Rodd McMinn is a financial advisor with MassMutual Investors Services, holding a Series 63 designation and 33 years of industry experience. He has worked at MassMutual Investors Services since 2017 and was previously with METLIFE Securities Inc for 13 years. Outside of his advisory role, he is also an agent in the life insurance sector. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships that utilize firm-approved analytical tools.

Eric Scheffler is a financial advisor with Edward Jones in Lockport, NY, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. His prior work includes positions at Northwest Bank and LPL Financial, with ten years spent at the latter. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients across various segments, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions through a nationwide network of financial advisors and branch offices.

Joshua Dent is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and 23 years of industry experience. He has served at Raymond James since 2016. Outside of his advisory role, Dent is the owner and president of two support companies, Dent Wealth Management and JDent Inc., each with minimal monthly involvement. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and uses analytical tools to illustrate potential outcomes, supporting clients through advisory programs and other providers.

Timothy Riemer is a CFP® professional with 29 years of experience in the financial industry. He has been with Ameriprise since 1996 and holds a Series 63 license. Outside of his advisory role, he is involved in real estate ownership of multi-family commercial properties. Ameriprise serves clients primarily through a retirement-income planning service designed for individuals with substantial investable assets, combining research-driven and algorithm-assisted recommendations with a broad suite of advisory, brokerage, and insurance solutions.

David Goldpenny is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at CUSO Financial Services, LP and Cuna Mutual Group, including Cuna Brokerage Services, Inc. He also operates Cornerstone Investment & Retirement Services, a business related to his advisory activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of financial planning and investment management solutions through a large network of investment adviser representatives.

Candice Uzarowski is a financial advisor with LPL Financial holding Series 63 and Series 65 licenses and 29 years of experience in the industry. Her prior roles include positions at CUSO Financial Services, LP and Calamar Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides access to financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with tools including machine learning for operational and research purposes.

Brian Yaiser Sr. is a financial advisor at OSAIC with Series 63 and Series 65 credentials and 41 years of industry experience. He worked at Lincoln Financial Advisors Corporation for 25 years before joining SagePoint Financial, Inc., and later OSAIC. Outside of his advisory work, he serves on the board of the Salvation Army’s Lockport Corps and is involved in several business ventures including a family farm and event services. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, and corporations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, employing a range of tools and third-party platforms to manage portfolios with various asset types on both discretionary and non-discretionary bases.

Michael Supernault is a financial advisor with LPL Financial, holding a Series 63 designation and eight years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc., The Prudential Insurance Company of America, and Pruco Securities, LLC. Outside of his advisory work, he has experience with The Puppy Playpen, a non-investment business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, wrap and model portfolios, third-party asset management access, and institutional platforms, supported by a large network of investment adviser representatives.

Joseph Bufalino is a financial advisor at LPL Financial with 12 years of industry experience. He holds a Series 63 designation and has previously worked at Cadaret, Grant & Co., Inc. and MML Investors Services. Bufalino is also involved with the Capital Management Group of Niagara, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives and a variety of investment strategies.

Jason Cohen is a CFP®-designated financial advisor with seven years of industry experience. He is currently with Osaic and has previously worked at American Portfolios Financial Services, Bessemer Trust, and UBS Financial Services. He has also been affiliated with the University of Pittsburgh for over a decade. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing various tools and third-party solutions to construct and manage portfolios across diverse asset classes.

Curtis Henderson is a financial advisor with LPL Financial and holds the ChFC® designation and Series 63 license. He has 42 years of industry experience, including a 36-year tenure at Cadaret, Grant & Co., Inc. He is also involved in non-variable insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions, offering a range of advisory and brokerage services supported by a large network of advisors and various institutional platforms.

Carlo Runca is a financial advisor at OSAIC with 40 years of industry experience. He holds a Series 63 designation and previously worked for FSC Securities Corporation for 24 years. He is also the owner of Runca Financial Services, a sole proprietorship involved in the sales and service of securities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and multiple advisory platforms to manage portfolios across a variety of investment vehicles.

Mark Catanese is a financial advisor at LPL Financial with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at several firms, including Summit Consultants & Advisors, LLC and Cadaret, Grant & Co., Inc. He also operates Capital Management Group, a business associated with his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Kelly Martin is a financial advisor with Cambridge Investment Research Advisors holding a Series 66 designation and nine years of industry experience. Prior to joining Cambridge in 2024, Kelly was associated with Ic Advisory Services Inc and The Investment Center Inc from 2017 to 2024. Outside of advisory work, Kelly is involved with SY Associates in Amherst, NY, and serves as an agent with Crump in the insurance and benefits area. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals, utilizing both proprietary and third-party model strategies across multiple custody and platform arrangements.

Jason Reitmeier is a financial advisor with Primerica Advisors in Amherst, NY, holding a Series 63 designation and 28 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1997 and also works at Western New York Bank Equipment. Outside of his advisory role, he is involved in sales of investment-related products and receives compensation for referrals related to home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm uses third-party asset managers and an independent due-diligence process, providing a tiered wrap-fee structure and maintaining oversight of its investment models.

James Goupil is a financial advisor with LPL Financial, holding a Series 63 designation and 17 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Cadaret, Grant & Co., Inc. for five years and has also held roles at Financial Partners of Upstate NY, Massachusetts Mutual Life Insurance Company, and AllState Insurance Company. He is involved in a property and casualty and non-variable insurance business through WealthGuard of NY LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Nicholas Popovec is a financial advisor with LPL Financial in Tonawanda, NY, holding Series 63 and Series 66 credentials and 16 years of industry experience. His prior roles include positions at M and T Securities, TD Ameritrade Investment Management, TD Ameritrade, Scottrade, and HSBC Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily by investment adviser representatives who implement a variety of strategies using discretionary or non-discretionary approaches.

Rebecca Doctor is a financial advisor with Ameriprise, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise in 2022, she worked in various roles at Dennys, Target, Instacart, Keuka College, Bob Evans, and the Oakfield Alabama Central School District. Ameriprise is a large institutional firm that offers retirement-income planning services for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored Recommendation Reports. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Philip Russell Jr. is a financial advisor with Cambridge Investment Research Advisors who holds the ChFC® designation and has 40 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2015. Russell serves as a board member for the Society of Financial Services Professionals in Buffalo and the Barker Lions Club and works as a substitute teacher. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent financial professionals, using a range of portfolio management and model-based solutions tailored to client objectives.

Kenneth Wilson Jr. is a financial advisor at OSAIC with 23 years of industry experience. He holds a Series 63 designation and previously worked for Lincoln Financial Advisors Corporation for 18 years. Outside of his advisory role, he is an insurance agent offering accident, health, disability income, traditional life insurance, fixed and indexed annuities, as well as property and casualty insurance. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through multiple platforms and employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios that include a broad range of investment options.