Linda Reeves is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Merrill since 2020, following 23 years at TIAA. Reeves is a director of the Annie T. Doe Memorial Foundation, a charitable organization focused on education, health services, and women’s empowerment in Liberia, West Africa, and she serves on the Women’s Impact Initiative Network committee of the Association of African American Financial Advisors. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Justin Litzenberger is a Financial Advisor with Merrill Lynch Wealth Management serving individuals and families in Charlotte, NC, and surrounding areas. He specializes in personal retirement planning, tax minimization, and retirement income strategies. Justin works closely with his clients to design goals-based financial approaches that help them reach their specific financial objectives. He holds a Bachelor's Degree from Clemson University and has earned the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Justin applies his expertise in wealth management, investment planning, and retirement strategies to support his clients' financial goals. Outside of work, Justin enjoys cooking, golfing, and hiking. He values building meaningful relationships and making the most of opportunities for learning and growth.

Colleen Mc Cauley is a financial advisor at Merrill with a Series 66 credential and no prior industry experience. Her previous work includes roles at Jones Lang LaSalle, Feedonomics, and Amazon, as well as academic experience at Texas A&M University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Vendal is a financial advisor at UBS Financial Services with a Series 66 designation and three years of industry experience. His prior work includes roles at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of finance, he has experience in the food service industry, having worked at Thirsty Fellow Pizzeria and Pub. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of capital markets and advisory solutions.

Stephen Burgess is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing investment advice to individuals, families, and businesses by gaining a comprehensive understanding of their short- and long-term financial objectives. With 35 years of experience in the financial services industry, Stephen joined Merrill Lynch Wealth Management in 2008. Prior to this, he practiced as a Certified Public Accountant (CPA) for eight years. He holds a bachelor's degree in Accounting from Florida State University and has earned the Personal Investment Advisor (PIA) designation.

Douglas Rivlin is a Senior Vice President and Wealth Management Advisor with Merrill Lynch Wealth Management in Charlotte and a partner in The Rivlin Firestone Group. He has been providing financial guidance to companies, C-level executives, entrepreneurs, and business owners for over 29 years. Douglas creates Wealth Management Plans and financial strategies tailored to clients' goals and objectives, working alongside their trusted CPA and attorney to ensure sound estate planning. Douglas has extensive experience in developing and managing advisor discretion equity and fixed income portfolios, as well as alternative investments to concentrated equity positions. His expertise spans areas such as college education planning, divorce transition planning, executive and equity compensation services, legacy planning, managing new wealth, and retirement income strategies. He holds the Certified Plan Fiduciary Advisor (CPFA) designation, Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA) credentials, as well as Series 7 and Series 66 registrations. Douglas earned a Bachelor of Science degree in Business Administration from West Virginia University. Throughout his career, Douglas has volunteered and contributed to various charitable organizations including Receptions for Research, Morrison YMCA, and the Isabella Santos Foundation. He lives in the Ballantyne community with his wife Ellen and their four children. In his spare time, Douglas supports his children's sporting activities such as AAU basketball, cross country, and golf, and enjoys traveling with his family.

Karly Krueger is a financial advisor at Merrill based in Charlotte, NC. She holds a Series 66 credential and has one year of experience in the industry. Prior to joining Merrill and Bank of America, she held various roles across multiple industries including technology and retail. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Delvin Joyce is a CFP® and ChFC® with 20 years of experience in financial services. He currently works with LPL Enterprise and has a long tenure with Prudential Insurance Company of America and Pruco Securities, LLC. Outside of advising, he is an ESPN broadcaster for college football games and hosts a related podcast. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s research team and third-party strategists, and it offers access to financial planning, asset management, and affiliated insurance and trust services.

William Murray is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 66 designations and with 19 years of industry experience. He previously worked at Wells Fargo Clearing for six years and has operated a bicycle repair and sales business, Bike Source, since 2003. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of individuals and institutional clients.

Marelle Sylvester is a financial advisor at Wells Fargo Clearing with eight years of industry experience. She holds the Series 63 and Series 65 licenses and has previously worked at Merrill, LPL Financial, and Randstad. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Douglas Morra II is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2019. His prior experience includes positions at Bank of America and Northwestern Mutual, as well as roles outside finance such as with The Pool Guys. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers. The firm serves a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Johnathan Lowery is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and 17 years of industry experience. Prior to joining OSAIC in 2025, he worked at Lincoln Financial Securities Corporation for 17 years and has been associated with Wealth Financial Planners since 2007. Outside of his advisory role, Lowery is an insurance agent offering a range of products including accident, disability, long-term care, and life insurance. OSAIC serves a diverse client base comprising retail and institutional investors, providing a variety of brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process focused on asset allocation and portfolio optimization, and it is notable for its scale, affiliate network, and recent consolidation activity.

Candace Cline is a CFP®-certified financial advisor with UBS Financial Services in Charlotte, NC, bringing 19 years of industry experience. She has been with UBS since 2010. Outside of her advisory role, she serves on the board of directors for the Park Terrace Towns Owners Association, where she assists with community maintenance oversight. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory solutions, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and leverages proprietary research to tailor strategies to clients’ goals and risk tolerances.

Ariana Larriviere is a financial advisor at Fidelity with six years of industry experience and a Series 66 designation. Her work history includes roles at Fidelity Investments and Raymond James and Associates. Prior to her finance career, she worked in a psychiatric office and spent several years at Florida Atlantic University. She is part of Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and provides oversight of affiliated and unaffiliated sub-advisers.

Tyler Fortanascio is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2018, with prior experience at Black Diamond Networks and Enterprise Holdings. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also employs systematic methodologies and serves as a registered commodity pool operator with a formal advisory role to multiple registered investment companies and fund-of-funds.

Thomas Fischer is a financial advisor at UBS Financial Services with seven years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Wells Fargo Clearing and AXA Advisors, LLC. Fischer is based in Charlotte, NC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Daniel Wood is a Financial Consultant at Fidelity Investments, where he partners with clients to pursue their financial goals through personalized planning strategies. He has held several positions at Fidelity Investments in 2024, including Investment Consultant and Financial Representative. Prior to joining Fidelity, Daniel worked as a Business Analyst at McKinsey & Company from 2022 to 2023. He also gained experience in the financial sector through roles at Wells Fargo, including Financial Crimes Specialist and Corporate Risk Associate between 2020 and 2022. Earlier in his career, Daniel held internship positions focused on financial and budget analysis at Dominion Energy in 2018 and 2019. Outside of his professional work, Daniel has interests in baseball, beach activities, music, pets, and snowboarding.

Kevin Sexton is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has worked at Merrill since 2009, with a brief tenure at Bofa Securities, Inc. in 2019. Outside of his advisory role, he is the owner of Silver Moss Management LLC, which provides commercial real estate transaction advisory and property management services. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Ethan Kirby is a financial advisor at J.P. Morgan Securities in Charlotte, NC. He holds a Series 66 designation and has been in the industry since 2025, with prior experience at Ameriprise Financial and Baker Tilly Advisory Group. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm employs a combination of quantitative screens and qualitative research to develop model asset allocations and integrates ESG criteria within its recommendations.

Bret Cozewith is a financial advisor at Primerica Advisors with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Primerica Advisors and Primerica Financial Services since 2007. Outside of his advisory role, he owns the Bret Cozewith Group, which supports his Primerica business. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a network of over 3,600 advisors and utilizes model-based investment strategies managed by unaffiliated asset managers.