Steven Schneider is a financial advisor at Mercer Global Advisors Inc. in Santa Barbara, CA, holding a Series 65 designation with one year of industry experience. His prior work includes both self-employment and roles at Capitol Studios and House of Blues Studios. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory services alongside financial, tax, retirement, and estate planning. The firm employs a globally diversified investment approach grounded in Modern Portfolio Theory, utilizing a range of low-cost ETFs, index funds, and other investment vehicles.

Blaze Catalan is a Series 66-licensed financial advisor with PlanMember Securities Corporation, based in Carpinteria, CA, with two years of industry experience. Prior to joining PlanMember, Blaze held various roles in the hospitality and service industries, including positions at Hotel Californian and Dart Coffee. Outside of advising, Blaze is involved with Dart Coffee, reflecting a professional interest beyond finance. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for numerous plans. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios, offering education and support services alongside its advisory offerings.

Isaac Flores Guzman is a financial advisor at PlanMember Securities Corporation with six years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank. Prior to his finance career, he spent nine years at Holiday Inn Express & Suites. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a strategic asset allocation approach and manages unitized, risk-based mutual fund portfolios, while also offering education, support services, and personalized retirement planning.

Julia Coburn is a financial advisor at Centaurus Financial, Inc. with 22 years of industry experience. She holds a Series 66 designation and has worked at Centaurus Financial since 2017. Her prior experience includes roles at Crown Capital Securities, BCN Financial, and Quest Securities. Outside of advising, she works part-time as a field service manager providing long-term care and disability insurance to safety members in California and serves as a Notary Public. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base, including individuals, families, small businesses, and institutions. The firm provides financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory management of annuities and variable life sub-accounts.

Chanelle Van Pelt is a CFP® and Series 65-licensed advisor with 11 years of experience, currently with Mercer Global Advisors Inc. She has worked exclusively at Mercer in various roles since 2015. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, and non-profits with investment advisory, financial planning, and family office services. The firm employs a Modern Portfolio Theory-based approach featuring globally diversified, risk-appropriate portfolios using low-cost ETFs, index funds, and other strategies, alongside specialized services such as retirement plan consulting and charitable advisory.

Junious Burrage is a financial advisor with PlanMember Securities Corporation, holding a Series 66 designation. Burrage has been with PlanMember since 2023 and has prior experience working at educational institutions including California Lutheran University and Jesuit High School. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation framework to manage risk-based mutual fund portfolios and offers education, support services, and personalized retirement planning to plan sponsors and participants.

Anna Bernardo is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She previously worked at Gwfs Equities, Inc. for eight years before joining PlanMember in 2024. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation framework to manage unitized, risk-based mutual-fund portfolios and offers education and support services, including seminars and personalized retirement planning.

Sergio Villa is a financial advisor with United Planners Financial Services of America, holding a Series 66 designation and 20 years of industry experience. He also serves as an adjunct professor and teacher at Santa Barbara City College and the Santa Barbara Unified School District. Villa is involved in community organizations, acting as secretary of the Santa Barbara Children's Museum and as a board member of Child Evangelism Fellowship. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individuals, retirement plans, corporations, and institutional clients. The firm delivers advisory and brokerage services through independent representatives and employs a combination of custodians, third-party money managers, and platform programs to implement client strategies.

Russell Johnson is a CFP® professional with two years of industry experience, currently advising at Mercer Global Advisors Inc. He previously held roles at Vista del Monte Retirement Community and LPL Financial, LLC, and worked with Young Life Lake Champion. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing discretionary and non-discretionary investment advisory services alongside financial, tax, retirement, and estate planning. The firm’s investment approach uses Modern Portfolio Theory with globally diversified, risk-appropriate portfolios implemented through low-cost ETFs, index funds, separate account managers, and other vehicles.

Jeffery Chaffin is a financial advisor at Centaurus Financial, Inc. in Santa Barbara, CA, holding a Series 66 designation with eight years of industry experience. He has been with Centaurus Financial since 2017 and has maintained self-employed activities since 2004. Outside of financial advising, he owns a performance training company working with high school athletes and serves as a local high school sporting event announcer. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory management of annuity and variable life sub-accounts using both discretionary and non-discretionary approaches.

Sara Feder is a CFP® and holds the Series 65 designation, with nine years of industry experience. She has worked at Cerity Partners LLC since 2025 and was previously with West Coast Financial, LLC for nine years. Based in Santa Barbara, CA, she provides financial advisory services through Cerity Partners. Cerity Partners offers customized wealth management and related services to a national client base, including individuals, families, trusts, business entities, charitable organizations, and institutional investors. The firm utilizes tailored asset allocation, manager selection, and proprietary quantitative screening combined with third-party managers and individual securities to build client portfolios.

Cory Boggs is a CFP®, CFA®, and Series 66 license holder with 11 years of industry experience. He is currently with Cresset Asset Management, LLC, where he has worked since 2026. Prior to joining Cresset, he spent nine years at Manchester Capital Management LLC and held positions at City National Bank. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles, employing a disciplined, risk-aware investment approach that integrates strategic asset allocation, active and passive management, and a range of alternatives.

Aaron Simmons is a CFP® and holds a Series 65 designation, currently serving as a financial advisor at Cerity Partners LLC with two years of industry experience. Prior to Cerity Partners, he worked at West Coast Financial, LLC and has been involved with Pali Wine Co as well as roles at the University of California Los Angeles and University of California Santa Barbara. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, and institutional investors. The firm uses tailored asset-allocation and manager selection processes combining proprietary quantitative screens with third-party managers and individual securities, and offers specialized services such as retirement plan consulting, tax planning, and access to alternative and private-market investments.

Kyle Boeckmann is a financial advisor at PlanMember Securities Corporation with five years of industry experience. He holds Series 63 and Series 66 registrations. Prior to joining PlanMember in 2020, he worked at CSU San Bernardino and Sprouts Farmers Market. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach to manage risk-based mutual fund portfolios and offers education and support services, including seminars and personalized retirement planning.

Joseph Ferreira is a financial advisor at Cerity Partners LLC with 14 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to joining Cerity Partners in 2025, he worked at West Coast Financial, LLC for eight years. Outside of his advisory role, he serves as a member and general partner of West Coast Financial, LLC, which manages several private real estate funds. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on diversified asset allocation and customized portfolio management.

Michael Morando Jr is a financial advisor at Centaurus Financial, Inc. in Santa Barbara, CA, with 14 years of industry experience. He holds the Series 66 designation and has been with Centaurus Financial since 2012. Outside of his advisory work, he is involved in educational speaking and webinars through Compassion International and contributes to an estate planning team. Centaurus Financial, Inc. serves a broad client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing both discretionary and non-discretionary arrangements.

Amy Macleod is a financial advisor at Cresset Asset Management, LLC with 16 years of industry experience. She holds a Series 65 designation and previously worked at Manchester Capital Management LLC for 13 years. Outside of her advisory role, she is a partial owner of Kinevan Ranch, LLC. Cresset Asset Management is an SEC-registered investment adviser managing approximately $71.9 billion in client assets for a diverse range of clients, including individuals, families, trusts, retirement plans, and charitable organizations. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies, with a structured due diligence program that includes quantitative and qualitative manager review and private fund management.

Ron Culverson is a financial advisor with PlanMember Securities Corporation in Carpinteria, CA, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. His prior work includes positions at Tech Real Estate Group and a long tenure at Irm Distributors, Inc. since 1994. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm’s investment approach emphasizes a top-down strategic asset allocation framework and manages risk-based mutual fund portfolios ranging from conservative to aggressive.

Bryan Jones is a financial advisor at PlanMember Securities Corporation with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at PlanMember since 2007. Outside of his advisory role, he serves as Treasurer for the Thousand Oaks High School Lancer Baseball Booster Club. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as a fiduciary under ERISA Section 3(38) for many plans. The firm’s investment approach centers on a strategic asset allocation framework with risk-based mutual fund portfolios and includes comprehensive education and support services for plan sponsors and participants.

Ryan Burnham is a financial advisor at Centaurus Financial, Inc. with 20 years of industry experience. He holds the Series 66 designation and has been with Centaurus Financial since 2006. Outside of his advisory work, he is involved in a non-investment-related business activity under the name Tremblay Financial Services. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services through both discretionary and non-discretionary arrangements using a combination of fundamental and technical analysis.