor with Wells Fargo Advisors in Annapolis, MD, holding Series 63 and Series 65 licenses and having six years of industry experience. Prior to joining Wells Fargo Advisors in 2025, he worked with Hartford Funds Distributors, LLC for six years. Outside of finance, he is a professional lacrosse player with the Premier Lacrosse League, a role he has maintained since 2019 on a part-time basis. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu that includes specialized services such as business-owner transition planning, sports and entertainment planning, and special-needs analysis, utilizing Wells Fargo research and planning tools to develop tailored client recommendations.

Robert Wilson is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his work at Wells Fargo, he has a 20% ownership in Private Wealth Partners LLC, a financial practice based in Annapolis, Maryland, where he dedicates significant time monthly. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and fee-based financial planning services, including specialized planning for business owners, sports and entertainment professionals, and clients with special needs.

John Elmes III is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and RSM US LLP, among other roles. Prior to his finance career, he was employed at Annapolis Boat Sales and Golf Galaxy. Morgan Stanley Wealth Management provides advisory services and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. Its planning process uses structured discovery and firm-approved tools, offering a broad range of financial products and services.

Scott Marsden is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing personalized wealth management strategies that align with each client's unique financial goals and changing market conditions. His approach integrates investment insights from Merrill and access to banking and lending solutions through Bank of America. Scott's expertise includes education planning, family wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, sports and entertainment, tax minimization, and retirement income. He holds the designation of Personal Investment Advisor (PIA) and earned his High School Diploma from Haddon Township High School. Outside of his professional work, Scott enjoys boating, drawing and sketching, hunting, ice hockey, skiing, and traveling.

Robert Whiteside III is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Navy Federal Financial Group, Ameritas Investment Company, TIAA-CREF, Charles Schwab, and TD Ameritrade. His other business activities include co-owning a condo used for off-campus housing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Stewart is a financial advisor with Raymond James & Associates in Annapolis, MD, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He previously worked at Janney Montgomery Scott for 13 years before joining Raymond James in 2022. Stewart is involved with the ESF Dream Camp Foundation in Bryn Manor, PA. Raymond James & Associates is a large dually registered broker-dealer and investment adviser serving individuals, institutions, and municipal entities with a range of advisory services, including financial planning and institutional consulting, supported by extensive research and various portfolio management options.

John Mead is a financial advisor with Robert Baird & Co. holding Series 63 and Series 66 licenses and five years of industry experience. He previously worked at T. Rowe Price for six years and has held roles outside finance, including ownership of The County Cork Wine Pub. Robert Baird & Co.’s DDK Group serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations through financial planning, portfolio management, and custody services. The firm employs a range of separately managed account strategies and leverages internal research and technology in its advisory process.

Taylan Young is a financial advisor at Morgan Stanley in Annapolis, MD, holding a Series 66 designation with nine years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2016 and Morgan Stanley Private Bank, N.A. since 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations to support its advisory services.

Deirdre Shafe is a Financial Consultant at Fidelity Investments, where she has been serving since 2023. Prior to this role, she gained experience as an Investment Consultant from 2022 to 2023, a Relationship Manager from 2021 to 2022, and a Financial Representative from 2020 to 2021, all within Fidelity Investments. She began her financial career as a Teller at Bank of America from 2003 to 2004. Her professional approach centers on creating tailored financial plans that address the specific situations and needs of her clients. She aims to simplify investing to help clients feel comfortable and confident in pursuing their financial goals. Beyond her current roles, Deirdre served as a Board Member and Treasurer for Spa Creek Conservancy, Inc. from 2015 to 2019. Deirdre's personal interests include art, horseback riding, parenthood, and traveling.