Harish Kumar is a financial advisor at LPL Financial with five years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and credit unions including SafeAmerica and Travis. Kumar is involved with Travis Financial Services, a DBA entity related to his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a wide range of advisory programs, financial planning, and brokerage services supported by research, model portfolios, and technology-driven investment approaches.

Christopher Mcdonald is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 66 credentials and four years of industry experience. He has worked at Cambridge Investment Research and The Renaissance Group, and he operates his own businesses, including McDonald & Associates, where he serves as a CPA, and Napa Valley Consulting, providing fractional finance and accounting services. He is also the owner and CFO of All About Speech Therapy. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals, employing a range of investment strategies across multiple platforms and custody arrangements.

Shelley Cole is a financial advisor at Cetera with 31 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at several firms, including VOYA Financial Advisors and her own Cole & Cole Financial Advisors. Outside of financial advising, she is involved in real estate sales and management through Cole and Cole Group and works as an independent insurance agent. Cetera Investment Advisers LLC is an SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary services across multiple program structures.

Marianne Depetris is a financial advisor with Wells Fargo Clearing in Napa, CA, holding a Series 63 designation and 43 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.