Gregory Hollander is a financial advisor with Raymond James Financial Services Advisors Inc., holding a Series 66 designation and 14 years of industry experience. He has been with Raymond James since 2012 and also maintains a concurrent role at High Point Trading since 2014. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Whitney Walker is a financial advisor with LPL Financial holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial in 2025, Whitney worked at Goldman Sachs & Co LLC for three years and KeyBank for three years. Whitney is also involved with Tennant Financial, an entity related to their LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and brokerage services, supported by research and model portfolios.

Olivia Wood is a financial advisor with RBC Capital Markets in Saratoga Springs, NY, holding a Series 66 designation and bringing three years of industry experience. Her background includes roles at Raymond James Financial Services and Ladder and Legacy Wealth Management, along with prior work in wellness and retail sectors. She also has experience in academic administration at Empire State University. RBC Wealth Management serves a wide range of clients including individuals, institutions, and charitable organizations, offering tailored investment and financial planning solutions through a variety of advisory programs and investment management options.

Nathan Phang is a financial advisor with Equitable Advisors holding a Series 66 designation and has one year of industry experience. His prior work history includes roles at Adelvia, TAG Solutions, and the Town of Bethlehem Highway Department. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and a broad roster of third-party asset managers. The firm operates a hybrid referral and implementation model that leverages multiple advisory programs and client intake processes to tailor services based on goals, risk tolerance, and time horizon.

Warren O'Connor is a financial advisor at Edward Jones in Saratoga Springs, NY, holding a Series 66 designation with 11 years of industry experience. He has been with Edward Jones since 2014. Outside of his advisory work, he is associated with a family farm in Chateaugay, NY. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors.

Christopher Nyhan is a financial advisor with Edward Jones in Burnt Hills, NY, holding a Series 63 designation and 20 years of industry experience. He has been with Edward Jones since 2005. Nyhan serves on the board of trustees for Turtle Island Trust and holds leadership roles in local community organizations, including the Burnt Hills-Ballston Lake Education Foundation and the Burnt Hills United Methodist Church investment and endowment committees. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices, and operates under a fiduciary standard.

William Jackowski Jr. is a financial advisor at Raymond James & Associates with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James since 2015. Outside of his advisory role, he serves as trustee of the Jackowski Family Trust. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Daniel Tidd is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he serves as an administrator or executor of estates and trustee of trusts for family and non-family members. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage services tailored to client goals and risk tolerance.

Colleen Hamel is a financial advisor with LPL Financial in Saratoga Springs, NY, holding a Series 63 designation and 23 years of industry experience. She has worked at LPL Financial since 2011 and has prior experience with Uvest Investment Services and Glens Falls National/Saratoga National Bank. Outside of advisory work, she is also affiliated with Mass Mutual Albany and serves in investment-related roles at Saratoga National Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Harrison Xu is a financial advisor with LPL Financial, holding a Series 66 credential and bringing 11 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Bank of America, N.A. and Merrill from 2015 to 2025. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network. The firm offers various advisory programs, financial planning, and brokerage services supported by proprietary and third-party research, with both discretionary and non-discretionary management options.

Michael Frontera is a CFP® and ChFC® with 22 years of industry experience. He is currently an advisor at Cambridge Investment Research Advisors, where he has worked since 2019. Prior to that, he spent 16 years at Equity Services Inc. In addition to his advisory role, Frontera owns Retirement Theory, through which he acts as an independent insurance agent and provides tax preparation and accounting services. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services. The firm utilizes a variety of portfolio management strategies and delivery platforms, combining proprietary models with access to unaffiliated strategists.

Wayne Stevens is a financial advisor with Morgan Stanley in Saratoga Springs, NY, holding a Series 66 designation and 14 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2011 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Kimberly Scott is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

John Karadenes is a financial advisor with LPL Financial in Saratoga Springs, NY, holding Series 63 and Series 65 licenses and 9 years of industry experience. He previously worked at Fleet Bank/Bank of America/US Trust for 19 years and is currently affiliated with NBT Capital Management, where he provides investment advisory services. Outside of finance, he has worked as a dog sitter since 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and institutional services.

Brendan Leavey is a financial advisor at OSAIC with 43 years of industry experience. He holds the Series 63 and Series 65 credentials and was previously with American Portfolios Financial Services, Inc. for 15 years. Outside of his advisory role, he spends limited time in fixed insurance and life insurance brokerage activities. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, financial planning, and access to multiple investment platforms and third-party managers.

Jennifer Koegl is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and having 24 years of industry experience. She has been with Primerica Advisors since 2007 and has worked with Primerica Financial Services since 1999. Outside of advisory services, she is involved in sales of loan products and home security and automation referrals through affiliates of Primerica. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed accounts primarily to individual and high-net-worth clients. The firm employs a tiered wrap fee structure and curates third-party asset managers, delegating trading duties to BNY Mellon Advisors.

Bryan Curtis is a Series 66-licensed advisor with Wells Fargo Clearing, based in Saratoga Springs, NY, and has 10 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC. Outside of his advisory role, Curtis volunteers as a ski instructor for children with disabilities through Double H Adaptive Winter Sports and is involved in forest management and preservation with Wilderness Lands LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Salvatore Romano is a Senior Financial Advisor with Merrill Lynch Wealth Management and a founding member of The SEAM Wealth Management Group, which was established when he and five colleagues joined Merrill in 2017. Over his career spanning more than 30 years, Sal has developed extensive experience working with clients across the country, building long-term relationships that often extend across generations. His professional journey includes roles at American Express, Charles Schwab, and two decades as a private wealth advisor at Ayco Company, L.P., a Goldman Sachs affiliate. Sal specializes in a range of services including corporate executive services, family wealth management strategies, retirement income planning, tax minimization, philanthropic planning, and small business strategies among others. He holds the Chartered Retirement Planning Counselor™ designation from the College for Financial Planning, as well as the Personal Investment Advisor credential. Sal integrates a planning-based approach in his work, guiding clients from initial discussions through to implementation and positive financial outcomes. Sal graduated from the University of New Hampshire with a Bachelor’s degree in Communications and Business Administration. He grew up involved in his family’s restaurant business, gaining insight into the challenges faced by business owners. Outside of his professional life, Sal enjoys cooking, golfing, and spending time with his wife Maria and their three children, including a son who served with the U.S. Army Mountain Division. He is also involved in supporting organizations such as St. Jude’s, The U.S. Army, and Wounded Warriors.

Janine Dickman is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds the Series 66 designation and has worked within various Wells Fargo entities since 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Eric Snell is a financial advisor at Edward Jones with 12 years of industry experience. He holds the Series 66 designation and has worked previously at firms including Charles Schwab and Co Inc, TD Ameritrade, and Fisher Investments. His career also includes roles outside the financial sector at companies such as Lyft and Uber. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies and maintains extensive affiliated capabilities including a trust company and proprietary funds, supporting its services with a large network of financial advisors and branch offices nationwide.