Adam Gurien is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has more than 30 years of experience in financial advisory roles, having joined Merrill in 2011. Adam leads his team’s goals-based wealth management process and utilizes Merrill’s resources to guide investment portfolios and assist clients across a broad array of financial matters. His expertise encompasses family wealth management strategies, legacy planning, managing new wealth, philanthropic planning, portfolio management services, tax minimization, and retirement income. Adam began his financial services career in 1991 at Shearson-Lehman Brothers and completed the management training program at CitiBank, where he eventually managed retail and mortgage branches in Manhattan. He holds a bachelor’s degree from the University of Vermont and attended the Center of Medieval and Renaissance Studies at Keble College, Oxford University. Adam maintains FINRA Series 4, 7, 24, 31, 53, 63, and 65 registrations and holds the Personal Investment Advisor (PIA) designation. He has been recognized on Forbes’ "Best-in-State Wealth Advisors" list in 2021 and 2022 and Barron’s "Top 1,200 Financial Advisors" list in 2021 and 2022, as well as their "Top 1,000 Financial Advisors" list in 2010 and 2011. In addition to his professional work, Adam has served as a board member of a large non-profit organization and a public purpose organization and has contributed as a recreational youth coach. He resides in Palm Beach Gardens, Florida, with his wife Lynn and their three children. His personal interests include skiing and tennis.

Thomas Gibbons is a Senior Financial Advisor with over 30 years of experience in wealth management. He works with Merrill Lynch Wealth Management, providing integrated wealth management, planning, and retirement services tailored to successful individuals, families, and small businesses. His areas of expertise include college education planning, divorce transition planning, managing new wealth, personal retirement planning, portfolio management, small business strategies, women and wealth, tax minimization, and retirement income. He holds Series 7, 63, and 65 FINRA registrations, licenses for Life, Accident, and Health Insurance and Variable Annuities, and is a Certified Divorce Financial Analyst (CDFA) Practitioner. Mr. Gibbons earned a Bachelor's Degree from Seton Hall University and is recognized as a Personal Investment Advisor (PIA). He emphasizes integrity, objective advice, attention to detail, and concern for clients' wellbeing in his client service model. His professional philosophy focuses on working one-on-one with clients to develop personalized financial strategies aimed at long-term goals. Outside of his professional role, Mr. Gibbons is actively involved in his local community. He has served on various non-profit boards and participated in causes such as community soup kitchens and Habitat for Humanity in Morris County, New Jersey. He also coaches youth baseball, basketball, and softball, and volunteers as a swim meet official and starter. His community memberships include the Hillsborough Over-30 Basketball League, Northern NJ Over-50 Basketball League, and service as a YMCA of New Jersey Level 2 Swim Official. He shares a commitment to athletics and physical fitness with his wife and two children.

Theodore Fleming is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds the Series 63, 65, and 66 designations. His prior roles include positions at BNY Mellon Wealth Management and RJ & Makay. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individual and institutional clients. The firm’s financial planning process uses structured discovery conversations and firm-approved tools to develop tailored plans, serving clients through a variety of advisory and estate planning services.

Kenneth Levene is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. He serves as a board member of the Federal Drug Agents Foundation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm employs structured planning tools and various investment strategies while managing approximately $2.74 trillion in client assets.

Nicholas Salamone is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2012 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm provides tailored financial planning and a range of investment services supported by firm-approved planning tools and resources.

John Mazza is a CFA® charterholder and holds a Series 63 license with 15 years of industry experience. He has been with Morgan Stanley since 2016, currently serving as a financial advisor at Morgan Stanley Wealth Management. Outside of his advisory role, he is involved in water extraction and mold remediation activities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Brian Irving is a financial advisor at OSAIC with 48 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining OSAIC in 2024, he worked for 16 years at Triad Advisors, Inc. He is also the owner of Brybeck Financial, a financial planning and investment advising business he founded in 1985, and provides life insurance settlement services through Highland Brokerage. OSAIC serves a diverse range of clients including individual, high-net-worth, pension, corporate, and charitable investors through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and multiple advisory platforms to provide tailored portfolio management solutions.

Pedro Coello is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill from 2009 to 2024. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Carol Alania is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with 18 years at Morgan Stanley and 11 years of industry experience overall. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through corporate financial planning agreements.

Mark Serby is a financial advisor at RBC Capital Markets with 37 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Serby holds Series 63 and Series 65 licenses. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse range of clients including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies and integrates both in-house and third-party managers to implement portfolios.

Joanne Yanogacio is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 registrations and with 20 years of industry experience. She has worked at Morgan Stanley since 2013 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a financial planning process based on structured discovery and firm-approved tools.

Donna Brower is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. Her prior work includes positions at Allied Wealth Partners, Minnesota Life Insurance Company, and Securian Financial Services. She volunteers with the Parkinson Disease Foundation and is a member of the Parsippany Chamber of Commerce. Cetera Investment Advisers LLC is an SEC-registered advisory firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of investment management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party managers.

Geoffrey Stubbs is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in comprehensive wealth planning services that include retirement and education planning. He focuses on assisting clients with investment management as well as related financial concerns such as insurance, tax minimization strategies, and estate planning. His client expertise covers a range of areas including college education planning, family wealth management strategies, employee financial health, personal retirement planning, sports and entertainment finances, and managing new wealth. Geoffrey holds a Bachelor of Science degree from the University of Ottawa and an MBA in finance from Queen's University. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He began his career as an industry analyst in Ottawa before joining Merrill Lynch Canada in 1983, later transferring to the Morristown/Florham Park office in New Jersey. His wealth management approach emphasizes personalized, high-touch service and building long-term client relationships nationwide. Outside of his professional work, Geoffrey is engaged in community volunteerism in line with the Merrill tradition. He enjoys outdoor activities including adventure sports, hiking, and skiing, and values spending time with his family. His personal philosophy centers on collaborating one-on-one with clients to develop tailored financial strategies aimed at helping them achieve their long-term goals.

Bryan Weiner is a financial advisor with RBC Capital Markets in Florham Park, NJ, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has worked at RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable investment strategies and integrates both in-house and third-party managers to deliver tailored portfolio management and financial planning services.

Giovanni Duran is a financial advisor with Raymond James Financial in Basking Ridge, NJ, holding CFP®, Series 63, and Series 65 designations and bringing 28 years of industry experience. He previously worked at Morgan Stanley for 11 years before joining Raymond James in 2019. Outside of his advisory role, Duran owns two support companies, Duran Wealth Management, LLC and IronRidge Wealth Management Group LLC. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, corporations, pension plans, and institutions. The firm provides tailored, non-discretionary financial planning and investment consulting supported by analytical tools, with a notable affiliation to a municipal advisor and specialized programs such as SIMPLE IRA employer advisory services.

David Petrie is a CFA® charterholder affiliated with Stifel in Morristown, NJ, with 36 years of industry experience. He has been with Stifel since 2015. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Michele Hakes is a financial advisor with Mass Mutual Investors Services in Morristown, NJ, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. She has worked at Mass Mutual Investors Services since 2017 and previously spent seven years with MetLife Securities. In addition to her advisory role, she is involved in property and casualty, health, and group health insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, emphasizing collaborative, goal-based planning supported by firm-approved analytical tools.

Pavel Leokumovich is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2010, also maintaining a role at JPMorgan Chase Bank, N.A. since 2009. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Zhicheng Xin is a financial advisor at Morgan Stanley with eight years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2018, following six years at the New York Compensation Insurance Rating Board. Xin holds a Series 66 designation. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and models to support client outcomes.

Dennis Zaplin is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 24 years of industry experience. His prior roles include positions at J.P. Morgan Securities, Chase Investment Services Corp., and Merrill. Outside of advisory work, he owns Zapgo LLC, an advertising specialty distribution business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.