Justin Shane is a CFP® with 12 years of experience and is affiliated with Mercer Global Advisors Inc. He has worked at Mercer Global Advisors in various roles since 2015. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory services alongside financial, tax, retirement, and estate planning and family office services. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified and risk-appropriate portfolios implemented with low-cost ETFs, index funds, separate account managers, and other strategies.

Kevin Baird is a financial advisor with United Planners' Financial Services of America and holds a Series 63 designation. He has 35 years of industry experience and is based in Santa Barbara, CA. In addition to his advisory work, he serves as president of Baird Wealth Strategy Group LLC and is involved in marketing investments and insurance. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients. The firm operates as both a registered investment adviser and broker-dealer, offering open-architecture investment platforms and a mix of fee-based and commission-based services through its network of 477 independent advisors.

Antonia La Rocca is a financial advisor at Sanctuary Advisors, LLC with 30 years of industry experience. She holds Series 63 and Series 65 designations and has worked at UBS Financial Services since 2008 before joining Sanctuary Advisors in 2022. Sanctuary Advisors, LLC serves a broad range of clients including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers portfolio management, financial planning, retirement plan consulting, and access to a variety of managed account platforms, delivering advice through a network of over 400 independent investment adviser representatives.

Thomas Azoury is a financial advisor at Mercer Global Advisors Inc. with 10 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at firms including Salesforce, JP Morgan Chase Bank, JP Morgan Securities, Bank of America, and Merrill prior to joining Mercer. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory services alongside financial, tax, retirement, and estate planning. Their investment approach employs Modern Portfolio Theory to construct globally diversified, risk-appropriate portfolios using a variety of low-cost and specialized investment vehicles.

Ryan Reiff is a financial advisor at Cerity Partners LLC in Santa Barbara, CA, holding a Series 65 designation with four years of industry experience. He previously worked at West Coast Financial, LLC from 2021 to 2025 and spent four years at UC Santa Barbara. Cerity Partners provides customized wealth management and related services to a diverse national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm emphasizes tailored asset allocation, manager selection, and periodic rebalancing, incorporating proprietary quantitative screens alongside third-party managers and individual securities.

Kristen Koch is a CFP® professional with 23 years of industry experience, currently serving at Cerity Partners LLC since 2025. She was previously with West Coast Financial, LLC for nine years, where she also held roles as a member and general partner in multiple private real estate funds. Cerity Partners provides customized wealth management and related services to a diverse national client base, utilizing tailored asset allocation, manager selection, and a mix of proprietary quantitative tools and third-party managers.

Kevin Twohy is a financial advisor at Planmember Securities Corporation with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Planmember since 2003. Outside of his advisory role, he is involved in marriage education and relationship workshops through businesses he founded and leads. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach and manages unitized, risk-based mutual fund portfolios ranging from conservative to aggressive.

Steven Hanson is a Series 65 licensed financial advisor with 17 years of industry experience. He has been with PlanMember Securities Corporation since 1995. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans. The firm focuses on a strategic asset allocation framework and manages risk-based mutual fund portfolios, while offering education and support services to plan sponsors and participants.

David Haislip is a CFP® with over 43 years of industry experience. He is currently with PlanMember Securities Corporation and also associated with Fourth Point Wealth. His prior experience includes roles at LPL Financial, Grove Point Investments, and H. Beck, Inc. He has maintained a self-employed insurance agency since 1980 focused on life, health, and fixed insurance sales. PlanMember Securities Corporation provides retirement-plan advisory services acting as an ERISA Section 3(38) fiduciary and offers participant-level investment options through its PlanMember Asset Allocation Portfolios. The firm emphasizes a top-down strategic asset allocation approach, managing risk-based mutual fund portfolios and delivering education and support to plan sponsors and participants.

Benjamin Parker is a Series 66-licensed financial advisor with 12 years of industry experience. He has worked at PlanMember Securities Corporation since 2020 and previously held positions at JP Morgan Securities, Bank of America, and Merrill. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans and offering education, support, and a range of risk-based mutual fund portfolios through a structured asset allocation process.

James Appel is a ChFC® and Series 66 licensed financial advisor with 11 years of experience, currently with Centaurus Financial, Inc. He has been with Centaurus since 2015. Outside of his primary role, he is involved with Tremblay Financial Services, a non-investment-related business established in 1997 that he uses for marketing purposes. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of services such as financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized management of annuity and variable life sub-accounts.

Lisa Neff is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Cerity Partners LLC. She previously worked at West Coast Financial, LLC for ten years. Neff is a board member and chair of the investment committee for the Channel Islands YMCA, a nonprofit organization. Cerity Partners LLC is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and retirement plan services, with a focus on diversified asset allocation and access to alternative and private-market investments.

Allyn Close is a CFP® professional with 41 years of experience, currently serving at Planmember Securities Corporation since 2010. Based in Carpinteria, CA, Allyn holds Series 63 and Series 65 licenses. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm’s investment approach is based on strategic asset allocation and risk-based mutual fund portfolios, complemented by education and support services for plan sponsors and participants.

Josiah Taylor is a CFP® professional affiliated with Mercer Global Advisors Inc. in Santa Barbara, CA, with experience at the firm since 2021. Prior to his advisory role, he worked at Prevail Conditioning from 2016 to 2022. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory, financial, tax, retirement, estate planning, and family office services. The firm’s investment approach is based on Modern Portfolio Theory, utilizing globally diversified portfolios through a mix of low-cost ETFs, index funds, separate account managers, direct indexing, and private funds, complemented by specialized programs and tax-management options.

Deborah Stoker is a financial advisor at Centaurus Financial, Inc. with one year of industry experience. She holds a Series 66 designation. Outside of her advisory role, she owns Debi's Designs, a residential and commercial design business. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized services such as advisory management of annuity and variable life sub-accounts.

Brooks Allen is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at One Capital Management, LLC and Mercer Global Advisors Inc. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm uses a top-down strategic asset allocation framework and manages risk-based mutual-fund portfolios, complemented by education and support services for plan sponsors and participants.

Donna Payne is a financial advisor with Centaurus Financial, Inc., holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. She has been with Centaurus Financial since 2010. Outside of her advisory role, she operates Summerland Preserves, producing and selling jams, preserves, and jellies, and is also a licensed real estate broker serving the Santa Barbara area. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, businesses, and institutions. The firm’s advisors offer financial planning and portfolio management using the CLASSIC Plus platform and employ a range of analytical approaches, managing assets through both discretionary and non-discretionary arrangements.

David Walker is a financial advisor with United Planners Financial Services of America, holding Series 63 and Series 66 credentials and over 20 years of industry experience. His prior work includes roles at Jackson National Life Distributors LLC and founding Seagull Lane Asset Management LLC, where he serves as president. United Planners Financial Services is a national wealth-management enterprise with approximately $12.77 billion in assets under management, serving individual and institutional clients through independent investment adviser representatives using a range of custodians and third-party managers.

Clayton Murdy is a CFP® professional with 24 years of industry experience. He currently serves at Cerity Partners LLC and previously worked at West Coast Financial, LLC for nine years. Outside of his advisory role, he is a trustee and treasurer on the board of directors for Crane Country Day School in Santa Barbara. He also maintains general partner roles in several private real estate funds organized under West Coast Financial, LLC, which operates as an outside business activity separate from Cerity Partners. Cerity Partners provides customized wealth management and related services to a diverse national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm employs a tailored investment approach that integrates proprietary quantitative screens with third-party managers and individual securities, and offers a broad range of services including portfolio management, financial planning, retirement consulting, tax planning, and private-market investment opportunities.

Jonah Grierson is a financial advisor with PlanMember Securities Corporation holding a Series 65 designation and beginning his advisory career in 2025. His prior experience includes roles at Merrill Lynch Wealth Management, Westmont College, and Nike. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, serving as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach and manages risk‑based mutual fund portfolios, offering education and support services such as seminars and personalized retirement planning.