Michael Troxell is a Wealth Management Advisor at Merrill Lynch Wealth Management and a CERTIFIED FINANCIAL PLANNER® practitioner. He holds the FINRA Series 7, 24, 63, and 65 registrations, as well as life and health insurance licenses. Michael has been serving clients in the financial services industry since 1999, and prior to joining Merrill Lynch, he was a Senior Wealth Manager at USAA. Michael specializes in areas including education planning, executive compensation, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, special needs planning strategies, tax minimization, and retirement income. He assists clients with creating and growing wealth, preserving assets, planning efficient distributions throughout their lives, and designing tax-efficient distribution plans for after death. Michael earned a bachelor's degree in agribusiness and management from Cornell University and holds a Six Sigma Green Belt from the University of Michigan. Raised in Cincinnati, Michael lives with his wife Michelle and their two young adopted sons, Carter and Remington. He has two rescue dogs and is devoted to helping veterans, military families, disadvantaged children, and animals by applying his time, energy, and donations. Michael integrates his understanding of clients’ life priorities into his financial planning approach to develop personalized strategies tailored to their goals and aspirations.

Ammy Morales is a financial advisor at Vanguard Advisers with a Series 66 credential and one year of industry experience. Prior to joining Vanguard, Morales held positions at Elevation Tax Group, Randstad, America First Federal Credit Union, and worked in educational roles at Utah State University and local schools. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s goal-based, algorithm-driven approach utilizes proprietary models to tailor personalized asset allocations, primarily using Vanguard funds and ETFs, supported by a scalable digital platform and a large team of advisors.

Cassandra Mcpherson is a financial advisor at Osaic Wealth Inc with 10 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at firms including Northwestern Mutual Investment Services, Charles Schwab, and TD Ameritrade. Outside of her advisory role, she partners in Millennial Cringe, a podcast focused on millennial culture. Osaic Wealth serves a diverse range of retail and institutional clients by offering brokerage and advisory services across various programs such as comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and rebalancing tools.

Keegan Koch is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Charles Schwab & Co., Inc. for two years. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios mainly constructed from Vanguard funds and ETFs, offering customization options and tax-aware features.

Caden Sperry is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation with eight years of industry experience. He has worked at Morgan Stanley since 2018, including four years at Morgan Stanley Private Bank, N.A. Prior to that, he held positions at PRO Unlimited, Gather Inc., Adobe, Churchill Management Group, and Aptive. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market assumptions to support clients' financial goals.

Viridiana Hernandez is an advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 designations and possessing 11 years of industry experience. She has worked at Vanguard and its related entities since 2016 and has been self-employed since 2023. Outside of her advisory role, she also works as a delivery driver contracted with Lyft. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios largely from Vanguard funds and ETFs, offering a broad range of customization options and managing a high volume of client relationships through a digital delivery platform.

Luke Yeager is a financial advisor with Vanguard Advisers holding a Series 66 designation. He has less than one year of industry experience and is based in Scottsdale, AZ. His prior work includes roles at various organizations such as The Meadows School and Randstad. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to set personalized asset allocations, primarily with Vanguard funds and ETFs.

Jairo Acevedo is a financial advisor at OSAIC with 13 years of industry experience. He holds a Series 66 designation and previously worked at AIG Advisor Group and Charles Schwab. OSAIC Wealth serves a diverse client base, including retail and institutional investors, with a multi-advisor platform offering brokerage and advisory services across various programs. The firm emphasizes model-based asset allocation and portfolio optimization, providing advisors with a range of discretionary strategies, third-party manager options, and alternative investments.

William Hochwalt is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following a 21-year tenure at UBS Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, retirement plan consulting, and both brokerage and advisory solutions.

Shaun Richardson is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and possessing 12 years of industry experience. He has been with Merrill since 2013 and previously worked at Bank of America, N.A. since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors, combining internal and third-party portfolio management approaches.

Reynaldo Martinez Jr is a financial advisor at Mass Mutual Investors Services with 22 years of industry experience. He holds Series 63 and Series 66 designations and has worked with MassMutual life Insurance Company since 2016, as well as MetLife Securities from 2015 to 2017. Martinez also serves as president of Pursuant Financial Inc., an S-Corporation focused on service and sales operations. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs firm-approved software tools for goal analysis and offers collaborative, annual financial planning engagements.

Brian Rivera is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. Prior to his current role, he has been involved in self-employed real estate buying and selling for over a decade and has held positions within Vanguard's marketing and corporate divisions since 2013. Vanguard Advisers serves retail investors and eligible participants in employer-sponsored retirement plans through a blend of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models to construct portfolios primarily from Vanguard funds and ETFs with various customization and tax-aware features.

Morgan Soukup is a financial advisor at Vanguard Advisers with four years of industry experience. He holds Series 66 and Series 63 designations and has previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios largely constructed from Vanguard funds and ETFs, combining digital delivery with a large advisory team to serve a broad client base.

Corey Brodsky is a financial advisor at OSAIC with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at American Portfolios Financial Services, Northern Lights Distributors, W.E. Donoghue & Co., MassMutual, and MSI Financial Services. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, utilizing tools such as risk-tolerance questionnaires and efficient frontier analysis.

Teresa Schlinger is a financial advisor at OSAIC based in Scottsdale, AZ, holding Series 63 and Series 66 credentials with 29 years of industry experience. She has worked at OSAIC since 2024 and previously spent over 15 years with Securities America Advisors, Inc. and SECURITIES AMERICA, Inc. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, advisor-managed portfolios, and retirement plan consulting. The firm emphasizes a model-based investment process supported by portfolio optimization tools and offers discretionary and third-party managed strategies.

Thaddeus Heck is a financial advisor at Fidelity with two years of industry experience and holds a Series 66 designation. His prior roles include managing Heck Capital Advisors, LLC, and working at Oneida County Airport. Fidelity, through its Strategic Advisers LLC subsidiary, provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management alongside fund advisory services. The firm uses a process combining proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad investable universe.

Glenn Pollack is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 66 and Series 63 designations and has previously worked at Advisor Group, PlanMember Securities Corporation, Cetera Advisor Networks LLC, and Girard Securities, Inc. He is based in Scottsdale, AZ. OSAIC serves a diverse client base including retail and institutional investors, retirement plan sponsors and participants, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services focused on model-based asset allocation, portfolio optimization, and a range of managed account programs.

Annamarie Strickland is a CFP® with 22 years of experience in the financial services industry. She has worked with Raymond James & Associates since 2020 and previously held positions at USAA Investment Management Company and USAA Financial Advisors. Outside of advising, she is an owner of a rental real estate business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, and municipal entities. The firm offers tailored financial planning and investment consulting through a variety of portfolio management styles and affiliated resources.

Brian Wilber is a Series 66-licensed financial advisor with Wells Fargo Clearing, based in Scottsdale, AZ, and has 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Jonathan Mabb is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding a Series 63 designation and 21 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 12 years with Metlife Securities Inc. In addition to his advisory role, Mabb is also an agent in insurance sales, focusing on life, disability, long-term care, fixed annuities, and health products. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses a collaborative, goal-oriented planning process supported by proprietary software and offers specialized programs, including divorce planning and event-driven estate and employer-sponsored planning.