Michael Elizondo is a financial advisor at SRS Wealth Management with one year of industry experience. He holds a Series 65 designation and has prior experience in the United States Navy Reserves from 2014 to 2022. Outside of his advisory role, he is active in insurance sales through Successful Solutions, LLC. SRS Wealth Management provides fee-based advisory services by referring clients to third-party money managers and delivering financial planning and retirement plan advisory work. The firm also offers educational services such as seminars, workshops, and newsletters as part of its client engagement.

Kevin Ward is a financial advisor at Ward & Associates in San Diego, CA, holding a Series 65 designation with 22 years of industry experience. He has been with Ward & Associates since 2000. Ward & Associates provides wealth management and investment advisory services to individuals, families, and related entities, including trusts and charitable foundations. The firm manages approximately $191 million in client assets and emphasizes a long-term strategic asset allocation approach guided by Modern Portfolio Theory, incorporating both traditional and non-traditional investments.

Josue Luque De Julio is a CFP® and holds a Series 65 license, currently practicing at Next Gen Financial Planning with three years of industry experience. Prior to joining Next Gen Financial Planning in 2020, he worked at Mexpressions from 2011 to 2019. Next Gen Financial Planning is an independent firm based in San Diego, CA.

Ali Alsari is a financial advisor with AWM Global Advisors and holds Series 63 and Series 65 licenses. He has 31 years of industry experience and has been involved with AWM Global Advisors since 2011. He is also a principal of Alhambra Wealth Management and Alhambra Bank and Trust, Cayman Islands entities providing investment advisory, banking, and trust services to non-U.S. persons, dedicating part of his time to marketing and related activities for these firms. AWM Global Advisors serves individuals, including high-net-worth and non-U.S. clients, as well as retirement plans, trusts, estates, charitable organizations, and business entities. The firm offers wealth management, financial planning, and portfolio management using customized portfolios built on a manager-of-managers approach, emphasizing a top-down profit-cycle framework combined with fundamental and technical analysis.

Frank Scott is a financial advisor with Kelley Investments and holds Series 65 and Series 66 licenses. He has 25 years of industry experience, including 20 years at Kelley Investments and over 26 years as owner of the CPA firm Scott & Cronin LLP. He also serves as an officer of the Baker Foundation, a charity organization. Kelley Investments offers discretionary and non-discretionary wealth management, financial planning, and pension consulting to individuals, high-net-worth clients, families, trusts, and retirement plans. The firm manages approximately $238 million using proprietary “Kelley Portfolio Strategies,” which emphasize a growth-at-a-reasonable-price style with focused, buy-and-hold portfolios and moderate turnover.

Susan Olt is a financial advisor at Margo Park Financial in San Diego, CA, with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at The Flourish and Prosper Company, Inc., Transamerica Financial Advisors, and Wfg. Margo Park Financial provides portfolio management and advisory services to individuals, trusts, and businesses, managing approximately $36.3 million across about 75 client relationships. The firm uses model portfolios and both long- and short-term trading strategies, incorporating a range of investment vehicles to align with client risk tolerance and investment objectives.

Michael Heyman is the sole advisor at Heyman Investment Counseling LLC in San Diego, CA. He holds the CFA® designation and Series 63 license, with 13 years of industry experience. He is also a partner in Landover Partners LLC, a real estate management company. Heyman Investment Counseling provides discretionary and non-discretionary portfolio management and investment advice primarily for individual clients, focusing on balanced portfolios that blend value and growth equities with high-quality fixed-income instruments. The firm offers a distinctive advisory relationship with another registered investment adviser and emphasizes research-driven investment decisions without the use of soft dollars or third-party sales compensation.

Neil Jubaili is a CFP® with 18 years of industry experience, currently practicing at Cedar Wealth Management in La Jolla, CA. He is also the owner of CWM Accountancy LLP, a certified public accounting firm. His prior work includes five years at Deloitte Investment Advisors LLC. Cedar Wealth Management serves primarily individual clients, including high-net-worth individuals, trusts, estates, and retirement plans, managing approximately $417 million across about 64 client relationships. The firm emphasizes long-term, globally diversified asset allocation and offers portfolio management and financial planning services.

Michael Griffin is a CFA® charterholder with 16 years of experience in the financial industry. He has been with Stack Asset Management since 2009 and also operates an accounting firm, Michael Griffin CPA PC, where he spends a significant portion of his time on tax returns and consulting. Stack Asset Management serves individual and high-net-worth clients, as well as families, trusts, estates, and business entities, providing customized discretionary investment management. The firm employs a long-term, asset-allocation-driven approach informed by macroeconomic analysis and fundamental research, tailoring portfolios primarily with stocks, ETFs, and bonds.

Stephen Solomon is a CFP® with 32 years of industry experience and currently practices at Chokshi & Queen Wealth Advisors. His career includes roles at VOYA Financial Advisors and operating under Steve Solomon Financial. He also works as an independent insurance agent selling fixed insurance products. Chokshi & Queen Wealth Advisors serves individual investors, trusts, employer retirement plans, and other institutions with asset management, financial planning, and retirement consulting. The firm employs a combination of fundamental, technical, quantitative, and sector analysis, offering discretionary portfolio management and standalone financial plans.

Jennifer To is a financial advisor at Counterpoint Asset Management LLC with nine years of industry experience. She holds a Series 65 designation and has been with Counterpoint since 2016. In addition to her advisory role, she serves as an investment analyst for an affiliated mutual fund complex. Counterpoint Asset Management provides discretionary portfolio management to individual and high-net-worth clients, trusts, estates, and other entities, using a combination of mutual funds and ETFs guided by quantitative and tactical investment strategies.

William Holland is a financial advisor with The Holland Group, Inc. in San Diego, CA, holding a Series 63 designation and over 57 years of industry experience. His prior roles include positions at Western International Securities, Inc. and LPL Financial. The Holland Group provides discretionary investment management services primarily to individual and high-net-worth clients, focusing on personalized portfolios that emphasize listed equities. The firm employs a combination of fundamental, technical, and economic analysis alongside asset-allocation software and active monitoring, using diversification and periodic rebalancing as key risk-management strategies.

Caidyn Taylor is a financial advisor at Copia Wealth Management Advisors, Inc. with one year of industry experience. He holds a Series 65 designation and is also president and owner of Taylor Made Solutions, Inc. Outside of advisory work, he is involved with La Jolla Junior Knights Volleyball. Copia Wealth Management Advisors, Inc. serves individual households with discretionary portfolio management using third-party asset managers, comprehensive financial planning, and monitoring of privately issued securities for accredited investors. The firm employs a research process combining fundamental, technical, and cyclical analysis and offers insurance and annuity products through an affiliated entity.

Beverly Patton is a Series 66 licensed advisor with 19 years of industry experience. She has worked at Syrios Wealth Management Group since 2024 and previously held roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Syrios Wealth Management Group serves individuals, including high-net-worth clients, pension and profit-sharing plans, non-profit organizations, and businesses. The firm combines active and passive investment strategies across various asset classes and offers both discretionary and non-discretionary portfolio management, utilizing third-party asset managers and platforms.

Kirk Sheldon is a CFP® with 13 years of industry experience, currently serving at Capital Financial Management in San Diego, CA. He has been with The Capital Group since 1987. In addition to his financial advisory role, he is involved in real estate brokerage and property management through businesses he owns. Capital Financial Management primarily serves individual and high-net-worth clients, as well as trusts, estates, and business entities, offering portfolio management, financial planning, consulting, and investment reporting. The firm’s investment approach focuses on fundamental analysis and asset allocation across a diverse range of securities, with a notable emphasis on client-directed, non-discretionary management.

Keith Hamilton is a CFP® professional with 39 years of industry experience. He has been with Hamilton Manor & Associates since 2009 and has worked with LPL Financial, LLC since 1995. His background includes tax preparation services in addition to his financial advisory work. Hamilton Manor & Associates serves individual and high-net-worth clients, providing portfolio management, financial planning, and retirement plan consulting. The firm utilizes a range of research providers and third-party managers to construct asset allocation models and offers both discretionary and non-discretionary management.

Robert Patterson is a financial advisor with RJ Patterson Group in San Diego, CA, holding a Series 66 credential and 27 years of industry experience. His prior roles include positions at Merrill, Citigroup Global Markets, Morgan Stanley, and Daniel Wealth Advisors. Patterson also serves as CEO of RJ Patterson Capital Investment Group, Inc., where he manages financial planning and investment management services. RJ Patterson Group serves individual and high-net-worth clients, retirement accounts, and some corporate clients with discretionary investment management and financial planning. The firm applies a fundamental, value-oriented research process across multiple asset classes and utilizes institutional custody and trading platforms combined with third-party managers and tools to tailor portfolios to client objectives.

Sapphira Santibanez is a financial advisor at Del Mar Wealth Management Inc with one year of industry experience. She holds a Series 65 designation and has previously worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. Outside of finance, she worked at Carlsbad By The Sea Resort for five years. Del Mar Wealth Management provides portfolio management and financial planning services primarily to individual and high-net-worth clients, managing approximately $170 million in assets. The firm uses a tailored investment approach that combines fundamental analysis and Modern Portfolio Theory, incorporating a range of investment types including less common assets such as deed trust funds and promissory notes.

Nathan Jarman is a CFP® and holds a Series 66 license with 11 years of industry experience. He has worked with LPL Financial and Financial Planning Consultants since 2014. Outside of his advisory role, he is involved with Jarman Wealth Management, a business entity focused on tax and investment purposes. Financial Planning Consultants provides financial planning and consulting services to individuals, high-net-worth clients, pension and profit-sharing plans, and business entities. The firm offers comprehensive financial plans and life-stage planning, focusing on investment advice without managing client assets, typically using a long-term, value-oriented approach.

Olivian Pitis is a CFP®, CFA®, and Series 66-licensed financial advisor at CSJ Wealth Management, LLC with 17 years of industry experience. He previously worked at American Century Investment Services, Dimensional Fund Advisors, and Dowling & Yahnke. He has been involved with the UCLA Anderson San Diego Alumni Chapter since 2020. CSJ Wealth Management provides discretionary portfolio management and financial planning services to individuals, trusts, charitable organizations, ERISA plans, and corporations. The firm employs a long-term, asset-allocation investment approach using low-cost institutional funds and also manages a sponsored pooled investment vehicle with more active strategies.