Lucas Haber is Senior Resident Director at Merrill, where he co-leads a team of financial professionals dedicated to delivering comprehensive wealth management services. He joined Merrill shortly after earning his Bachelor of Science degree in Finance from Florida Atlantic University in 1998, beginning his career as a planning specialist focused on financial strategies for high net worth individuals, corporate executives, entertainers, and professional athletes. In 2000, he co-founded the Haber & Associates Wealth Advisory Group and assumed the Resident Director role in 2009. Lucas holds the CERTIFIED FINANCIAL PLANNER® designation awarded by the Certified Financial Planner Board of Standards, Inc., as well as Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA) credentials. His disciplined, goals-based wealth management approach emphasizes risk and liquidity management, portfolio monetization, and personalized investment strategies. His client base includes individuals, senior executives, business owners, corporate pension plans, non-profits, endowments, trusts, and estates, often with net worth exceeding $1 million. He leverages a broad team of specialists from Merrill and Bank of America to support a client-centric experience grounded in frequent communication and structured reviews. Residing in Daytona Beach, Lucas serves as a Trustee of the Boys & Girls Club of Volusia-Flagler Counties and supports various local and national charities. His personal interests include baseball, golf, and spending time with his family.

Paul Weber is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has worked at OSAIC since 2024 and previously spent seven years with Securities America Advisors and Securities America, Inc. He also operates Weber Financial LLC, which engages in life insurance sales. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and multiple platforms to deliver customized portfolio solutions.

Daniel Tran is a financial advisor at Edward Jones with 15 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Robin Riddle is a financial advisor at Stifel with five years of industry experience. He has held positions at Stifel Nicholas since 2019 and previously worked at Bank of America from 2010 to 2019. Riddle is also a commissioned notary. Stifel serves a wide range of clients, including individuals, institutions, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Carol Laxner is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and possessing 23 years of industry experience. She has been with Merrill and Bank of America since 2015. Outside of her advisory role, Laxner serves as a managing member of two residential real estate acquisition companies and is involved as a committee director and youth basketball league director at St. Barnabas Episcopal School in Deland, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Ethan Vineyard Martino is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and having one year of industry experience. Prior to joining LPL Financial and Handlin Wealth Management in 2025, he worked at Publix for five years and had a brief entrepreneurial role at Rachael Kasie Designs LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations with a wide range of advisory programs and financial services supported by a broad network of investment adviser representatives.

Benjamin Hartwick is a financial advisor with Edward Jones in Ormond Beach, FL, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones in 2023, he worked at Equitable Advisors and AXA Advisors, among other firms, and has experience in both financial services and educational roles. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Elaine Pavlakovic is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Wells Fargo Clearing since 2016, previously serving at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Thomas Daly is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior work includes roles at Raymond James & Associates, Charles Schwab, and various Wells Fargo entities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Viktoriya Frye is a Financial Advisor at Merrill Lynch Wealth Management, where she began her career in the financial services industry in 2005 and joined Bank of America in 2014. She works with ultra-high-net-worth individuals, multigenerational families, business owners, and executives, providing strategic guidance across investment management, wealth preservation, lending and liquidity solutions, business planning, and multigenerational wealth transfer. Viktoriya holds a Bachelor's Degree from The National Transport University and holds professional designations including Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She leverages the full suite of Merrill Lynch and Bank of America resources to deliver customized financial strategies that align with her clients' goals, values, and long-term visions. Her approach is relationship-driven, emphasizing discretion, responsiveness, and service to help clients preserve, grow, and transfer wealth confidently across generations. In addition to her professional work, Viktoriya is involved in community organizations such as AHI-AOV Martial Arts Institute, Atlantic Center for the Arts, CUDAS Swim, EAC, and First Baptist Church.

Jennifer Richardson is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013. Her office is located in Ormond Beach, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools, including Monte Carlo simulations, to help clients evaluate financial outcomes.

Stanley Stockhammer is a CFP® professional with 32 years of industry experience, currently serving at Stifel since 2009. He is based in Daytona Beach, FL, and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as a board member of The Shoreham Beach Association, Inc. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment strategy is supported by a proprietary methodology that utilizes forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

James Reardon III is a financial advisor with Edward Jones in Port Orange, FL, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He has been with Edward Jones since 2002. Outside of his advisory role, he serves as Trustee and Chairman of the Port Orange Fire/Rescue Pension Board. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors.

Derek Mears is a CFP® with 27 years of industry experience, currently advising at Ameriprise since 2020. He previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2009 to 2020. Mears serves on multiple boards, including the Stetson Business School Foundation and the Housing Finance Authority of Volusia County, and is involved in several local nonprofit organizations. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Matthew Deckman is a financial advisor with Ameriprise in Ormond Beach, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2013. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers non-discretionary recommendations through a centralized consulting team.

Kim Halle is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, Kim worked at HUB Financial Inc. and held roles at McGill University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations, with approximately $1.01 trillion in assets under management and a nationwide network of over 23,000 financial advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Wayne Dictor is a financial advisor at Raymond James Financial with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James Financial Services since 2009. Outside of his advisory role, he serves on the boards of the CrimeLine nonprofit and the Orlando Fringe Festival, contributing to their finance and investment committees. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports clients through its extensive advisor network and specialized programs.

Ann Snellings is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she also serves as the business manager for the Haber & Associates Wealth Management Group. She joined Merrill Lynch in 2010 as the Resident Directors Assistant and was promoted to Financial Advisor in 2015. In 2020, Ann advanced to Vice President and Senior Financial Advisor, bringing extensive experience in financial services and business management to her role. She plays a key part in maintaining the productivity, efficiency, and organization of her team. Ann began her financial career in 2006 with Edward Jones as a Branch Office Administrator before transitioning to Merrill Lynch. With a background as a business owner, she applies a disciplined and customized approach to wealth management, focusing on personal retirement planning, women and wealth, and retirement income. Ann is a specially qualified Senior Portfolio Advisor, providing clients with tailored investment strategies and managing portfolios on a discretionary basis through the firm's Investment Advisory Program. She holds the Personal Investment Advisor (PIA) designation and earned her High School Diploma from Spotsylvania High School. Outside of her professional work, Ann is based in Ormond Beach and is involved in supporting local animal shelters. She enjoys outdoor activities such as running, hiking, and kayaking alongside her husband and their dog. Ann values building strong relationships within her community and with her clients, helping them achieve their financial goals.

Marco Perez is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. He previously worked at Truist Financial Corporation and BB&T before joining Merrill in 2024. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Daniel Putman is a CFP® professional with 43 years of experience in the financial industry. He currently works with LPL Financial and has previously been affiliated with Sigma Planning Corporation, Sigma Financial Corporation, American General Insurance Co, and Equico Securities, Inc. In addition to his advisory role, he is involved in selling group health, life, dental, and disability insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and brokerage solutions, with access to model portfolios, third-party research, and various investment strategies.