Robert Nagle is a financial advisor at Wells Fargo Advisors with 13 years of industry experience. He holds a Series 66 designation and has worked within Wells Fargo-affiliated entities since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services including cash-flow, retirement, education, risk, and wealth-transfer planning, as well as specialized services for business-owner transitions, sports and entertainment, special needs, and divorce planning.

Edward English is a CFP® professional affiliated with Raymond James & Associates with 22 years of industry experience. He has held positions at Merrill Lynch and Bank of America prior to joining Raymond James. Outside of his advisory role, he provides life coaching for men and serves on the board of the San Luis Obispo Classical Academy, a private school. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, and retirement plans. The firm emphasizes tailored, non-discretionary financial planning and investment consulting supported by extensive research, portfolio management options, and municipal advisory services.

Jocelyn Furtado is a financial advisor with Edward Jones in Los Osos, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, Jocelyn worked in various roles across hospitality and entertainment sectors. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a large network of advisors and branch offices nationwide.

Elizabeth Raines is a financial advisor at Cetera with five years of industry experience and holds Series 63 and Series 65 registrations. She previously worked at Avantax Advisory Services and Avantax Investment Services. Outside of her advisory role, she assists with event coordination at her family’s Dubost Winery, supporting various wine club and wedding events. Cetera Investment Advisers LLC serves individual, corporate, institutional, and charitable clients through a large network of independent advisors, offering discretionary and non-discretionary portfolio management, financial planning, and retirement services. The firm operates a multi-manager platform with access to affiliated and third-party managers and manages over $256 billion in assets.

Heather Allen is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and three years of industry experience. Her background includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, Bankers Life Securities, Inc., and Bankers Life & Casualty, Inc. She is also involved in health insurance services through Beach Life Financial & Insurance Services. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management through an integrated platform that includes brokerage and insurance products.

Gerardo Barajas Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC. Outside of his advisory role, he has ongoing involvement with the Oceana Hotel Santa Barbara. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Steven Burdick is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisor, Inc. from 2008 to 2024. Outside of his advisory work, he serves as a business manager for an educational tutoring and enrichment company and acts as an independent agent marketing a not-for-profit healthcare sharing program. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory, and financial planning services. The firm employs firm-provided asset-allocation tools and supports various advisory platforms, including access to third-party money managers and unified managed accounts.

Jacob Allen is a financial advisor at Edward Jones with four years of industry experience. He holds the Series 66 designation and previously worked at Ramsey Solutions. Outside of his advisory role, he is the founder and owner of a meal planner app, which is currently maintained primarily by his wife. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Corban Lethcoe is a financial advisor at Raymond James & Associates with three years of industry experience. He holds the Series 66 designation and has prior affiliations with firms including Bank of America, Merrill, and HighTower Securities. Outside of his advisory role, he serves as Secretary for the San Luis Obispo chapter of Toastmasters International, an organization focused on developing public speaking skills. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

David Gaddis is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Edward Jones since 2001. He is based in Pismo Beach, CA, and holds Series 63 and Series 66 licenses. Outside of his advisory role, he is involved as a non-managing member or owner in several business ventures, including a local restaurant and multiple rental properties in the San Luis Obispo area. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and is notable for its large network of advisors and branches, as well as its affiliated capabilities beyond traditional advisory services.

Kevin Gaunt is a financial advisor with UBS Financial Services in San Luis Obispo, CA, holding a Series 66 designation and 16 years of industry experience. He has been with UBS Financial Services since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans according to clients' goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, offering a broad range of financial products and capital markets services.

Kenneth Recchia is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 31 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering both discretionary and non-discretionary investment services.

Sandra Wheeler is a financial advisor at Stifel with 32 years of industry experience. She holds a Series 63 designation and has worked previously at Wells Fargo Advisors LLC and Wells Fargo Clearing. Sandra is based in San Luis Obispo, CA. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing both brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies developed by its Investment Strategy Group, offering asset allocation and planning analyses intended to inform client decisions.

Heriberto Rojo is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. He has worked at Wells Fargo Bank, N.A. since 2007 and has been with Wells Fargo Clearing since 2016. Outside of finance, he has worked as a sortation associate at Amazon in Thousand Oaks, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Christian Datu is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. He has previously worked with First Command Advisory Services and First Command Financial Planning, and is currently associated with SESLOC Credit Union and CUSO Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, and retirement plan consulting, providing both discretionary and non-discretionary management supported by model portfolios and research.

Jennifer Pearson is a financial advisor with Morgan Stanley in San Luis Obispo, CA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she serves as an executor or co-executor in an investment-related capacity. Morgan Stanley Wealth Management is a large institution serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning services. The firm employs structured planning processes supported by approved tools and offers a broad range of investment and financial products.

Michael Stenvall is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined the firm in 1984 and applies his extensive experience to craft financial strategies that provide flexibility in reaching clients' goals over time. Michael holds the Personal Investment Advisor (PIA) designation. He specializes in areas such as college education planning, family wealth management, retirement planning, portfolio management, socially responsible and values-based investing, and tax minimization. Michael's client-focused approach aims to align financial plans with individual priorities and perspectives. Michael earned a bachelor's degree from the University of California, Riverside and a Juris Doctorate degree from the University of San Diego School of Law. He lives in San Luis Obispo with his three daughters and supports organizations including Old Mission School, the SLO Academy of Dance, SLO Soccer Club, Community Action Partnership of SLO County, and Cal Poly Arts.

John Watson Jr. is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked with Raymond James Financial and its affiliated entities since 1989. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and supports institutional consulting and portfolio management through a large advisor network.

Jenna Sanchez is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. Her prior roles include positions at Carolwood Partners, Berkshire Hathaway HomeServices California Properties, and JPMorgan Chase & Co. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Andrew Paul is a CFP® with eight years of industry experience, currently serving as a financial advisor with Edward Jones since 2018. Prior to joining Edward Jones, he was involved with 1stPhorm, International as an independent sales representative and worked at Paul Farm Management, Inc. and Texas Tech University. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and affiliated financial services through a nationwide network of advisors and branch offices.