Timothy Crain is a CFP® professional with 30 years of experience in the financial industry, currently serving at Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. for 25 years. He is a 50% owner of Laveer Acquisitions and operates Reel Outcome Charters, a near and offshore charter fishing business. Crain is also involved as an advisory board member for One Gulf, One Goal and teaches PADI-certified scuba diving courses. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Cary Smith is a financial advisor with Primerica Advisors in Gainesville, GA, holding Series 63 and Series 65 licenses and 43 years of industry experience. He has been affiliated with Primerica Advisors since 1982 and operates Cary D. Smith & Associates, Inc. since 2007. In addition to advisory services, he is involved in sales of loan products and home security and automation referrals through related Primerica affiliates. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of discretionary separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Beau Buisson is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has worked with Primerica Financial Services since 2006 and is also involved with R.T. Buisson, Inc. and PFS Investments, Inc. Buisson participates in non-investment related activities including referrals for home security and automation products through Primerica Client Services, Inc. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and limited discretionary separately managed accounts to individual and high-net-worth clients. The firm uses third-party asset managers and custodians like BNY Mellon Advisors and Pershing, operating primarily under a tiered wrap fee structure.

Claudia Pineda Padilla is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and five years of industry experience. Her career includes roles at Avantax Advisory Services, Grace M. Williams CPA, PC, and multiple positions within Primerica-affiliated firms. Outside of financial advising, she works as an independent contractor for Instacart. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on retail clients rather than institutional pension or profit-sharing plans.

John Thomas Turner is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and advanced modeling tools, while offering both direct and employer-sponsored plans.

Britton Adams is a financial advisor at MassMutual Investors Services with 20 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 65. Prior to joining MassMutual Investors Services and MassMutual Life Insurance in 2023, he worked at Park Avenue Securities and Guardian Life Insurance for 19 years. Outside of his advisory role, Adams serves as a director for the Lanier Baseball Academy, a youth travel baseball organization. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, wrap and money-manager programs, and educational seminars.

Kimberly Fox Griffin is a financial advisor at Ameriprise with 32 years of industry experience. She has been with Ameriprise and its affiliated entities since 1993. Outside of her advisory role, she manages a business that tracks revenues and expenses related to her work as an Associate Financial Advisor. Ameriprise offers a retirement-income planning service tailored to individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver written recommendation reports. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Hunter Crain is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and has worked in various roles including at UberEats and the University of North Georgia. Crain also has outside involvement managing an advisory business as a franchise advisor with Kevin L Murphy, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning with a written recommendation report and ongoing advice.

James Hollifield is a financial advisor with Cetera, holding a Series 66 credential and nine years of industry experience. He has worked with firms including Avantax and 1st Global, and is managing member of Rushton, LLC and Rushton & Company, LLC, both CPA firms. Outside of advisory work, he serves as treasurer of the nonprofit CASA, sits on the board of the Georgia Mountains YMCA, and participates in finance committees for Trinity United Methodist Church and Northeast Georgia Health System. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management options, including model portfolios and bespoke strategies, with over $256 billion in assets under management and a nationwide network of more than 10,000 advisors.

Alexandria Williams is a financial advisor at MassMutual Investors Services with four years of industry experience. She holds the Series 63 and Series 66 designations and has previously worked at MWA Financial Services Inc and Modern Woodmen of America. Williams serves on the boards of the Dawson County Rotary and the Dawson County Chamber of Commerce. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering various programs and educational seminars.

Brian Whalen is a CFP®-designated financial advisor with Raymond James Financial Services Advisors, Inc., based in Gainesville, GA. He has 31 years of industry experience, including over a decade at Raymond James. Whalen serves as a board member on the investment committee of the North Georgia Community Foundation. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individual and high-net-worth clients, corporations, and institutional entities. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Kathryn Barnett is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. She has worked at Cetera and Avantax Advisory Services, and is also a Wealth Management Assistant at Rushton Wealth Management. Outside of her advisory role, she creates educational content for Teachers Pay Teachers, focusing on classroom activities for English language arts. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting both discretionary and non-discretionary account structures.

Scott Hogan is a CFP® with 36 years of industry experience. He is currently with Cetera, having joined the firm in 2021, and previously worked at VOYA Financial Advisors. Hogan also serves as secretary on the board of the Michael D Stephens Memorial Foundation. Cetera Investment Advisers LLC is a large SEC-registered adviser that provides portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform offering a range of investment solutions through affiliated and third-party managers, supporting both discretionary and non-discretionary account structures.

Brittany Floyd is a Series 66-credentialed financial advisor with 12 years of industry experience. She is currently with Fidelity Investments and has prior experience at Wells Fargo and BB&T. She works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery.

Logan Gorman is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab, JP Morgan Chase Bank, Morgan Stanley, E*TRADE Securities, CarMax, US Fitness/Onelife Fitness, and The ICE. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

John Lilly III is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 credentials and has 33 years of industry experience. He is a partner in 620 Spring Street Partners, a business that owns and manages commercial property in Gainesville, GA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary investment consulting supported by analytical tools and supports municipal and public-finance work through its affiliation with a municipal advisor.

Birgitte Houen Tolstrup is a financial advisor with Primerica Advisors in Cumming, GA, holding Series 63 and Series 65 licenses and having one year of industry experience. She has been with Primerica Advisors since 2025 and has held various roles both within Primerica Financial Services and outside the financial industry. Outside of her advisory work, she owns and facilitates workshops through Brigs2Grow and works as an independent contractor in water metering solutions. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services through model-driven strategies and discretionary portfolio management. The firm operates at scale with over 3,900 financial advisors and $15.5 billion in assets under management.

Scott Martin is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A., and SunTrust Bank. Martin also served on the faculty at Georgia Southern University for two years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Cynthia Rivas is a Financial Advisor with Merrill Lynch Wealth Management. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, reflecting her expertise in retirement planning and investment advisory services. Cynthia earned her Bachelor's Degree from Georgia Gwinnett College. Fluent in English and Spanish, Cynthia provides financial guidance for a diverse clientele. Outside of her professional role, she enjoys adventure sports, cooking, dancing, hiking, reading, running, playing soccer, spending time with her family, and traveling.

Larry Adams is a financial advisor at LPL Financial with 27 years of industry experience. He holds a Series 63 designation and has been with LPL Financial since 2014. Adams also owns and serves on the board of Dawson County Wrestling Inc., a nonprofit organization that supports youth sports in North Georgia by providing athletic equipment and hosting an annual wrestling tournament. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management, model portfolios, and research from multiple sources.