Todd Krueger is a financial advisor with Morgan Stanley in Oxnard, CA, holding a Series 66 designation and 24 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, Krueger serves as an officer and board director for LA Divisa Corporation, a mining company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients, including customized financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured approach to financial planning using firm-approved tools and market simulations.

Nestor Gomez is a financial advisor at Morgan Stanley in Oxnard, CA, holding Series 63 and Series 66 credentials with 14 years of industry experience. He joined Morgan Stanley in 2022 after working for multiple Wells Fargo entities from 2016 to 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored planning services.

Scott Swartz is a financial advisor at Equitable Advisors in Oxnard, CA, holding the Series 66 designation with two years of industry experience. Before joining Equitable Advisors in 2024, he was self-employed for seven years and worked at T-Mobile for one year. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a network of Investment Adviser Representatives and partners with third-party asset managers and advisory programs to deliver customized investment solutions.

Brian Werdesheim is a financial advisor at Stifel with 33 years of industry experience. He holds a Series 63 designation and previously worked at Oppenheimer for 22 years before joining Stifel in 2025. He serves as a board member of the Fulfillment Fund, a nonprofit organization focused on board recruitment and advancement. Stifel provides brokerage and investment advisory services to a diverse client base, including individuals, institutions, and municipal entities. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, offering asset allocation and financial planning analyses intended to support client decision-making.

Jack Randall is a financial advisor at Osaic with one year of industry experience. He holds a Series 66 designation. Outside of his advisory role, Randall is involved in para-legal work as a Certified Citadel Estate Planner and participates in a lending referral service that assists clients with debt consolidation and loan refinancing. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services. The firm’s investment process incorporates model-based asset allocation, portfolio optimization, and access to third-party managers through a multi-advisor platform.

Yung Yi is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining Wells Fargo Clearing, Yi worked at JPMorgan Chase Bank, N.A. and JP Morgan Securities LLC for eight years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep programs.

Jeffrey Moorhouse is a CFP® professional with over 32 years of experience, currently advising at Raymond James Financial in Ventura, CA. He has been with Raymond James since 2009 and previously served at the Carpinteria Sanitary District for nine years. Outside of his advisory role, he is a partner in 76Q, LLC, where he manages bookkeeping and other administrative tasks. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized services such as municipal advisory work and SIMPLE IRA Employer Advisory programs.

Logan Ludwig is a financial advisor at Merrill with Series 63 and Series 65 credentials. He has one year of industry experience and has previously worked at Bank of America, World Financial Group, and Matthews Commercial Real Estate Investment Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dustin Tondreau is a financial advisor with LPL Financial, holding a Series 66 designation and with eight years of industry experience. His prior work includes positions at Lincoln Financial Group, Farmers Insurance, and CuVantis Wealth Planning. He is also involved with Oceanair Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational and research tools.

Anthony Coyne is a financial advisor with LPL Financial in Camarillo, CA, holding a Series 63 license and bringing 32 years of industry experience. He has worked with LPL Financial since 2002 and also operates Coyne Wealth Management and Householder Group Estate & Retirement Specialists, through which he provides investment advisory services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of investment adviser representatives.

Nancy Brewster is a Series 66-credentialed financial advisor with Morgan Stanley in Oxnard, California, where she has worked since 2009. She has 17 years of industry experience. Outside of her advisory role, she is an authorized check signer for Concrete Illusions Inc., a construction and engineering business based in Ventura, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Global Investment Committee estimates and Monte Carlo simulations to support its advisory process.

Jonathan Raether is a financial advisor at Edward Jones with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Merrill Lynch Wealth Management and PlanMember Services Corporation. Based in Oxnard, CA, he joined Edward Jones in 2026. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs, discretionary and non-discretionary strategies, as well as affiliated mutual funds and tax-efficient services, operating under a fiduciary standard.

Robert Behunin is a financial advisor with LPL Financial in Camarillo, CA, holding a Series 63 designation and 38 years of industry experience. He has worked at LPL Financial in two periods (1998–2010 and 2013–present) and has been involved with the Householder Group and Householder Group Estate & Retirement Specialists since 2010. Outside of his advisory work, he writes Medicare supplement policies as a Blue Cross agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and third-party asset management, supported by a broad platform of financial products and tools.

Alex Mendoza Vargas is a financial advisor with Merrill in Oxnard, CA, holding a Series 66 designation and eight years of industry experience. He has been affiliated with Bank of America and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Logan Harasta is a financial advisor with Primerica Advisors in Ventura, CA, holding Series 63 and Series 65 credentials and seven years of industry experience. His background includes prior roles at Aloha Steakhouse and WoodRanch BBQ. Outside of advising, he leads Harasta Wealth Strategies, a legal entity formed for Primerica business purposes, and is involved in referral activities for home security and automation products. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates a wrap-fee asset management program that utilizes model-delivery strategies managed by unaffiliated asset managers and provides advisory services through a large network of financial advisors.

Richard Robinett is a financial advisor at Wells Fargo Clearing with 36 years of industry experience. He holds Series 63 and Series 65 designations. His prior work includes 12 years at Citigroup Global Markets before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions.

Victor Portillo is a financial advisor at Fidelity with 15 years of industry experience. He holds the Series 63 and Series 66 designations. His prior work includes roles at Wells Fargo Clearing, Wells Fargo Bank, CitiGroup, and U.S. Bancorp Advisors. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Ian Brown is a financial advisor at Thrivent Investment Management with nine years of industry experience. He has held positions at Thrivent Financial since 2019 and previously worked at J.P. Morgan Securities LLC and West Oak Capital, LLC. Brown holds the Series 63 and Series 65 designations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning and managed-account programs, emphasizing planning without discretionary trading authority and conducting periodic reviews of recommendations.

Melanie Martinez is a financial advisor with Ameriprise in Camarillo, CA, holding a Series 66 designation and nine years of industry experience. She has worked under Peter A. Hockenmaier at Ameriprise Financial, a firm with over three decades of presence in the industry. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset criteria, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, algorithm-supported retirement advice through a centralized consulting team.

James Roberts II is a financial advisor with Wells Fargo Advisors in Camarillo, CA, holding Series 63 and Series 65 credentials and 27 years of industry experience. Prior to joining Wells Fargo Advisors in 2022, he worked at Bank of America, Merrill, and Banc of America Investment Services from 2002 to 2022. He has ownership interests in private wealth management and investment-related businesses. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients using Wells Fargo research and planning tools. The firm offers a broad range of planning services for clients meeting a net-worth threshold, including specialized services such as business-owner transition and special-needs planning.