James Caldwell is a financial advisor at LPL Financial with 10 years of industry experience. He holds the Series 66 designation and has worked at several firms including Fairwinds Credit Union and Raymond James & Associates. Caldwell is also involved with Creative Comp Solutions, an outside employment role unrelated to his primary advisory duties. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, utilizing various investment approaches and advisor-support technologies, and oversees over $819 billion in discretionary assets with a network of more than 22,800 advisors.

Hamid Sasaninejad is a financial advisor with LPL Financial, holding a Series 66 designation and 23 years of industry experience. He previously worked at NEXT Financial Group for 17 years, as well as Kestra Investment Services and Equitable Advisors. Sasaninejad also operates HS Capital Management, LLC, which serves as a business entity for his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing diverse investment approaches including model portfolios, third-party subadvisors, and customized strategies.

Veronica Woodard is a financial advisor with Edward Jones in Oviedo, FL, holding a Series 66 designation and eight years of industry experience. Prior to joining Edward Jones in 2018, she held roles at Lyft, Uber, Comcast, and Optivia. Woodard also teaches online courses at Goodwin College and serves as treasurer and board member of The Center of Orlando, where she is involved in fundraising and community relations. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, tax-efficient services, and affiliated investment options. The firm operates under a fiduciary standard and maintains a large network of financial advisors and branch offices nationwide.

Stanley Retz is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Cetera and its affiliated entities since 2004 and also owns Retz Financial, Inc. Outside of financial advising, Retz serves on several nonprofit boards including the YMCA of Central Florida, North Brevard Medical Support, and North Brevard Hospital District, and he is president of the Titus Rotary Club. In addition, he owns and operates Citrus Motors, Inc., a used car dealership. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Gregory Baird serves as a Resident Director in the financial services sector. He specializes in wealth management, focusing on creating and implementing personalized financial plans tailored to clients' unique needs. Gregory's work involves managing investment portfolios and developing strategies that support clients' long-term financial goals. He began his career in financial advising in 1988 and has since earned multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Private Wealth Advisor® (CPWA), Chartered Retirement Planning Counselor™ (CRPC), and Chartered Retirement Plans Specialist™ (CRPS). Gregory holds a Bachelor's degree from Georgetown College and has completed various professional development programs related to financial advising. Gregory is actively involved in community initiatives, including participation with the Ovarian Cancer Research Alliance, and has served as a member of the Advent Health Cancer Institute Board.

Richard Lalor is a financial advisor with Primerica Advisors in Titusville, FL, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with Primerica Advisors since 1985 and Primerica Financial Services since 1991. His other business activities include sales of investment-related products and part-time referrals for home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating primarily on a tiered wrap-fee basis.

Luis Mir is a financial advisor at Fidelity with 15 years of industry experience. He holds a Series 66 designation and has worked at several firms including Merrill, Bank of America, and Park Avenue Group. Luis is currently based in Oviedo, FL. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a broad client base including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model solutions.

Jorge Pereira is a financial advisor with Charles Schwab & Co., Inc., holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at Triad Advisors, Resources Investment Advisors, OneDigital, Chepenik Financial, and LPL Financial. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed-account services, combining non-discretionary advice with access to discretionary separately managed accounts. The firm is notable for its scale, integrated operational structure, and specialized alternative investment offerings.

Walter Bohannon is a financial advisor with Raymond James Financial Services Advisors Inc. in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Raymond James since 2011. Outside of his advisory role, Bohannon is a Certified Divorce Financial Analyst and serves as a board member for The Village for Friends Properties, Inc., a nonprofit organization. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, corporations, and institutional entities. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and provides specialized services in municipal and public finance.

Christopher Kmetz is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the ChFC® designation and a Series 63 license, and has 35 years of industry experience. Prior to joining Raymond James in 2025, he spent nine years with Cambridge Investment Research Advisors, Inc. Kmetz is a partner in Eastside Vision, LLC, an office space ownership business in Orlando, FL. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and analytical modeling, and supports municipal and public-finance work through a unique affiliation.

George Rariden III is a ChFC® credentialed financial advisor with 33 years of industry experience. He is the principal of Rariden Investment Advisors, LLC, an independent firm he has operated since 2010. He also engages in tax preparation and accounting through Rariden & Associates, LLC. Rariden Investment Advisors serves individual clients, focusing on personalized investment management and financial planning.

Deivanayak Balakrishnan is a CFP® and Series 66 registered advisor with four years of industry experience. He currently works at XYPN Sapphire and WBI Advisory LLC and has prior experience at Certified Insurance Corp, Certified Advisory Corp, Fortune Financial Services, and Siemens Energy Inc. Outside of his advisory roles, he is involved in insurance sales with Certified Insurance Corp. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based investment approach utilizing diversified portfolios and offers both discretionary and non-discretionary management, with an emphasis on human oversight and digital asset management initiatives.