Richard Hawes is a financial advisor with LPL Financial in New Smyrna Beach, FL, holding Series 63 and Series 66 designations and with 31 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors and SPC. He is also an independent insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational and research tools.

Alexander Maxwell is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in strategic wealth planning, focusing on assisting ultra high net worth families and successful business owners with growing, preserving, and transitioning their wealth. His services include family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management, and tax minimization. Alexander holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned a Bachelor's degree from Seminole State College and also attended the University of North Florida and Florida International University without obtaining further degrees. Born and raised in Central Florida, he serves his community with a relationship-first approach. In addition to his professional work, Alexander enjoys boating, camping, fishing, football, golfing, hiking, surfing, watching movies, and spending time with his family. He is also a member of BCG Private Wealth Management, recognized on Forbes' "Best-in-State Wealth Management Teams" list from 2023 to 2026.

Jayar Williams is a financial advisor at Raymond James Financial with 17 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Raymond James in 2026, Williams spent 10 years at Truist Advisory Services and 17 years at Truist Investment Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to diverse clients, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers non-discretionary planning tailored to client goals and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Martin Berloff is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Douglas Climo is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2023. In this capacity, he leads a diverse team of financial associates dedicated to building lifelong relationships with clients and assisting with their overall wealth planning needs. Mr. Climo has extensive experience within Fidelity Investments, having served as Vice President and Regional Planning Consultant from 2016 to 2023, and as Vice President and Financial Consultant from 2008 to 2016. His professional background reflects a deep commitment to financial consulting and planning. Outside of his professional responsibilities, Douglas Climo enjoys baseball, family activities, fishing, football, social events with friends, and golf.

Michael Elders is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 32 years of industry experience. He has worked at MetLife Securities Inc. and Metropolitan Life Insurance Company since 1994, and has been with Mass Mutual Investors Services since 2017. Outside of his advisory role, he is an agent involved in life insurance and health insurance activities through his own business. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management, wrap and money-manager programs, and educational seminars, with a focus on collaborative, goal-driven financial planning engagements.

Garrett Burke is a Private Wealth Advisor with Merrill Private Wealth Management, focusing on developing financial strategies and providing tax-efficient portfolio management for high-net-worth individuals and families throughout the United States. He holds the CERTIFIED FINANCIAL PLANNER® certification and the Certified Private Wealth Advisor® (CPWA®) designation from the Investments & Wealth Institute™. Garrett's expertise includes Corporate Executive Services, Executive Compensation, Family Wealth Management Strategies, Legacy Planning, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Tax Minimization, and Retirement Income. Prior to joining Merrill Lynch Wealth Management in April 2011, Garrett worked as an analyst in the business development group at Lockheed Martin, where he helped manage the portfolio of new business acquisition investments for a multi-billion dollar business area. He focuses on serving individuals, families, and businesses by developing personalized strategies based on clients' risk tolerance, time horizon, liquidity needs, and overall investment goals. Garrett earned a Bachelor's Degree in Finance from the University of Notre Dame's Mendoza College of Business and completed an Accredited Certificate Program at the University of Chicago. He is a member of professional organizations including Leadership Seminole, the Notre Dame Club of Orlando, and The Catholic Foundation of Central Florida. Garrett is also involved with the Rescue Outreach Mission. Outside of work, he enjoys adventure sports, golfing, music, reading, running, spending time with his family, and traveling.

Jeffrey Sochar is a financial advisor with Morgan Stanley in Deland, Florida, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. Since 2015, he has worked with Morgan Stanley Private Bank, National Association, and has affiliations with Janus Management Holdings Corp and Janus Distributors LLC dating back to 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide array of advisory programs, including tailored financial planning and employs structured planning tools and proprietary investment models in its process.

Jeffery Ritchey is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Edward Jones since 2000. He holds Series 63 and Series 65 licenses and is based in Deland, Florida. Outside of his advisory role, Ritchey is involved in community leadership as Vice President of United Methodist Men, Advisory Board Member of the Debary Art League, and President of the Deland Chamber of Commerce. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers discretionary and non-discretionary investment strategies, including managed solutions and separately managed accounts, and provides overlay and tax-efficient services under a fiduciary standard.

Kayla Dahl is a financial advisor at Fidelity with seven years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services since 2019. Prior to that, she held positions at Janus Henderson Distributors and Anheuser-Busch. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages multi-manager and fund-of-funds structures and delivers model portfolios to intermediary platforms, utilizing systematic methodologies and maintaining oversight controls.

Mary Brown Thibodeau is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 18 years of industry experience. She has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2012. She serves as a board member of Hope Resource Center, a nonprofit pregnancy center and women’s health clinic in Deltona, FL. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services delivered through independent Financial Professionals using a variety of portfolio management and model-based solutions.

Elaine Daniels is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she worked for ten years at Fairwinds Credit Union. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Mathew Jemison is a financial advisor with Morgan Stanley in Deland, Florida, holding a Series 66 designation and bringing 24 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. He serves on the board and finance committee of the Volusia/Flagler Family YMCA, engaging in community and youth-focused activities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutions, including customized financial planning supported by approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services under both individual and corporate financial planning agreements.

Jeffery Pilate is a financial advisor at Fidelity with 32 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked with The Brokers Network LLC and The Leaders Group Inc. Outside of his advisory role, he serves as the Central Florida Vice President for a three-wheel motorcycle riding club and is Secretary of a local church. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe.

Donna Higbee is a Wealth Management Advisor and Vice President with Merrill Lynch Wealth Management. She began her career on the trading floor of a regional investment firm in Clearwater, Florida, gaining a foundational understanding of market dynamics. She expanded her expertise by working for six years at Morgan Stanley's global headquarters in New York City, focusing on market strategy, client service, and investment management. Donna holds a Bachelor's degree from Stetson University and earned the CERTIFIED FINANCIAL PLANNER® designation in 2007. Her professional expertise encompasses investment management and financial planning, enabling her to help clients with college education planning, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, women and wealth, and retirement income. Beyond her professional role, Donna has been involved in community service through board memberships, including the Krewe of Amalee. She is also an avid runner, having completed five marathons, and enjoys reading and spending time with her family.

William Stevens is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over two decades of experience in helping clients meet their financial needs. He works closely with individuals and families to develop personalized wealth management strategies that align with their goals, focusing on areas such as education planning, family wealth management, legacy planning, personal retirement planning, and socially responsible investing. His approach centers on understanding clients’ life priorities to create flexible, tailored financial plans. William’s expertise includes retirement planning and income strategies, assisting clients with a range of retirement plans including IRAs, Roth IRAs, Simplified Employee Pension (SEP) plans, and SIMPLE plans for small businesses. He also advises on distribution options for employer-sponsored retirement assets. Holding the Personal Investment Advisor (PIA) designation, William’s educational background includes studies at Western Michigan University and the University of Toledo. Outside of his professional role, William participates in community volunteering consistent with Merrill’s tradition of community involvement. His personal interests include camping, fishing, football, ice hockey, music, skiing, traveling, and spending time with his family.

Glenn Stempler is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has been with LPL Financial since 2013, following a two-year period at Grove Point Investments, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with various strategic and tactical investment options.

Christian Larson is a financial advisor with Merrill based in Lake Mary, FL, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America and Lance Atwood State Farm. Outside of his advisory duties, Larson works with a family-owned land flipping business, JML Land Investment, where he conducts market research and negotiates deals outside of work hours. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mark Jones is a CFP® with 33 years of experience in the financial services industry. He has been with Ameriprise since 1992, currently serving as a financial advisor at their New Smyrna Beach, FL office. Outside of his advisory role, he is involved in managing business expenses for a financial advisory team and is co-owner and vice president of a restaurant investment. Ameriprise is an institutional firm that offers a retirement-income planning service targeting clients with significant investable assets. Their approach combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations primarily for clients nearing or in retirement.

Kristin Cranias is a financial advisor with Raymond James & Associates holding a Series 66 designation and 11 years of industry experience. She has been with various Raymond James entities since 2016. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional advisory services.