Christopher Kelly is a financial advisor with Morgan Stanley in Pensacola, FL, holding a Series 66 designation and having 26 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2009. Kelly serves as a board member of the Escambia-Santa Rosa Bar Association Foundation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to support tailored financial plans.

Joseph Peterson Jr. is a financial advisor with Mass Mutual Investors Services in Pensacola, FL, holding a Series 63 designation and bringing 33 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has been with MetLife Securities Inc. and Metropolitan Life Insurance Company since 1993. Outside of his advisory role, he is involved in property and casualty insurance brokerage and life settlements, and serves as president of Peterson Advisory Services, LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative annual financial planning engagements using firm-approved analytical tools and provides specialized event-driven planning programs.

Timothy Stewart is a CFP®, ChFC®, and Series 66-licensed financial advisor with 10 years of experience, all at Edward Jones since 2016. He is based in Gulf Breeze, Florida. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, operating under a fiduciary standard and managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Michael Tylavsky is a financial advisor with Wells Fargo Clearing in Pensacola, FL, holding a Series 66 designation and 21 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, in its investment menus.

Suzanne Minter is a financial advisor at Edelman Financial Engines with seven years of industry experience. She holds a Series 65 designation and has worked at Edelman Financial Engines and its predecessor entities since 2010. Edelman Financial Engines provides technology-enabled investment advisory services primarily focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages large asset bases through model-based and customized portfolios and delivers both advisor-led and online offerings.

Stephen Harrod is a financial advisor with Morgan Stanley in Pensacola, FL, holding a Series 66 credential and 25 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2012. Outside of his advisory role, he serves on finance and investment committees for Olive Baptist Church, a nonprofit organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs and financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools guided by its Global Investment Committee.

Jackson Henson is a financial advisor with Wells Fargo Clearing and holds Series 65 and Series 63 licenses. He has one year of industry experience and has previously worked at Republic Finance, Wells Fargo Bank, and several hospitality venues. He attended Auburn University and has experience in both finance and service industries. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages roughly $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Zachery Estes is a financial advisor with Ameriprise in Gulf Shores, AL, holding a Series 66 designation and six years of industry experience. He previously worked at Edward Jones and has a background that includes roles outside the financial sector. Estes serves on several nonprofit boards, including the Alabama Gulf Coast Zoo as board chair and the North Baldwin Infirmary Foundation. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, delivering tailored, research-driven recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Robert Whibbs is a financial advisor with Morgan Stanley in Pensacola, FL, holding a Series 66 designation and six years of industry experience. Prior to joining Morgan Stanley in 2020, he worked in the automotive sector for six years at StepOne Automotive Group and Vince Whibbs Automotive. He serves on the boards of two local organizations focused on civic and cultural activities. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning and investment management services supported by firm-approved tools and methodologies.

Richard Ralston is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 29 years of industry experience. His prior roles include positions at Concourse Financial Group Securities Inc, Sa Stone Investment Advisors, and Sterne Agee Financial Services. He is also president of Parkway Financial Group, through which he provides investment advice and insurance products. Cetera Investment Advisers LLC serves individual and institutional clients through a nationwide network of over 10,000 advisors, offering a range of portfolio management and financial planning services with diverse program options and model portfolios.

Lee H Ellis is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in providing advice, guidance, and strategies for individuals and families navigating the complexities of asset management. He focuses on client areas such as college education planning, family wealth management strategies, retirement income, and socially responsible investing, among others. Lee works to create flexible wealth management strategies aligned with his clients' values and goals, emphasizing one-on-one communication to understand individual and family objectives. Lee began his career with Merrill in 2006, initially serving as an Investor Services Advisor in Jacksonville, Florida, before relocating to the New York City Park Avenue Office as a Financial Advisor. During his time in New York, he completed a Master’s Degree at Columbia University, taught at Columbia, contributed to The New Yorker website, and served as an Editorial Assistant in The New Yorker’s Fiction Department. In 2017, he returned to Pensacola, Florida, to work with his father, Tommy Ellis, with whom he helped build Ellis & Associates, focusing on high-net-worth individuals and businesses. He holds a Bachelor’s Degree from Stetson University and a Master’s Degree from Columbia University. Lee is a CERTIFIED FINANCIAL PLANNER® (CFP) and a Personal Investment Advisor (PIA). He is multilingual, speaking French, English, and Spanish, and participates in community activities as a board member of the Pensacola Symphony Orchestra. Lee’s personal interests include baseball, biking, chess, cooking, golfing, hiking, reading, traveling, writing, and spending time with his family.

Jason Lombardo is a financial advisor with Wells Fargo Advisors in Pensacola, FL, holding a Series 66 designation and 19 years of industry experience. He has been with Wells Fargo Advisors and its related entities since 2009. Outside of his advisory role, he has ownership interests in investment-related businesses, including Premier Coast Advisors, LLC and Phil48, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including specialized areas such as business-owner transition and special-needs planning, utilizing Wells Fargo research and tools to develop tailored client recommendations.

Kimberly Flynn is a financial advisor with Wells Fargo Clearing in Pensacola, FL, holding a Series 63 designation and 25 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment solutions. The firm’s advisory process is IPS-driven and includes a range of investment options such as money market funds, collective investment trusts, mutual funds, group annuity contracts, and insurance-related vehicles.

Ernst Leidner is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 1997 and established The Leidner Group in 2001. In his role, he assists clients by developing wealth management strategies tailored to their individual needs, focusing on a comprehensive approach to managing wealth. Ernst's areas of expertise include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, and retirement income. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the Louisiana State University System. Outside of his professional work, Ernst enjoys outdoor activities such as boating, fishing, hunting, surfing, skiing, and spending time with his family.

Susan Reed is a financial advisor at Morgan Stanley with 31 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Reed holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individual and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Maureen Bloodworth is a financial advisor with Wells Fargo Clearing in Pensacola, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of her advisory role, she serves as an executor and personal representative for the Estate of Seymour J Marshall. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Stephen Ennis is a financial advisor at LPL Financial with 41 years of industry experience. He has been with LPL Financial, formerly Linsco/Private Ledger Corp., since 1997. Outside of his advisory role, he is involved in an independent insurance agency and brokerage through The Ennis Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kristin De Boisblanc is a financial advisor with Merrill in Pensacola, FL, holding Series 63 and Series 65 licenses and 10 years of industry experience. Her prior work history includes roles at Bank of America and Wells Fargo affiliates. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Celeste Gilbreath is a financial advisor with Edward Jones in Pensacola, FL, holding a Series 66 credential and two years of industry experience. She has been with Edward Jones since 1998. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a variety of advisory programs and investment options, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Kevin Hammer is a financial advisor with Merrill in Pensacola, FL, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His prior work includes six years at Thrivent Financial for Lutherans and Thrivent Investment Management Inc. He has been with Merrill and Bank of America since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering both model-based and discretionary investment strategies.