Billie Brittle is a financial advisor at Morgan Stanley in Charlottesville, VA, holding a Series 66 license with six years of industry experience. She has been with Morgan Stanley since 2015. Outside of her advisory role, she owns and operates a personal farm in Weyers Cave, Virginia. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process and offers a broad range of investment and financial products.

Adam Silvers is a financial advisor at Stifel in Charlottesville, VA, holding a Series 66 designation with 13 years of industry experience. He has been with Stifel Nicolaus since 2013. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services with an emphasis on fee-based financial planning. The firm's investment approach is based on proprietary methodologies developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning analyses.

John Flick III is a financial advisor at LPL Enterprise with five years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Mutual of Omaha Investor Services and Mutual of Omaha Insurance Company. Outside of advising, he has operated as a mobile notary and is involved with entities such as The Flick Team, LLC, related to tax and investment purposes. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios, combining investment advice with brokerage and insurance products on an integrated platform.

Nelson Ham is a Senior Financial Advisor based in Charlottesville, Virginia, within the Global Wealth and Investment Management Division of Merrill Lynch Wealth Management. He joined the SCH GROUP in December 2013, which comprises three advisors and one dedicated client associate with over 65 years of combined experience. Nelson has obtained Series 7 and Series 66 FINRA Registrations, as well as state Insurance licensures, and successfully completed Merrill Lynch's five-stage Practice Management Development program. He holds the Personal Investment Advisor (PIA) designation. Raised in Albemarle County, Virginia, Nelson earned a bachelor's degree from the University of Virginia where he studied business and graduated with honors. Prior to joining Merrill Lynch, he worked as an educator instructing students on SAT and PSAT preparation, as a sales and marketing director partnering with a commercial real estate developer in Virginia, and as an Estate Manager assisting affluent families. His expertise includes education planning, family wealth management strategies, legacy planning, philanthropic planning, portfolio management services, socially responsible investing including ESG, individual and corporate investment strategy, tax minimization, and retirement income planning. Nelson is actively involved in his community, volunteering with PACEM and the Virginia Special Olympics. He is also a member of the Monticello Cabinet, supporting preservation and education efforts. In his spare time, he enjoys outdoor activities such as fishing, hiking, and skiing around the Blue Ridge Mountains, as well as spending time with his family.

Jake Mclean is a financial advisor at LPL Financial with 13 years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Clearing, First Citizens Investor Services, and Merrill. Outside of finance, he is a business officer for Rocket Combat Sports along the East Coast. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Karyn Warren is a CFP® professional affiliated with OSAIC and has 27 years of industry experience. She worked at Securities America Advisors, Inc. from 2012 to 2024 before joining OSAIC. Outside of her advisory role, she owns and manages multiple residential rental property LLCs and operates an insurance sales business offering life, health, and annuity products. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, corporate, and charitable investors through a large network of advisers. The firm combines brokerage and advisory services with financial planning and managed account solutions, utilizing asset-allocation tools and third-party platforms to construct portfolios across various asset classes.

Joan Carlson is a financial advisor with Edward Jones, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. She has been with Edward Jones since 2009. Outside of her advisory work, she is involved with the Blue Ridge Rotary in Charlottesville, VA, assisting with club event planning. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large nationwide network of advisors and branch offices.

Edwin Yowell is a financial advisor with Ameriprise in Gordonsville, VA, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Outside of his advisory role, he is an associate financial advisor at OFG LLC, where he meets with clients and provides financial advice. Ameriprise is a large institutional firm offering a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations, primarily for clients maintaining accounts within Ameriprise-managed portfolios.

Martin Harar is a Wealth Management Advisor with nearly 50 years of experience in all aspects of wealth management. He began his career immediately after graduating from Virginia Tech in 1977, spending 36 years at State Farm Insurance, first as an agent in Reston, Virginia, and later transitioning to management in 1995. After retiring from State Farm in 2013, Martin started his career with Merrill Lynch Wealth Management. He holds a Bachelor's degree from Virginia Tech and is a CERTIFIED FINANCIAL PLANNER™ certificant. Martin focuses on clients' goals and concerns, utilizing a goals-based wealth management process to customize plans emphasizing asset preservation and retirement income. His areas of expertise include education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management, small business strategies, socially responsible and values-based investing, tax minimization, and retirement income. Martin is actively involved in his community as a parishioner of St. Thomas Aquinas, member of the Knights of Columbus, volunteer at Charlottesville Catholic School and The Covenant School, and member of the Charlottesville Committee on Foreign Relations. He serves as President of the Charlottesville Chapter of the Virginia Tech Alumni Association. He embodies Virginia Tech's motto "Ut Prosim" or "That I May Serve" in both his professional work and community involvement.

Fred Newsom is a financial advisor with LPL Financial located in Charlottesville, VA, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has worked with Linsco/Private Ledger Corp. since 1999. Newsom also manages a branch and serves as a registered representative and investment advisor in Charlottesville. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Charles Bull is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He previously worked at Bank of America, NA for 11 years before joining Wells Fargo in 2020. Bull serves as an exam reviewer for the CFP Board of Standards, writing and reviewing questions for the CFP exam. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broader set of financial product offerings than typical large institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Mauricio Rodriguez Gebran is a financial advisor with Fidelity in Charlottesville, VA, holding Series 63 and Series 66 credentials and five years of industry experience. His background includes roles at Uber, Lyft, and Whole Foods Market prior to joining Fidelity. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Shelly Pellish is a Series 66-licensed financial advisor with Ameriprise in Charlottesville, VA, with seven years of industry experience. She has been with Ameriprise and its affiliated entities since 2017, following a 15-year tenure at the Center for Christian Study. Outside of her advisory role, Pellish is the owner of Flying Squirrel, LLC, which she manages alongside her work at Ameriprise. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, delivering personalized recommendations that incorporate research, modeling, and tax-efficiency analysis. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Daisy Rojas is a financial advisor with LPL Financial in Charlottesville, VA, holding Series 63 and 65 licenses and three years of industry experience. Her prior roles include positions at Platt Financial, Rojas Stevens Company, United Way, and The Covenant School of Charlottesville. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Miriam Powers is a financial advisor at Mass Mutual Investors Services with five years of industry experience. She holds Series 63 and Series 65 licenses and has worked at MassMutual Commonwealth since 2017. Outside of finance, Powers has experience working with Union Mission Ministries and in retail and food service. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annually structured financial planning engagements supported by firm-approved analytical tools.

Jeffrey Mcgough is a financial advisor with LPL Financial in Charlottesville, VA, holding Series 63 and Series 65 credentials and having 40 years of industry experience. Prior to joining LPL Financial in 2018, he worked at VOYA Financial Advisors from 2014 to 2018. Outside of his advisory role, he is involved in managing an Airbnb rental property. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party resources.

John Higgins II is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

James Masloff is a CFP®-certified financial advisor with 38 years of industry experience, currently practicing at Raymond James Financial in Charlottesville, VA. He has been with Raymond James Financial Advisors since 2008 and its affiliated firm since 2009. Masloff is a managing member and partner in a family-owned LLC that holds a vacation home and co-owns a support company for his financial practice. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm utilizes analytical tools and tailored, non-discretionary planning to support client goals and maintains distinctive municipal advisory capabilities alongside a broad advisor network.

Grace Barrett Johnson is a financial advisor at Ameriprise with one year of industry experience. She holds a Series 66 designation and has prior experience managing an advisory business under Clarinity Inc. Johnson’s background includes service in the United States Marine Corps and community involvement through Christ the King Church. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm utilizes proprietary research and third-party data to provide non-discretionary recommendations within a defined investment universe.

Beth Goodell is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Merrill and Bank of America. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary advisory options grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm’s offerings include investment policy statement preparation, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related products among its investment options.