John Hersey is a financial advisor at Guardian Life with Series 65 and Series 63 credentials and four years of industry experience. He has worked with Park Avenue Securities and Guardian Life since 2022 and serves as Vice President of the Austin Spartans Alumni Club. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage, financial planning, retirement consulting, and advisory services to individuals, pension plans, charitable organizations, and corporations. The firm offers discretionary and non-discretionary investment management using in-house and third-party strategies, including a hybrid digital advisory solution.

Luis Castillo is a financial advisor at TIAA-CREF with 16 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Bank of America, Merrill Lynch, and Cetera Investment Services. Outside of advising, he receives royalty income as a professional writer with books published on Amazon.com. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with pre-existing TIAA employer retirement plan relationships. The firm combines point-in-time planning with ongoing portfolio management and acts as adviser to donor-advised funds within a vertically integrated structure.

Zachary Langan is a financial advisor with CWM, LLC, holding a Series 66 designation and bringing 12 years of industry experience. He has previously worked at Cetera Advisor Networks and LPL Financial and also serves as a financial advisor at Wise Counsel Wealth Management. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, corporations, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement-plan services, typically managing accounts on a discretionary basis through model portfolios overseen by an in-house Investment Committee.

Meshia Greer is a CFP® professional with seven years of industry experience, currently serving as an advisor at Schwab Wealth Advisory, Inc. She has held roles within various Charles Schwab entities since 2018 and has prior experience at the FDIC and Prairie View A&M University. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools. The firm offers annual financial reviews and investment recommendations but does not exercise discretionary trading authority, with discretionary management generally handled by affiliated or third-party money managers.

Melissa Mendez is a financial advisor at NewEdge Advisors with eight years of industry experience. She holds a Series 66 designation and has worked at NewEdge Advisors since 2021, as well as previously at LPL Financial, Sanctuary Wealth, USAA, and Texas Legacy Wealth Management. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension plans, corporations, trusts, estates, and charitable organizations through a network of independent advisers. The firm offers a broad range of portfolio management, financial planning, retirement consulting, and access to third-party managers, employing multiple program structures and technology tools to support both advisors and clients.

Spencer Phillips is a financial advisor with Schwab Wealth Advisory in Austin, TX, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked at Charles Schwab & Co., Inc. and TD Ameritrade, with additional experience in retail and campus services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using standard asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem with a distinctive fee structure and does not exercise discretionary trading authority.

Joshua Dvorak is a CFP®-credentialed financial advisor with 11 years of industry experience. He is currently with Farther Finance Advisors and previously worked at Austin Private Wealth, LLC and Fidelity. Farther provides discretionary investment management and advisory services to individual investors, trusts, and estates through a combination of digital platforms and in-person meetings. The firm employs a Modern Portfolio Theory-based approach using proprietary models and algorithmic rebalancing across various asset classes, supplemented by AI tools and advisor judgment.

Joshua Johnson is a financial advisor with PNC Wealth Management in Leander, TX, holding Series 63 and Series 66 designations and seven years of industry experience. His prior roles include positions at Charles Schwab and Wells Fargo. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithmic risk assessments and discretionary management of mutual funds and ETFs.

Jeff Ruen is a financial advisor with Principal Financial Services in Austin, TX, holding a Series 66 designation and 26 years of industry experience. His career includes roles at Leander Wealth Management, Crystal Falls Financial Group, Principal Securities Inc., Principal Life Insurance Company, Park Avenue Securities, and Guardian Life Insurance. He serves as the president of a local high school booster club. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel stationed abroad. The firm’s advisory offerings include direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Matthew Marcom is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. His prior roles include positions at Cetera Advisors LLC and NEXT Financial Group, and he has served as an expert witness in securities litigation since 2011. Outside of advising, he acts as an expert witness in securities cases, providing testimony and reports. Independent Financial Group, LLC serves a diverse client base including individuals, high-net-worth clients, trusts, and institutions. The firm offers a range of financial planning and portfolio management services, combining strategic asset allocation with a mix of passive and active investments across varied risk profiles.

Hyungkyu Choi is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds Series 66 and Series 63 credentials and has worked previously at Charles Schwab & Co., Inc., as well as in the transportation and delivery sectors with companies such as Uber, Lyft, and Instacart. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its program, offering annual financial reviews, retirement planning, and investment recommendations across various asset types. The firm operates as an internal advisory unit within Schwab and utilizes Schwab’s research tools and asset allocation models while leaving final trading decisions to clients.

Alan Liljegren is a financial advisor with Guardian Life and holds Series 63 and Series 66 credentials. He has 19 years of industry experience, including prior roles at Edward Jones, Bank of America, Merrill Lynch, UBS, Morgan Stanley, and Truist Investment Services. Outside of his advisory work, he is associated with RoRo Es Loco, LLC. Alan Liljegren is affiliated with Park Avenue® Wealth Management, a wholly owned subsidiary of The Guardian Life Insurance Company of America. The firm provides brokerage services, financial planning, retirement plan consulting, and investment advisory programs to individuals, including high-net-worth clients, as well as pension plans, charitable organizations, and corporations.

Cameron Filbrandt is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Alamo Structural Steel and Nebraska Bank of Commerce. He operates a self-founded entity, O'Keefe Group/Solutions, alongside his advisory work. Ameritas Advisory Services provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers various managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by internal and third-party portfolio resources.

Anne Trinh is a CFP® professional with 23 years of experience in the financial services industry. She has worked at Kestra Advisory since 2021 and previously spent 13 years with M Holdings Securities, Inc. Trinh serves as a volunteer board member for the Christian Foundation of America and is the executive director of the 2Fish Foundation. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services including fiduciary consulting, plan-level investment advice, and employee education. The firm serves a broad client base that includes large institutional investors and employs multiple management platforms and third-party solutions within a supervisory framework.

Robert Huntley is a financial advisor with CWM, LLC, holding the CFP® and ChFC® designations and over 40 years of industry experience. He has worked at Cetera Advisor Networks, LPL Financial, and CWM, LLC. Huntley is also an author of the book *Retire Is a Verb*. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, corporations, and institutional clients through a network of over 600 advisors. The firm employs discretionary portfolio management using model portfolios overseen by an in-house Investment Committee, combining various analytical approaches and third-party resources, with a particular focus on retirement plan and institutional services.

Jason Hergenreder is a financial advisor with Lincoln Investment in Round Rock, TX, holding a Series 66 designation and five years of industry experience. He has worked at Capital Analysts, Lincoln Investment, Waddell & Reed, Thomas Dias, and has prior experience in education with Lago Vista ISD and Round Rock ISD. Outside of advisory roles, he serves as managing member of an investment-related LLC established for tax purposes. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of advisory programs supported by a dedicated Investment Management & Research team that utilizes both strategic and dynamic investment approaches.

Matthew Diteresa is a financial advisor with Primerica Advisors based in Austin, TX, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance since 2015. Outside of his advisory work, he serves as Treasurer on the Board of Directors for St. Dominic Savio Catholic High School and is a member of the Board of Directors for St. Louis King of France. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, employing a mix of proprietary and third-party investment strategies with both discretionary and non-discretionary management options.

Matthew Diteresa is a financial advisor at Guardian Life with one year of industry experience. He holds the Series 66 designation and has previously worked with Park Avenue Securities and Equitable Advisors. Outside of his advisory role, he is a 1% owner of 3MA Holdings, LP. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers a range of brokerage services, financial planning, and investment advisory programs using both proprietary and third-party models.

Sezgi Kutay is a financial advisor with Schwab Wealth Advisory in Austin, TX, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. Their career includes roles at Charles Schwab Bank and optionsXpress, Inc., alongside a continuous tenure at Charles Schwab since 2015. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm utilizes standard asset allocation models and Schwab research tools to recommend investments while leaving final trading decisions to clients.

Cullen Williams is a financial advisor at Corient with 26 years of industry experience. He holds a Series 66 designation and has worked previously at Capital Advisors, Inc., JP Morgan Chase Bank, N.A., and Scottrade Inc. Cullen is based in Austin, TX. Corient provides investment advisory and financial planning services to a diverse client base, including high-net-worth individuals, trusts, pension plans, and charitable organizations. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and utilizes risk management tools and alternative investments as appropriate.