James S. Fleck is a financial advisor at Stifel with 44 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Stifel in 2019, he worked at UBS Financial Services from 2011 to 2019. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment strategies are based on proprietary methodologies developed by its Investment Strategy Group, providing asset allocation and financial planning analyses as tools for client decision-making.

Ann Fredlin is a financial advisor with UBS Financial Services in New York, NY, holding Series 63, 65, and 66 licenses and having 31 years of industry experience. She worked at Morgan Stanley Smith Barney from 2009 to 2021 before joining UBS in 2022. Outside of her advisory role, she is a producer on a television show called Mah jongg. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including financial planning and portfolio management, supported by proprietary research and institutional trading capabilities.

John Thomas is a financial advisor with Merrill Lynch Wealth Management based in Indian Wells, California. In his role, he works closely with clients to understand their financial situations and personal goals, creating and implementing customized wealth management plans aimed at helping them achieve their financial objectives. He specializes in family wealth management, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management, and retirement income strategies. John integrates the investment insights of Merrill and the banking services of Bank of America to address the multifaceted financial needs of his clients. John holds a Bachelor's Degree from Boise State University and has earned the Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA) designations.

David Earle is a financial advisor at Morgan Stanley with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he works as a water polo referee. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs supported by firm-approved tools and strategies.

Mariya Dunkel is a financial advisor with Fidelity Investments, holding a Series 66 designation and 23 years of industry experience. She has worked at various Fidelity entities since 2007, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and most recently Fidelity Investments. Outside of her advisory role, she operates a sole proprietorship creating and selling t-shirts. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolios.

Christopher Lawes is a CFP® professional with 23 years of industry experience, currently affiliated with OSAIC since 2024. He previously spent 13 years with Securities America Advisors, Inc. Lawes is also involved in insurance sales, focusing on life, disability, long-term care insurance, and annuities. OSAIC serves a diverse client base that includes individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of brokerage and advisory services, utilizing asset-allocation tools and third-party solutions to construct diversified portfolios tailored to client needs.

Marc Arnett is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. His prior positions include roles at Wells Fargo Clearing, Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions through a large network of advisors, combining advisory services with non-advisory financial products and managing over $819 billion in discretionary assets.

Tammie Mcfadden is a financial advisor with Morgan Stanley in Palm Desert, CA, holding a Series 66 designation and 14 years of industry experience. She has been associated with Morgan Stanley Smith Barney since 1993. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Catherine Eklund Mares is a financial advisor at Morgan Stanley with 37 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliated entities since 2009. She is based in Palm Desert, CA. Morgan Stanley Wealth Management provides advisory programs to both individuals and institutional clients, focusing on tailored financial planning and a broad range of investment services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools as part of its financial planning process.

Stacy M Porras is a financial advisor with UBS Financial Services in Indian Wells, CA, holding a Series 66 designation and 14 years of industry experience. She has been with UBS since 2007. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations with a broad platform that includes institutional trading capabilities and wealth management services.

Stephanie Barsness is a financial advisor at RBC Capital Markets with 30 years of industry experience. She holds a Series 63 designation and has been with RBC Capital Markets since 2016. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored strategies that utilize both in-house and third-party investment managers, providing a wide range of portfolio management, financial planning, custody, and brokerage services.

Claudia Lares Jimenez is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. She holds a Series 66 designation and has worked at various Wells Fargo entities since 2013, with a longer tenure at Wells Fargo Bank beginning in 1990. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Lance Mcintosh is a financial advisor with Stifel in Palm Desert, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2013. Outside of his advisory role, he is a voting member with a 20% interest in a small apartment building LLC. Stifel serves a diverse client base, including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group to guide asset allocation, retirement, insurance, and estate planning analyses.

Timothy Scott is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He worked at UBS Financial Services from 2007 to 2020 before joining Wells Fargo Clearing in 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services that include investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Tim Buscher is a financial advisor at Cetera with 40 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at various affiliated firms including First Allied Securities from 1994 to 2022. Buscher is involved in the Tahoe Douglas Rotary Club, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management and access to third-party money managers.

Tyler Shigenaga is a financial advisor with Wells Fargo Clearing holding a Series 66 designation and three years of industry experience. His prior work includes roles at Equitable Advisors, American Financial Network, and self-employment. He holds a California Department of Real Estate license for continuing education purposes. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services, managing approximately $671 billion in assets through a large network of financial advisors.

Walter Ricker III is a financial advisor with UBS Financial Services in Rancho Mirage, CA, holding Series 63, 65, and 66 licenses and possessing 21 years of industry experience. He has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management, leveraging proprietary research and institutional trading capabilities.

Lucy Matthews is a financial advisor with Wells Fargo Clearing in Rancho Mirage, CA, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory work, she has involvement in oil and gas royalties through Merit Energy. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non‑qualified deferred compensation plans, offering both non‑discretionary and discretionary investment advice grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Kristine Rodarte is a financial advisor with J.P. Morgan Securities, holding a Series 66 license and 15 years of industry experience. Her career includes positions at Merrill, Edward Jones, and U.S. Bank. Outside of finance, she is involved in a family manufacturing business that produces parts for airplane gauges. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Silvestro Rubino is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Bank of America, Merrill, and E*TRADE. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate agreements.