Johanne Carroll is a financial advisor with Raymond James Financial in Mobile, AL, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. She has held various roles at SmartBank and BBVA-related entities since 1998. Carroll also serves as a Senior Registered Client Associate with multiple firms connected to SmartBank and Montz Wealth Management Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, institutions, corporations, and charitable organizations. The firm delivers non-discretionary planning and consulting tailored to client goals and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Paul Russell is a financial advisor with Morgan Stanley in Mobile, Alabama, holding Series 63 and Series 65 credentials and possessing 33 years of industry experience. He has been with Morgan Stanley and its affiliates since 2009, including a current role at Morgan Stanley Private Bank. Outside of his advisory work, he plays guitar in the Dial Street Band. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its advisory services.

Michael Mc Kean is a financial advisor at Ameriprise Financial Services with one year of industry experience. Prior to his current role, he worked in property management and held positions in education. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning with written recommendation reports and ongoing advice tailored to dependable income sources and tax-aware withdrawal strategies.

Francisco D'oliveira is a financial advisor at Morgan Stanley with 20 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. He holds a Series 66 designation and is based in Mobile, Alabama. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs for both individual and institutional clients. The firm provides tailored financial planning supported by structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Matthew Blevins is a financial advisor with Edward Jones in Fairhope, AL, holding Series 63 and Series 66 designations and bringing 17 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm offers various advisory programs and investment strategies, supported by a large nationwide network of advisors and branch offices.

Trey Toifel is a financial advisor with Cetera who holds the Series 66 designation and has 13 years of industry experience. He has been with Cetera and Cetera Investment Services LLC since 2015 and has worked at Regions Bank since 2013. Outside of his advisory role, he is the owner of Alabama Coastal Outdoors, a sport fishing and tackle business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services with access to multiple program platforms and third-party managers.

Melissa Ballard is a financial advisor at OSAIC with 10 years of industry experience. She holds a Series 66 designation and previously worked at Sagepoint Financial, Inc. for seven years. Outside of her advisory role, she owns a sole proprietorship creating and designing newspaper layouts, brochures, logos, and holiday cards. OSAIC serves a diverse client base, including individual investors, institutions, and charitable organizations, offering brokerage and advisory services through a large network of advisers. The firm employs a range of portfolio construction tools and provides access to multiple investment platforms and third-party managers.

Christopher Tracy is a financial advisor affiliated with LPL Financial, holding a Series 66 designation and bringing 21 years of industry experience. His prior work includes roles at Cadence Bank, Wells Fargo Clearing, Wachovia Bank, and Ameriprise. He also serves as Market President for the Mobile Metropolitan Area at Cadence Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions and supports its advisors with research tools and multiple institutional platforms.

Steven Holley is a financial advisor with Raymond James Financial in Mobile, Alabama, holding a Series 66 designation and 20 years of industry experience. He has been with Raymond James since 2010 and founded Holley Financial Services in 2011, where he currently serves as owner. Holley also works as an independent contractor for Gulf Coast Group. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and supports a wide network of advisors with various advisory programs and specialized solutions such as municipal and public-finance services.

Eric Henry is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and one year of industry experience. Prior to joining LPL Enterprise in 2026, he worked at First Command Advisory Services, Inc. and First Command Insurance Services, Inc., among other roles. Outside of advisory work, he sells shoes and occasionally old clothing on eBay. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, corporate, and charitable entities. The firm primarily employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists, and offers services including financial planning, access to third-party asset managers, and participation in wrap programs.

W Garner Jeffery III is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 1998. He specializes in family wealth management strategies, legacy planning, and personal retirement planning. Garner holds professional designations including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor of Science degree in Commerce and Business Administration from the University of Alabama. Throughout his career, he has focused on developing products, services, and strategies tailored to his clients’ financial needs and goals. Born and raised in Mobile, Garner is active in his local community. He participates in youth sports and serves on the governing board of Goodwill of the Gulf Coast. Garner and his wife, Virginia, have five children.

Susan Cade is a financial advisor with Edward Jones in Fairhope, Alabama, holding a Series 63 designation and 27 years of industry experience. She has been with Edward Jones since 2004. Outside of her advisory role, she is involved in real estate investment and manages short-term rental properties. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,000 advisors and offers a range of advisory programs and tax-efficient investment strategies under a fiduciary standard.

Julia Ham is a Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to develop personalized financial strategies tailored to their long-term goals. Julia specializes in areas including college education planning, family wealth management strategies, employee financial health, personal retirement planning, women and wealth, individual and corporate investment strategy, and retirement income. With over fourteen years of experience in financial services and a legal background pursued through a Juris Doctorate Degree from Louisiana State University System, Julia integrates her expertise to help clients navigate changing circumstances. She holds the designations of Certified Divorce Financial Analyst (CDFA) and Personal Investment Advisor (PIA), and earned her Bachelor's Degree from Northwestern State University of Louisiana. Julia is originally from New Orleans, Louisiana, and has lived in coastal Alabama since 2020. She participates in community initiatives such as IMPACT 100. Outside of work, she enjoys activities including cooking, painting, racquetball, tennis, traveling, writing, and spending time with her family.

Melvin Miller II is a financial advisor at Ameriprise with 36 years of industry experience. He holds the Series 66 designation and has previously worked at BBVA Securities, BBVA Wealth Solutions, BBVA Compass Insurance Agency, and Compass Bank. Outside of Ameriprise, he is also employed as a financial advisor at Centennial Bank. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

William Green is a financial advisor with Raymond James Financial in Mobile, Alabama, holding a Series 66 designation and 25 years of industry experience. He has been with Raymond James Financial Services, Inc. since 2001 and Raymond James Financial since 2009. Outside of his advisory role, he serves as an executor for a family estate and is president of a non-investment-related subchapter S corporation he owns. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and maintains unique services such as municipal advisory support and SIMPLE IRA Employer Advisory programs.

William Moore Jr. is a financial advisor at Stifel with Series 63 and Series 65 credentials and 23 years of industry experience. He has been with Stifel since 2015. Moore serves on the board of the Church Street Graveyard Foundation, where he assists with fundraising and maintenance activities. Stifel provides brokerage and investment advisory services to a diverse client base, including individuals, institutions, and municipal entities. The firm’s investment approach employs a proprietary methodology from its Investment Strategy Group to support asset allocation and financial planning decisions.

Anitra Smith is a financial advisor at Morgan Stanley with one year of industry experience. Prior to joining Morgan Stanley, she worked for three years at Farmers Insurance and spent nine years with the Archdiocese of Mobile at St. Vincent de Paul Parish. She holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services, utilizing structured planning tools and various investment strategies.

Stephen Baker is a financial advisor with Merrill who holds Series 63 and Series 65 licenses and has 42 years of industry experience. He has been with Merrill since 1984 and has also worked with Bank of America since 2011. Outside of his advisory role, he serves as a board member and secretary for Mobile Memorial Gardens, Inc., a nonprofit organization, and is a board member at the University of South Alabama. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, integrating internal and third-party management teams.

Julie Hearn is a financial advisor at Stifel with three years of industry experience. She holds the Series 66 designation and previously worked at Morgan Stanley and Keller Williams Realty. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies.

David Lepley is a financial advisor at Edward Jones with 11 years of industry experience. He holds the ChFC® designation and the Series 66 license. His work history includes two separate periods at Edward Jones, totaling nine years, and a two-year tenure at Wells Fargo Clearing. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.