James Caldwell is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 66 designation and has previously worked at Raymond James & Associates and CUSO Financial Services. Caldwell also serves in a role at Fairwinds Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers various financial planning and advisory programs, utilizing discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Hamid Sasaninejad is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 23 years of industry experience. Prior to joining LPL Financial in 2025, he spent 17 years at NEXT Financial Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, and provides access to model portfolios, research, and various institutional services.

Veronica Woodard is a financial advisor with Edward Jones in Oviedo, FL, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones in 2018, she held roles at Lyft, Uber, Comcast, Optivia, and Verizon. Woodard also teaches an online class at Goodwin College and serves as treasurer and board member of The Center of Orlando, where she is involved in fundraising and community relations. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of advisory programs and investment options, managing approximately $1.01 trillion in assets via a nationwide network of more than 23,700 financial advisors.

Stanley Retz is a financial advisor with Cetera, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He has held roles at Cetera and affiliated entities since 2004 and operates Retz Financial, Inc. Additionally, Retz has served on various nonprofit boards, including the YMCA of Central Florida and local medical and economic development organizations, and has involvement in automotive retail and real estate ventures. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program platforms, with a focus on both discretionary and non-discretionary account management.

Richard Lalor is a financial advisor with Primerica Advisors in Titusville, FL, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with Primerica Advisors since 1985 and Primerica Financial Services since 1991. His other business activities include sales of investment-related products and part-time referrals for home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating primarily on a tiered wrap-fee basis.

Luis Mir is a financial advisor at Fidelity with 14 years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill, Bank of America, and CUSO Financial Services. He is based in Oviedo, Florida. Luis is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a range of clients, including retail and institutional investors. The firm employs a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and offers multi-manager and fund-of-funds advisory services.

Jorge Pereira is a financial advisor with Charles Schwab & Co., Inc., holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at Triad Advisors, Resources Investment Advisors, OneDigital, Chepenik Financial, and LPL Financial. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed-account services, combining non-discretionary advice with access to discretionary separately managed accounts. The firm is notable for its scale, integrated operational structure, and specialized alternative investment offerings.

Walter Bohannon is a financial advisor with Raymond James Financial Services Advisors Inc. in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Raymond James since 2011. Outside of his advisory role, Bohannon is a Certified Divorce Financial Analyst and serves as a board member for The Village for Friends Properties, Inc., a nonprofit organization. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, corporations, and institutional entities. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and provides specialized services in municipal and public finance.

Christopher Kmetz is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the ChFC® designation and a Series 63 license, and has 35 years of industry experience. Prior to joining Raymond James in 2025, he spent nine years with Cambridge Investment Research Advisors, Inc. Kmetz is a partner in Eastside Vision, LLC, an office space ownership business in Orlando, FL. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and analytical modeling, and supports municipal and public-finance work through a unique affiliation.

George Rariden III is a ChFC® credentialed financial advisor with 33 years of industry experience. He is the principal of Rariden Investment Advisors, LLC, an independent firm he has operated since 2010. He also engages in tax preparation and accounting through Rariden & Associates, LLC. Rariden Investment Advisors serves individual clients, focusing on personalized investment management and financial planning.

Deivanayak Balakrishnan is a CFP® and Series 66 registered advisor with four years of industry experience. He currently works at XYPN Sapphire and WBI Advisory LLC and has prior experience at Certified Insurance Corp, Certified Advisory Corp, Fortune Financial Services, and Siemens Energy Inc. Outside of his advisory roles, he is involved in insurance sales with Certified Insurance Corp. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based investment approach utilizing diversified portfolios and offers both discretionary and non-discretionary management, with an emphasis on human oversight and digital asset management initiatives.