Mary White is a financial advisor with Merrill who holds a Series 66 designation and has 24 years of industry experience. She has been with Merrill for 25 years and concurrently with Bank of America, N.A. for 17 years. Outside of her advisory role, she is the owner of a family rental business in Pensacola, Florida. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm integrates closely with Bank of America affiliates and offers tax-focused investment solutions alongside a broad range of portfolio management strategies.

Matthew Schmidt is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 25 years of industry experience. He has worked with various Raymond James entities since 2014. Outside of his advisory work, Schmidt serves on the advisory board of First Priority of NW, a network supporting Christian clubs in public middle and high schools. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning, investment consulting, and institutional fiduciary services, utilizing a range of portfolio management styles alongside firm research and affiliated sub-advisers.

Robert Kornemann is a financial advisor with Raymond James & Associates, holding a Series 66 designation and six years of industry experience. He has been with Raymond James & Associates since 2019 and previously worked at Long Lewis Auto and Clark Turf Management. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning and non-discretionary investment consulting through various specialized programs and research-driven portfolio management.

William Weeks is a financial advisor with Wells Fargo Clearing in Pensacola, FL, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC for seven years. Outside of his advisory role, Weeks is involved in local broadcasting as a television talk show host on WSRE-TV and as a host of an interview program on WUWF FM Radio NPR. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with an investment menu that includes insurance-related vehicles and bank deposit sweep options.

Mark Hannum is a financial advisor at Stifel with 35 years of industry experience. He has been with Stifel since 2009 and holds Series 63 and Series 65 licenses. Stifel serves a broad range of clients, including individuals, institutional investors, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group. The firm provides fee-based financial planning and works alongside affiliated trust companies and banks to offer credit facilities using advisory assets as collateral.

Patrick Broadus is a financial advisor with Morgan Stanley in Pensacola, FL, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of his advisory role, he owns a rental property in Pensacola Beach. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools to support its advisory services.

William Wright is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2007. Ameriprise provides a retirement-income planning service aimed at individuals nearing or in retirement who meet specific asset criteria, offering detailed recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored advice, primarily for clients holding assets in Ameriprise-managed accounts.

Michael Cocke is a financial advisor with Wells Fargo Clearing in Pensacola, FL, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held positions at Merrill, Habanero Capital LLC, Advisors Asset Management, Investment Professionals, and UBS Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Damon Smith is a financial advisor at Stifel with 23 years of industry experience. He has been with Stifel since 2009 and holds a Series 66 designation. Outside of his advisory role, he is actively involved with First Tee Gulf Coast, a nonprofit junior golf organization in Pensacola, Florida, where he serves as chairman of the board and has held various leadership positions. Stifel serves a broad range of clients including individuals, institutional investors, and nonprofit organizations, providing both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to deliver asset allocation and financial planning guidance.

Matthew Lacour is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2012, working at both Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. He is based in Pensacola, Florida. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and offers planning services that incorporate structured discovery and modeling tools, while generally acting in an advisory capacity rather than providing individual security recommendations.

James Hunter Jr. is a financial advisor at Edward Jones in Pensacola, FL, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Hunter Livery and Crabs on the Beach. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, tax-efficient services, and access to affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large national network of financial advisors and branch offices.

Christopher Kelly is a financial advisor with Morgan Stanley in Pensacola, FL, holding a Series 66 designation and having 26 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2009. Kelly serves as a board member of the Escambia-Santa Rosa Bar Association Foundation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to support tailored financial plans.

Joseph Peterson Jr. is a financial advisor with Mass Mutual Investors Services in Pensacola, FL, holding a Series 63 designation and bringing 33 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has been with MetLife Securities Inc. and Metropolitan Life Insurance Company since 1993. Outside of his advisory role, he is involved in property and casualty insurance brokerage and life settlements, and serves as president of Peterson Advisory Services, LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative annual financial planning engagements using firm-approved analytical tools and provides specialized event-driven planning programs.

Timothy Stewart is a CFP®, ChFC®, and Series 66-licensed financial advisor with 10 years of experience, all at Edward Jones since 2016. He is based in Gulf Breeze, Florida. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, operating under a fiduciary standard and managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Michael Tylavsky is a financial advisor with Wells Fargo Clearing in Pensacola, FL, holding a Series 66 designation and 21 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, in its investment menus.

Suzanne Minter is a financial advisor at Edelman Financial Engines with seven years of industry experience. She holds a Series 65 designation and has worked at Edelman Financial Engines and its predecessor entities since 2010. Edelman Financial Engines provides technology-enabled investment advisory services primarily focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages large asset bases through model-based and customized portfolios and delivers both advisor-led and online offerings.

Anthony Harp is a financial advisor with Merrill in Pensacola, FL, holding a Series 66 designation and 19 years of industry experience. He has worked at Merrill since 2003 and also has experience with Bank of America, N.A. since 2011. Outside of his advisory role, he serves as a Power of Attorney for a non-investment-related entity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stephen Harrod is a financial advisor with Morgan Stanley in Pensacola, FL, holding a Series 66 credential and 25 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2012. Outside of his advisory role, he serves on finance and investment committees for Olive Baptist Church, a nonprofit organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs and financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools guided by its Global Investment Committee.

Robert Whibbs is a financial advisor with Morgan Stanley in Pensacola, FL, holding a Series 66 designation and six years of industry experience. Prior to joining Morgan Stanley in 2020, he worked in the automotive sector for six years at StepOne Automotive Group and Vince Whibbs Automotive. He serves on the boards of two local organizations focused on civic and cultural activities. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning and investment management services supported by firm-approved tools and methodologies.

Richard Ralston is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 29 years of industry experience. His prior roles include positions at Concourse Financial Group Securities Inc, Sa Stone Investment Advisors, and Sterne Agee Financial Services. He is also president of Parkway Financial Group, through which he provides investment advice and insurance products. Cetera Investment Advisers LLC serves individual and institutional clients through a nationwide network of over 10,000 advisors, offering a range of portfolio management and financial planning services with diverse program options and model portfolios.