Warren O'Connor is a financial advisor at Edward Jones in Saratoga Springs, NY, holding a Series 66 designation with 11 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory work, he is associated with a family farm in Chateaugay, NY. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors.

William Jackowski Jr. is a financial advisor at Raymond James & Associates with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James since 2015. He also serves as a trustee for the Jackowski Family Trust. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing roughly $501 billion in assets. The firm serves diverse clients including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Daniel Tidd is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 1999. Outside of his advisory role, he serves as an administrator or executor of estates and trustee of trusts for family and non-family members. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, charitable organizations, and institutional clients. The firm employs a range of advisory models delivered through Investment Adviser Representatives and third-party managers, offering a variety of investment products including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Colleen Hamel is a financial advisor with LPL Financial, holding a Series 63 registration and 24 years of industry experience. Her career includes long-term roles at Uvest Investment Services and Glens Falls National/Saratoga National Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, utilizing model portfolios, third-party subadvisors, and technology-enabled tools to support its network of over 22,800 advisors.

Robert Bell is a financial advisor at Morgan Stanley with 27 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was associated with Citigroup Global Markets starting in 1994. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Danielle Valente is a financial advisor at Morgan Stanley in Glens Falls, NY, with six years of industry experience. She holds a Series 66 credential and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2017. Prior to her financial career, she was affiliated with the State University of New York at Oswego. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and proprietary models in its financial planning process.

Amanda Friedman is a financial advisor with LPL Financial, holding a Series 63 designation and 13 years of industry experience. She has worked at LPL Financial since 2011. Outside of her advisory role, she is a business owner of Chocolate Horse Stable. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of solutions including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and advanced research and operational tools.

Harrison Xu is a financial advisor with LPL Financial and holds a Series 66 designation. He has 11 years of industry experience, including a decade at Bank of America and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, supported by a large network of advisors and advanced operational tools.

Michael Frontera is a CFP® and ChFC® with 22 years of industry experience. He is currently an advisor at Cambridge Investment Research Advisors, where he has worked since 2019. Prior to that, he spent 16 years at Equity Services Inc. In addition to his advisory role, Frontera owns Retirement Theory, through which he acts as an independent insurance agent and provides tax preparation and accounting services. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services. The firm utilizes a variety of portfolio management strategies and delivery platforms, combining proprietary models with access to unaffiliated strategists.

Wayne Stevens is a financial advisor with Morgan Stanley in Saratoga Springs, NY, holding a Series 66 designation and 14 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2011 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Kimberly Scott is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following roles at Wells Fargo Advisors LLC and Morgan Stanley. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party analytics.

John Karadenes is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and nine years of industry experience. He has worked at Fleet Bank/Bank of America/US Trust from 2000 to 2019 and has been with NBT Capital Management, NBT Bank, and LPL Financial since 2019. Outside of his advisory work, he engages in dog sitting as a home-based activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Bradley Bodmer is a financial advisor with Morgan Stanley in Glens Falls, NY, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Rockefeller Capital Management, Amwins Group Benefits LLC, and Ayco LP, a Goldman Sachs company. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers services through various advisory and brokerage platforms.

Bryan Curtis is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 11 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent a year with WELLS FARGO Advisors, LLC. Outside of his advisory role, Curtis volunteers as a ski instructor teaching children with disabilities through Double H Adaptive Winter Sports and is involved in forest management and preservation with Wilderness Lands LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Salvatore Romano is a Senior Financial Advisor with Merrill Lynch Wealth Management and a founding member of The SEAM Wealth Management Group, which was established when he and five colleagues joined Merrill in 2017. Over his career spanning more than 30 years, Sal has developed extensive experience working with clients across the country, building long-term relationships that often extend across generations. His professional journey includes roles at American Express, Charles Schwab, and two decades as a private wealth advisor at Ayco Company, L.P., a Goldman Sachs affiliate. Sal specializes in a range of services including corporate executive services, family wealth management strategies, retirement income planning, tax minimization, philanthropic planning, and small business strategies among others. He holds the Chartered Retirement Planning Counselor™ designation from the College for Financial Planning, as well as the Personal Investment Advisor credential. Sal integrates a planning-based approach in his work, guiding clients from initial discussions through to implementation and positive financial outcomes. Sal graduated from the University of New Hampshire with a Bachelor’s degree in Communications and Business Administration. He grew up involved in his family’s restaurant business, gaining insight into the challenges faced by business owners. Outside of his professional life, Sal enjoys cooking, golfing, and spending time with his wife Maria and their three children, including a son who served with the U.S. Army Mountain Division. He is also involved in supporting organizations such as St. Jude’s, The U.S. Army, and Wounded Warriors.

Janine Dickman is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds the Series 66 designation and has worked within various Wells Fargo entities since 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Eric Snell is a financial advisor at Edward Jones with 12 years of industry experience. He holds the Series 66 designation and has worked previously at firms including Charles Schwab and Co Inc, TD Ameritrade, and Fisher Investments. His career also includes roles outside the financial sector at companies such as Lyft and Uber. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies and maintains extensive affiliated capabilities including a trust company and proprietary funds, supporting its services with a large network of financial advisors and branch offices nationwide.

Philip Robillard is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked for Walgreens and CVS Health. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of investment strategies and operates under a fiduciary standard, with a large network of financial advisors and branch offices nationwide.

Joshua Rodriguez is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and five years of industry experience. His career includes roles at Prudential Financial, LPL Enterprise, and Bank of America. Outside of financial advising, he is also a commissioned notary in New York. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.

H Okby is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 credentials and has 43 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is involved in real estate development as the owner of 3 Franklin, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment models to support its advisory services.