Scott Paul is a financial advisor at TIAA-CREF with three years of industry experience. He holds the Series 66 designation. Prior to joining the financial services industry, he worked for the Carolina Panthers for 25 years. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected through TIAA-administered employer retirement plans and acts as adviser to a donor-advised fund, offering a combination of model and customized portfolio management under a fiduciary standard.

Afi Douhadji is a financial advisor at TIAA-CREF with a Series 66 designation and two years of industry experience. Prior to joining TIAA in 2023, Douhadji held roles at several firms including Equitable Advisors and Peace of Mind Wealth Management, and has a background in home health care and medical transport services. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs, serving individuals with connections to TIAA employer retirement plans as well as trusts, estates, and small retirement plans. The firm’s advisory services include both one-time financial planning and ongoing portfolio management under a fiduciary standard, with access to model and customized portfolios.

Thomas Wolf is a financial advisor with TIAA-CREF in Charlotte, NC, holding the Series 63, Series 65, and Series 66 designations and bringing 24 years of industry experience. He has been with TIAA-CREF since 2010. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm operates within a vertically integrated structure and provides services under a fiduciary standard, including acting as adviser to a donor-advised fund.

Beverly Caldwell is a financial advisor at TIAA-CREF with 18 years of industry experience. She holds a Series 66 designation and has been with TIAA-CREF since 2013. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, frequently serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time financial planning and ongoing portfolio management under a fiduciary standard, acting as adviser to a donor-advised fund and operating within a vertically integrated group that utilizes affiliated funds.

Jacob Daubenmire is a financial advisor at TIAA-CREF with a Series 66 designation and two years of industry experience. Prior to joining TIAA in 2025, he worked at Equitable Advisors, LLC. His background includes roles outside finance, such as involvement with InFront Roofing and employment at Lowe’s and Olive Garden. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm provides both one-time planning services and ongoing portfolio management under a fiduciary standard, with an advisory model that includes customized and model-based portfolios.

Erica Damato is a financial advisor at TIAA-CREF with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at TIAA-CREF and TIAA since 2017, following four years at The Prudential Insurance Company of America and Pruco Securities LLC. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and other entities, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides separate broker-dealer services and acts as adviser to donor-advised funds, operating within a vertically integrated group that uses affiliated funds and applies a fiduciary standard to its RIA services.

Carla Sims is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 66 and Series 63 licenses with five years of industry experience. Her prior roles include positions at PNC Financial Services Group and JP Morgan Chase & Co. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm provides both point-in-time planning and ongoing portfolio management through model-based and customized strategies.

Dylan Coe is a financial advisor at TIAA-CREF with a Series 66 credential and two years of industry experience. He previously worked at Wells Fargo Clearing Services and Mass Mutual Insurance Company. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing discretionary management, utilizing model portfolios or customized portfolios managed under client-approved investment policies.

Michael Bellavia is a financial advisor with Fifth Third Securities, Inc., holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. His prior roles include positions at Truist Advisory Services, Bb&T Securities, and Bb&T Investment Services. Fifth Third Securities serves a diverse client base including individual, high-net-worth, and institutional clients, offering investment advisory and brokerage services through multiple program types and third-party portfolio managers on the Passageway Managed Account platform.

William Harris is a financial advisor with Primerica Advisors, holding a Series 66 designation and over 21 years of industry experience. He has worked extensively with Park Avenue Securities and Guardian Life Insurance, and he also operates Consolidated Planning Inc., where he sells life and long-term care insurance products. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering a range of brokerage and advisory services supported by proprietary and third-party investment platforms.

William Bayles is a financial advisor at TIAA-CREF with eight years of industry experience. He holds a Series 66 designation and has previously worked at firms including Fidelity Investments and UBS Financial Services. Bayles has also been involved with TEAM Charlotte Swimming. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management, using a combination of model and customized portfolios.

Kawii Jayjay is a financial advisor at Empower Advisory Group with nine years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at The Vanguard Group, First Citizens Bank, Merrill Lynch, LPL Financial, and Wells Fargo. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and retail brokerage clients. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Jaylen Gentry is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining TIAA-CREF, he worked at NYLIFE Securities LLC and New York Life Insurance Company, and has additional experience with Correlation One, Mothers & Sons LLC, and Carmax. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with connections to TIAA-administered retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm differentiates between one-time planning services and ongoing management through model-based and customized portfolios, and it also serves as adviser to the TIAA Donor Advised Fund.

Natalie Nesbit is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 66 and Series 63 licenses and bringing 21 years of industry experience. She previously worked at The Motley Fool, LLC from 2021 to 2025 and has been with TIAA and TIAA-CREF since 2012. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing discretionary portfolio management within a vertically integrated structure that includes affiliated funds and donor-advised fund services.

Matthew Stork is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 65 and Series 63 licenses with four years of industry experience. His prior roles include positions at First Citizens Bank, Wells Fargo, and Principal Securities. Before entering finance, he worked for American Airlines for six years. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management using model or customized portfolios under a fiduciary standard.

Robert Keith is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 designations with 12 years of industry experience. He has been with TIAA and TIAA-CREF continuously since 2014. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm’s advisory model differentiates between one-time planning services and ongoing discretionary management, offering both model-based and customized portfolios.

Jordan Mc Elmurry is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with TIAA‑CREF and its affiliated entities since 2016. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm operates a fiduciary advisory model that separates one-time planning from ongoing discretionary management and acts as adviser to a donor-advised fund.

Matthew Orf is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63, 65, and 66 credentials and bringing 27 years of industry experience. He has been with TIAA-CREF since 2005. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with connections to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm operates a fiduciary advisory model that separates one-time planning services from ongoing discretionary management and serves as adviser to a donor-advised fund.

Frank Braswell III is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has been with TIAA since 2011. Outside of his advisory work, Braswell serves as a soccer referee. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management through model or customized portfolios.

Lucie Mcgowan is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been with TIAA and TIAA-CREF since 2010, based in Charlotte, NC. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and corporate entities, often serving clients with existing connections to TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time financial planning and ongoing discretionary management, utilizing both model and customized portfolios.