Irene Chandler is a financial advisor at LPL Financial with 23 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at firms including SunTrust Securities and SunTrust Advisory Services. Outside of her advisory work, she owns a small business sewing baby quilts and is a floral designer for Heirloom Floral. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology tools and a broad non-advisory financial services platform.

Jolene Philpott is a CFP® professional with 18 years of experience in the financial services industry. She has been with Edward Jones since 2008, serving clients from Salisbury, NC. Edward Jones is a full-service wealth management firm that serves individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors.

Nicole Wiggins is a financial advisor with LPL Enterprise holding Series 63 and Series 66 licenses and nine years of industry experience. Her prior roles include positions at TradeStation Securities, Ally Invest Securities, GoHealth, Wells Fargo Clearing, and Fidelity Investments. She is also an independent licensed insurance agent selling Medicare and life insurance products to family and close friends. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach, utilizing portfolios developed by LPL’s research team and third-party strategists, and offers financial planning, access to external asset managers, and insurance products through affiliated entities.

Jeffrey Mccue is a financial advisor with Cambridge Investment Research Advisors in Concord, NC, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. His prior roles include seven years at LPL Financial and Securities America Advisors, among other firms. Cambridge Investment Research Advisors serves a wide range of clients—including individuals, pension and profit-sharing plans, charitable organizations, trusts, and estates—providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals. The firm offers various portfolio management solutions and employs both proprietary and third-party investment strategies tailored to client objectives.

Bill Izykowski is a Financial Consultant with experience in providing tailored financial planning services. Currently, he works with clients to develop customized financial plans aimed at achieving their unique short- and long-term financial goals. He served as Vice President and Financial Consultant at Charles Schwab from 2017 to 2024, where he gained experience in financial consulting and advising. Outside of his professional work, Bill has personal interests that include baseball, boating, fitness, football, golf, and outdoor adventures.

Melissa Ray is a financial advisor with LPL Financial in Mount Pleasant, NC, holding a Series 66 designation and bringing 21 years of industry experience. She has worked at LPL Financial since 2018 and previously held roles at Mass Mutual Investors Services and MSI Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Luis Mora is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at E*TRADE Capital Management and TIAA. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools.

Cheryl Salerno is a financial advisor with Wells Fargo Clearing in Concord, NC, holding Series 63 and Series 66 licenses and 10 years of industry experience. She previously worked at First Citizens Investor Services and First Citizens Bank. Outside of her advisory role, she serves as an authorized signer for several nutrition-related businesses affiliated with her spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of investment advisory, financial planning, and retirement plan consulting services, utilizing research and analytics alongside diversification and modern portfolio theory principles.

Joseph Michalski is a CFP® professional with 25 years of industry experience, currently affiliated with Wells Fargo Clearing since 2023. His prior experience includes roles at First Citizens Asset Management and First Citizens Investor Services, Inc. He serves as a board member for Big Brothers Big Sisters Cabarrus Leadership Council and works as a high school athletics referee. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Ricky Meeks Jr. is a financial advisor with Raymond James Financial in Kannapolis, NC, holding Series 63 and Series 66 credentials with 32 years of industry experience. He has been with Raymond James Financial Services, Inc. since 2000 and Raymond James Financial since 2009. Outside of advising, Meeks is involved in property development and management through several real estate ventures, including Carolina Property Holdings LLC and RBM Property Investments. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a municipal advisor affiliation.

Douglas Marlow is a CFP® and ChFC® with 33 years of industry experience. He is currently with Cetera, where he has been since 2025. His prior roles include positions at Avantax Investment Services, Stephens Consulting, Ally Invest Advisors, Fidelity Personal and Workplace Advisors, and TIAA. Cetera Investment Advisers LLC is an SEC-registered firm that serves a range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers both discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through a large network of independent advisors.

Aaron Williams is a financial advisor at Fidelity with 10 years of industry experience. He has previously worked at TIAA-CREF and Vanguard Marketing Corporation. Outside of his advisory role, he directs Life's Cheat Code, LLC, a self-improvement business focused on musical composition and related marketing activities. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm combines fundamental research with quantitative and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs.

Tracee Schraeder is a CFP® professional at Stifel with 26 years of industry experience. She previously worked at Wells Fargo Clearing for eight years and Prudential Equity Group, LLC for three years. Schraeder is based in Mooresville, NC. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Anna Nifong is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. She has three years of industry experience and previously worked with firms including LPL Financial and Independent Advisor Alliance. Outside of her advisory roles, she is involved in administrative and investment-related activities with Focus Wealth Planning and Cambridge Investment Research Advisors. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals and provides a range of portfolio management options and model-based solutions tailored to client objectives.

Dennis Lehman is a CFP® with 36 years of experience in financial advising. He has been with OSAIC since 1991 and previously worked for Financial Planners of Cleveland, Inc. He is also the owner of Heritage Financial Planners, a separate firm involved in security sales, and is licensed to sell life insurance. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of services from financial planning and retirement consulting to access to third-party money managers and managed account solutions.

Alan Morgan is a financial advisor with LPL Financial in Mooresville, NC, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at IFG Advisory, LLC and Carolina Planning Consultants, LLP. Outside of advising, he serves as a FINRA arbitrator and works as an ice hockey official. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers various financial planning and portfolio management solutions, utilizing both proprietary research and third-party strategies.

Aunika Allen is a financial advisor at Equitable Advisors with four years of industry experience. She holds the Series 66 designation and has worked at Equitable Advisors since 2021, with prior experience at Loomis, Planet Fitness, O'Charley's, and Belk. Outside of her advisory role, she operates an Amazon online storefront promoting twin baby products and retail arbitrage. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives. The firm’s approach involves assessing client risk tolerance and matching them to program models or discretionary managers, utilizing a variety of investment products and third-party asset managers.

Jermile Hayes is a CFP® professional with 13 years of industry experience, currently affiliated with Fidelity. His prior experience includes roles at The Vanguard Group, Inc. and Carolina Talent. He serves as an advisory board member for Elon University’s Love School of Business, assisting with student career opportunities and engagement. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Timothy Neu is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including JP Morgan, PNC Financial Services, The Vanguard Group, and Revival Property Management. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and systematic portfolio construction, offering model portfolios across mutual funds, ETFs, and ETPs.

John Mc Grail is a ChFC® and Series 66 holder with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2016. He is based in Salisbury, NC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.