Nuviana Acosta is a Financial Advisor with Merrill Lynch Wealth Management, specializing in guiding athletes, business owners, and families to find purpose in managing their wealth. She focuses on areas including family wealth management strategies, legacy planning, personal retirement planning, small business strategies, and women and wealth. Acosta holds an Associate's Degree from Hillsborough Community College and carries multiple professional designations, including Accredited Wealth Management Advisor (AWMA), Certified Exit Planning Advisor (CEPA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Fluent in English and Spanish, she offers comprehensive financial advice ranging from investing and retirement planning to small business solutions, collaborating closely with clients to create personalized plans based on their goals and aspirations. In addition to her professional work, Acosta supports organizations such as the American Cancer Society, St. Jude, and Susan G. Komen. Outside of her financial advisory role, she enjoys camping, music, skydiving, spending time with her family, and watching movies.

Onelio Fernandez is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and 21 years of industry experience. He has been with Equitable Advisors since 2005 and was previously affiliated with Axa Advisors, LLC, from 2005 to 2020. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs, utilizing a combination of in-house and third-party advisory models and providing ERISA fiduciary services through credentialed advisors.

Adriana Eppstein is a financial advisor at Merrill with nine years of industry experience. She holds Series 65 and Series 63 licenses and has worked at firms including Bank of America, Wells Fargo, and Prudential Insurance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Manuel De Pena is a financial advisor at Raymond James Financial with 10 years of industry experience and holds a Series 66 credential. His prior experience includes roles at Bradesco Bank and Bradesco Global Advisors. Outside of financial services, he is a shareholder in an educational tutoring and exam preparation business. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporate, and institutional clients. The firm emphasizes tailored, non-discretionary advice using analytical tools and supports clients through various advisory programs.

Caeli William is a financial advisor with Ameriprise, holding a Series 66 designation and 26 years of industry experience. She has worked with Ameriprise and Ameriprise Financial Services, Inc. since 1997. Outside of her advisory role, she owns a two-unit apartment building in St. Thomas, U.S. Virgin Islands. Ameriprise is a large institutional firm that offers retirement-income planning services focused on clients with significant investable assets, combining research, modeling, and tax-efficiency strategies to provide structured, non-discretionary recommendations.

Rodrigo Lopez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and having four years of industry experience. His prior roles include positions at TD Wealth and McAdam Financial LLC. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative screens and qualitative research and incorporates an ESG eligibility framework.

Gerald Grant Jr. is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has worked with Equitable Advisors and its predecessor, AXA Advisors, since 1999. Grant is active in several community and professional organizations, including serving as a board member for the Orange Bowl Committee, Florida International University, and the Adrienne Arsht Center for the Performing Arts. He is also the owner and author at G&G Enterprises of Miami. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations through a network of Investment Adviser Representatives. The firm emphasizes personalized risk assessment and utilizes third-party asset managers and advisory programs to implement tailored investment solutions.

Caleb Horvat is a financial advisor with Ameriprise in Miami, FL, holding a Series 66 designation and five years of industry experience. He has been with Ameriprise since 2017 and previously worked at OneLoanPlace.com. Outside of his advisory role, he serves on the Board of Directors for BNI Powerhouse. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides written recommendations and ongoing tax-aware retirement planning.

Eugenio Arango is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been associated with various Raymond James entities since 2016. Outside of his advisory role, he has engaged in historical research projects, contributing to a book written by Professor Juan Antonio Giner. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and supports both advisory programs and institutional portfolio management.

Betty Pulgar Vidal is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and 26 years of industry experience. She has been with Equitable Advisors and its predecessor AXA Advisors since 1997. Outside of her advisory role, she serves as Secretary of Blast Pest Control, Inc. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm offers advisory programs through a network of representatives and partners with third-party asset managers while delivering services across various investment vehicles and ERISA fiduciary solutions.

Javier Quinones is a financial advisor with Ameriprise in Miami, FL, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he owns Quinones & Associates, a business unrelated to investment activities. Ameriprise offers retirement-income planning services aimed at clients nearing or in retirement who meet specific asset criteria, providing tailored recommendation reports that incorporate research, modeling, and tax-efficiency analysis. As a large institutional firm, Ameriprise delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Steven Leahing is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and 26 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 1999. Equitable Advisors serves individual clients across wealth levels, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and diversified asset-management programs, utilizing a combination of firm-offered and third-party solutions.

Robert Gutierrez is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and seven years of industry experience. He has been with Equitable Advisors since 2016 and previously worked at Axa Advisors LLC. Before entering the financial industry, he was associated with Florida International University. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs. The firm delivers services through a network of Investment Adviser Representatives, employing both firm-offered solutions and referrals to third-party asset managers and LPL-sponsored advisory programs.

James Kaercher Jr. is a financial advisor with Osaic Wealth, Inc., holding a Series 63 designation and 29 years of industry experience. His career includes positions at Michael A. Jullie & Associates since 1994 and Signator Investors, Inc. from 2016 to 2018. Outside of advising, he works as a mortgage originator and serves as treasurer for a condominium association, and provides tax preparation and planning services. Osaic Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process with discretionary and non-discretionary strategies and supports a wide range of financial planning and retirement consulting programs.

Edward Jones is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. for over a decade, with additional experience at Citibank and Citigroup Global Markets. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting.

Oscar Castellanos is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has worked with various Raymond James entities since 2009 and previously spent nine years with Provenance Wealth Advisors. Outside of his advisory work, he is a partner in a business called Keys Decisions LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and institutional clients. The firm delivers non-discretionary, tailored planning and consulting using analytical tools and supports a broad network of advisors and affiliated firms.

Kevin Quesada is a financial advisor with LPL Financial in Miami, FL, holding Series 63 and Series 65 licenses with 13 years of industry experience. His prior experience includes roles at Valic Financial Advisors and Agia. Outside of his advisory work, he owns a business in medical laboratory diagnostics. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and advisory services, utilizing both proprietary and third-party investment strategies.

Michael Cardwell is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has 26 years of industry experience. Prior to joining Raymond James, he worked at Wells Fargo Advisors and Edward Jones. Cardwell is also a partner and president at Chapman & Cardwell PLLC and Cardwell Capital Management, independent firms supporting his business operations. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse clientele, including individual and high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs a tailored, non-discretionary approach using risk profiling and analytical tools, and it offers specialized programs such as municipal advisory services and SIMPLE IRA employer consulting.

Amy Lawrence is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. She previously worked at Bank of America and Merrill Lynch from 2016 to 2023. Outside of her advisory role, she owns several small businesses including a fruit sales company and a property management firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a focus on both discretionary and non-discretionary investment strategies.

Carlos Rodriguez is a financial advisor at Equitable Advisors with two years of industry experience. He holds a Series 66 designation and has previously worked at HSBC USA NA and JPMorgan Chase. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs through a network of investment adviser representatives and third-party managers.