Edward Jones is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked extensively within JPMorgan Chase and Citibank affiliates. His career includes two separate tenures at J.P. Morgan Securities totaling 12 years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers services on a non-discretionary basis, allowing clients to retain final decision-making authority.

Francisco Baguer is a financial advisor with Cetera holding a Series 65 credential and 42 years of industry experience. His work history includes tenure at VOYA Financial Advisors and InsurAmerica, as well as self-employment since 1984. He is also an independent insurance agent focused on fixed insurance products. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services with multiple program structures and access to both affiliated and third-party money managers.

Milton Ares is a financial advisor at Equitable Advisors with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Pruco Securities, LLC, Ameriprise Financial Services, Inc., and runs Ares & Company CPA PA as president. Outside of his advisory role, he is involved in several business ventures including wholesale diamond dealing, general contracting, and vacation rentals. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and a range of asset management programs through a national network of Investment Adviser Representatives and third-party managers.

Oscar Castellanos is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has worked with various Raymond James entities since 2009 and previously spent nine years with Provenance Wealth Advisors. Outside of his advisory work, he is a partner in a business called Keys Decisions LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and institutional clients. The firm delivers non-discretionary, tailored planning and consulting using analytical tools and supports a broad network of advisors and affiliated firms.

Kevin Quesada is a financial advisor with LPL Financial in Miami, FL, holding Series 63 and Series 65 licenses with 13 years of industry experience. His prior experience includes roles at Valic Financial Advisors and Agia. Outside of his advisory work, he owns a business in medical laboratory diagnostics. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and advisory services, utilizing both proprietary and third-party investment strategies.

David Romero is a Series 66-licensed financial advisor with J.P. Morgan Securities in Miami, FL, and has two years of industry experience. His prior roles include positions at Bank of America, Merrill, and Barnett Capital Advisors. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Michael Cardwell is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has 26 years of industry experience. Prior to joining Raymond James, he worked at Wells Fargo Advisors and Edward Jones. Cardwell is also a partner and president at Chapman & Cardwell PLLC and Cardwell Capital Management, independent firms supporting his business operations. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse clientele, including individual and high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs a tailored, non-discretionary approach using risk profiling and analytical tools, and it offers specialized programs such as municipal advisory services and SIMPLE IRA employer consulting.

Amy Lawrence is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. She previously worked at Bank of America and Merrill Lynch from 2016 to 2023. Outside of her advisory role, she owns several small businesses including a fruit sales company and a property management firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a focus on both discretionary and non-discretionary investment strategies.

Ali Shadanlou is a financial advisor with Primerica Advisors in Palmetto Bay, FL, holding Series 63 and Series 65 licenses and with 14 years of industry experience. He has worked at Pfs Investments Inc since 2011 and Primerica Financial Services since 2010. Additionally, he has been involved with ExertVoip.com Corporation since 2007. Outside of advisory roles, he receives compensation for sales and referrals related to loan products and home security services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Carlos Rodriguez is a financial advisor at Equitable Advisors with two years of industry experience. He holds a Series 66 designation and has previously worked at HSBC USA NA and JPMorgan Chase. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs through a network of investment adviser representatives and third-party managers.

Anthony Scicchitano is an International Wealth Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2011. He began his career in the financial services industry in 2005, initially working as an Analyst with an asset management firm specializing in fixed income products. Anthony holds multiple professional designations, including Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), and Certified Plan Fiduciary Advisor (CPFA). He is a qualified Portfolio Manager who provides traditional financial advice and manages personalized investment strategies, potentially incorporating individual stocks and bonds, model portfolios, and third-party investment strategies. Anthony's expertise includes family wealth management strategies, international wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. He is known for a proactive and client-centric approach, emphasizing clear explanation of the risks, costs, and benefits of each recommended strategy to help clients make informed decisions. He holds a Bachelor's degree from Florida International University, where he double majored in finance and management information systems. Anthony is fluent in English and Spanish. He resides in the Miami area with his wife, Christina, and their two sons. Outside of work, he enjoys adventure sports, golfing, soccer, spending time with his family, and watching movies.

Denise Abi Fadel is a CFP® professional with 24 years of experience, currently with Mass Mutual Investors Services since 2017. She previously worked at American General Financial Advisors from 2001 to 2017. Outside of advising, she manages a business that provides life, fixed annuities, disability, long-term care, and health insurance solutions. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, annual planning engagements.

Bryan Schimmel is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has previously worked with firms including New York Life Insurance, Eagle Strategies, Monarch Grove Wealth Strategies, and Wealth Strategies & Insurance Solutions by AYC Capital. Outside of his advisory work, he serves on the board of Beit T'Shuvah, an organization providing alcohol and drug rehabilitation treatment. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning services that focus on dependable income sources and tax-aware withdrawal strategies.

John Molkentin Jr. is a financial advisor with Merrill in Miami, FL, holding Series 63 and Series 65 licenses and 39 years of industry experience. His prior experience includes roles at Morgan Stanley and Bank of America, N.A. Outside of his advisory work, he is a general partner and managing member of an entity in Sanibel, Florida, involved in rental property management planning. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Andrea Zuluaga is a financial advisor with UBS Financial Services in Miami Springs, FL, holding Series 63 and Series 65 designations and bringing 15 years of industry experience. She has been with UBS International since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research to tailor investment strategies to clients’ goals and risk tolerances.

Isaias Germade Fernandez is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. His prior roles include positions at Miami-Dade County Public Schools and Amazon, as well as academic appointments at Universidad Nacional Autónoma de México and Universidad de La Habana. Equitable Advisors serves a diverse client base including individuals, retirement plans, corporations, and charitable organizations, offering financial planning and asset-management programs through a broad network of Investment Adviser Representatives and third-party managers. The firm emphasizes tailored investment solutions that incorporate mutual funds, ETFs, separately managed accounts, and select alternative investments.

Christian Dorado is a financial advisor at Equitable Advisors with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Equitable Advisors since 2007, including its predecessor AXA Advisors. Outside of his advisory role, Dorado is involved in insurance sales and participates in health insurance and life settlement transactions through private client groups in the Miami area. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Patrick Grant is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 65 and Series 66 designations and has previously worked at P & G Empire, LLC. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

John Molkentin III is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked throughout his career with Bank of America and Merrill. Outside of his advisory role, he serves as an advisory board member for the Miami Gator Club and is involved with the stewardship committee at Galilee Baptist Church. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Prieto is a financial advisor at Equitable Advisors in Miami, FL, holding a Series 66 designation with three years of industry experience. His prior work includes roles at Diaz Marine and Med-Lab Supply Co Inc. He is also involved in an outside insurance business. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party asset managers.