Jonah Grierson is a financial advisor with PlanMember Securities Corporation holding a Series 65 designation and beginning his advisory career in 2025. His prior experience includes roles at Merrill Lynch Wealth Management, Westmont College, and Nike. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, serving as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach and manages risk‑based mutual fund portfolios, offering education and support services such as seminars and personalized retirement planning.

Steven Schneider is a financial advisor at Mercer Global Advisors Inc. in Santa Barbara, CA, holding a Series 65 designation with one year of industry experience. His prior work includes both self-employment and roles at Capitol Studios and House of Blues Studios. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory services alongside financial, tax, retirement, and estate planning. The firm employs a globally diversified investment approach grounded in Modern Portfolio Theory, utilizing a range of low-cost ETFs, index funds, and other investment vehicles.

Blaze Catalan is a Series 66-licensed financial advisor with PlanMember Securities Corporation, based in Carpinteria, CA, with two years of industry experience. Prior to joining PlanMember, Blaze held various roles in the hospitality and service industries, including positions at Hotel Californian and Dart Coffee. Outside of advising, Blaze is involved with Dart Coffee, reflecting a professional interest beyond finance. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for numerous plans. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios, offering education and support services alongside its advisory offerings.

Isaac Flores Guzman is a financial advisor at PlanMember Securities Corporation with six years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank. Prior to his finance career, he spent nine years at Holiday Inn Express & Suites. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a strategic asset allocation approach and manages unitized, risk-based mutual fund portfolios, while also offering education, support services, and personalized retirement planning.

Julia Coburn is a financial advisor with Centaurus Financial, Inc. in Santa Barbara, CA, holding a Series 66 designation and 23 years of industry experience. She has worked at Centaurus since 2017, with prior roles at Crown Capital Securities, Bcn Financial, Quest Securities, MSI Financial Services, and Ameriprise. Outside of her advisory work, she serves as a part-time field service manager providing long-term care and disability insurance to public safety members and acts as a notary public. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning and portfolio management with discretionary and non-discretionary options, employing a variety of analytical approaches and specialized advisory services.

Chanelle Van Pelt is a CFP® and Series 65-licensed advisor with 11 years of experience, currently with Mercer Global Advisors Inc. She has worked exclusively at Mercer in various roles since 2015. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, and non-profits with investment advisory, financial planning, and family office services. The firm employs a Modern Portfolio Theory-based approach featuring globally diversified, risk-appropriate portfolios using low-cost ETFs, index funds, and other strategies, alongside specialized services such as retirement plan consulting and charitable advisory.

Junious Burrage is a financial advisor with PlanMember Securities Corporation, holding a Series 66 designation. Burrage has been with PlanMember since 2023 and has prior experience working at educational institutions including California Lutheran University and Jesuit High School. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation framework to manage risk-based mutual fund portfolios and offers education, support services, and personalized retirement planning to plan sponsors and participants.

Brandon Calhoun is a financial advisor at PlanMember Securities Corporation with 18 years of industry experience. He holds a Series 66 designation and has previously worked at Lincoln Financial Advisors, City National Bank, RBC Capital Markets, and Wells Fargo Clearing. In addition to his advisory role, he is an insurance agent offering fixed insurance products, including annuities and life insurance. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios, offering education and support services to plan sponsors and participants.

Anna Bernardo is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She previously worked at Gwfs Equities, Inc. for eight years before joining PlanMember in 2024. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation framework to manage unitized, risk-based mutual-fund portfolios and offers education and support services, including seminars and personalized retirement planning.

Sergio Villa is a financial advisor with United Planners Financial Services of America, holding a Series 66 credential and bringing 21 years of industry experience. He has worked at United Planners since 2016 and has prior experience with Cetera Investment Services and Morgan Stanley. Outside of finance, Villa serves as an adjunct professor in Santa Barbara and holds board roles with the Santa Barbara Children’s Museum (MOXI) and Child Evangelism Fellowship. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individuals, retirement plans, corporations, and institutional clients. The firm operates with approximately 362 advisors and manages about $12.77 billion in assets, with a notable emphasis on non-discretionary accounts managed on a client-directed basis.

Russell Johnson is a CFP® professional with two years of industry experience, currently advising at Mercer Global Advisors Inc. He previously held roles at Vista del Monte Retirement Community and LPL Financial, LLC, and worked with Young Life Lake Champion. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing discretionary and non-discretionary investment advisory services alongside financial, tax, retirement, and estate planning. The firm’s investment approach uses Modern Portfolio Theory with globally diversified, risk-appropriate portfolios implemented through low-cost ETFs, index funds, separate account managers, and other vehicles.

Jeffery Chaffin is a financial advisor at Centaurus Financial, Inc. with nine years of industry experience. He holds a Series 66 designation and has been with Centaurus Financial since 2017. Outside of his advisory work, Mr. Chaffin owns a performance training company for high school athletes and serves as an announcer for local high school sporting events. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base including individuals, families, businesses, and institutions. The firm provides financial planning, portfolio management, retirement-plan consulting, and specialized advisory services, employing both discretionary and non-discretionary arrangements through various analytical approaches and model overlay programs.

Sara Feder is a CFP® with nine years of experience in the financial services industry. She joined Cerity Partners LLC in 2025 after nine years at West Coast Financial, LLC. Feder is based in Santa Barbara, CA. Cerity Partners advises a broad client base including high-net-worth individuals, families, trusts, business entities, charitable institutions, and other investors, managing approximately $166.2 billion in assets as of December 31, 2025. The firm offers customized wealth management services and access to alternative and private market solutions through a combination of proprietary investment strategies and affiliated business platforms.

Cory Boggs is a CFP®, CFA®, and Series 66 license holder with 11 years of industry experience. He is currently with Cresset Asset Management, LLC, where he has worked since 2026. Prior to joining Cresset, he spent nine years at Manchester Capital Management LLC and held positions at City National Bank. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles, employing a disciplined, risk-aware investment approach that integrates strategic asset allocation, active and passive management, and a range of alternatives.

Aaron Simmons is a CFP® with two years of industry experience, currently serving as a financial advisor at Cerity Partners LLC. He previously worked at West Coast Financial, LLC, and has held roles at Pali Wine Co and the University of California. Cerity Partners advises a diverse client base including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets. The firm emphasizes customized wealth management through client-specific investment profiles, combining quantitative screening, manager selection, and direct security selection, and offers access to alternative and private market solutions along with OCIO services.

Kyle Boeckmann is a financial advisor at PlanMember Securities Corporation with five years of industry experience. He holds Series 63 and Series 66 registrations. Prior to joining PlanMember in 2020, he worked at CSU San Bernardino and Sprouts Farmers Market. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach to manage risk-based mutual fund portfolios and offers education and support services, including seminars and personalized retirement planning.

Joseph Ferreira is a CFP® with 15 years of experience in the financial industry. He is currently a member of Cerity Partners LLC, having joined in 2025 following the merger with West Coast Financial, LLC, where he worked for eight years prior. He serves as a general partner in several private real estate funds associated with West Coast Financial. Cerity Partners advises a diverse client base including high-net-worth individuals, families, trusts, estates, and institutional investors, managing approximately $166.2 billion in client assets as of year-end 2025. The firm offers customized wealth management services with an investment approach that includes proprietary quantitative screening, manager selection, and access to alternative and private market solutions.

Michael Morando Jr is a financial advisor at Centaurus Financial, Inc. in Santa Barbara, CA, with 14 years of industry experience. He holds the Series 66 designation and has been with Centaurus Financial since 2012. Outside of his advisory work, he is involved in educational speaking and webinars through Compassion International and contributes to an estate planning team. Centaurus Financial, Inc. serves a broad client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing both discretionary and non-discretionary arrangements.

Amy Macleod is a financial advisor at Cresset Asset Management, LLC with 16 years of industry experience. She holds a Series 65 designation and previously worked at Manchester Capital Management LLC for 13 years. Outside of her advisory role, she is a partial owner of Kinevan Ranch, LLC. Cresset Asset Management is an SEC-registered investment adviser managing approximately $71.9 billion in client assets for a diverse range of clients, including individuals, families, trusts, retirement plans, and charitable organizations. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies, with a structured due diligence program that includes quantitative and qualitative manager review and private fund management.

Ron Culverson is a financial advisor with PlanMember Securities Corporation in Carpinteria, CA, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. His prior work includes positions at Tech Real Estate Group and a long tenure at Irm Distributors, Inc. since 1994. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm’s investment approach emphasizes a top-down strategic asset allocation framework and manages risk-based mutual fund portfolios ranging from conservative to aggressive.