Stephen Baker is a financial advisor with Merrill who holds Series 63 and Series 65 licenses and has 42 years of industry experience. He has been with Merrill since 1984 and has also worked with Bank of America since 2011. Outside of his advisory role, he serves as a board member and secretary for Mobile Memorial Gardens, Inc., a nonprofit organization, and is a board member at the University of South Alabama. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, integrating internal and third-party management teams.

James Inge is a financial advisor with Raymond James & Associates in Mobile, Alabama, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Raymond James since 2013. Outside of his advisory role, he serves as Secretary and board member for both The Counrty Club Estate Neighborhood Association and The Order of Myths in Mobile, where he manages meeting minutes and membership records. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—offering financial planning, non-discretionary investment consulting, and institutional advisory services supported by a nationwide network of advisers.

Julie Hearn is a financial advisor at Stifel with three years of industry experience. She holds the Series 66 designation and previously worked at Morgan Stanley and Keller Williams Realty. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies.

David Lepley is a financial advisor at Edward Jones with 11 years of industry experience. He holds the ChFC® designation and the Series 66 license. His work history includes two separate periods at Edward Jones, totaling nine years, and a two-year tenure at Wells Fargo Clearing. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Durward Johnson III is a financial advisor with Primerica Advisors in Mobile, Alabama, holding Series 63 and Series 65 licenses and 38 years of industry experience. He has worked with Primerica Financial Services and Primerica Advisors since 1987. Outside of his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its services.

Kiera Earls is a financial advisor at Morgan Stanley with one year of industry experience. She holds the Series 66 designation and has previously worked in a variety of roles including at the University of South Alabama and in the hospitality sector. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured financial planning tools alongside broad investment offerings.

Lane Elmore is a financial advisor with Edward Jones in Mobile, Alabama, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory programs and investment solutions, operating under a fiduciary standard and supporting a large national network of advisors and branch offices.

David Walker is a Wealth Management Advisor with Merrill Lynch Wealth Management in Vero Beach, Florida. He joined Merrill Lynch Global Private Client Group in 1999 and currently holds the title of Senior Vice President. David works primarily with affluent individuals, not-for-profit organizations, and corporations, focusing on corporate executive services, divorce transition planning, family wealth management strategies, investment consulting for defined contribution plans, personal retirement planning, and philanthropic planning. David is a CERTIFIED FINANCIAL PLANNER® certificant and holds several professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned both his Bachelor's and Master's degrees from Pepperdine University, where he also played on the NCAA Water Polo team and studied abroad in Florence, Italy. He utilizes Merrill's Goals-Based Wealth Management Process to help clients determine their long-term financial goals and implement customized strategies. David lives in Vero Beach with his wife Carol and their two children, Catherine and Dean. He serves on the board for the Vero Beach Air Show and has previously served as a board member for the Exchange Club of Indian River County, an organization focused on the prevention of child abuse. Additionally, he supports the Diabetes Research Institute Foundation. David is a Type-1 diabetic and has family ties to the Indian River area going back five generations.

Justin Mcdaniel is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in corporate benefits, divorce transition planning, employee benefits planning, family wealth management strategies, legacy planning, personal retirement planning, and portfolio management services, among other areas. Justin's approach focuses on connecting clients to tailored plans and processes that support their unique ambitions. He works to help clients plan for and fund education, manage retirement and healthcare costs, and create personalized strategies aimed at achieving long-term family goals. He emphasizes simplicity and transparency in wealth planning to facilitate client engagement. Outside of his professional role, Justin enjoys fishing, gardening, golfing, hunting, reading, skiing, spending time with family, tennis, and traveling.

Heather Branch is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing since 2019, following prior roles at Stifel Nicolaus & Co Inc and Raymond James & Associates. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Mark Dabbs is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined the firm in 2008 and focuses on delivering a disciplined and customized wealth management experience. Mark and his team consider clients’ broader life circumstances to provide tailored financial guidance. Mark has expertise in areas including college education planning, divorce transition planning, legacy planning, personal retirement planning, portfolio management services, and retirement income. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He holds a Bachelor of Science in Business Administration with a focus on Marketing and a minor in Computer Science from the University of Alabama. Mark graduated from UMS-Wright Preparatory School in Mobile, Alabama, where he was born and raised. He is an Eagle Scout and remains actively involved as an adult volunteer with the Boy Scouts of America. In his free time, Mark enjoys camping, fishing, music, scuba diving, and traveling.

John Gage is a financial advisor with LPL Financial in Mobile, Alabama, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial, he worked at Cetera and Hancock Whitney Bank, where he served for 19 years. He is a part owner of family-owned entities involved in recreational hunting, timber land, and real estate for personal use. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and access to research from multiple sources.

Palmer Whiting is a Wealth Management Advisor at Merrill Lynch Wealth Management and leads The Whiting Group, continuing a family legacy in wealth management started by his father, Wythe. Since joining Merrill Lynch Wealth Management in 1999, Palmer has focused on serving clients including business owners, physicians, attorneys, retirees from the energy industry, and individuals experiencing significant life events such as divorce or loss of a loved one. He emphasizes a disciplined, long-term, risk-averse investment approach that prioritizes diversification across global markets, asset classes, and sectors to maximize returns through various market environments. Palmer holds several professional certifications including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Private Wealth Advisor® (CPWA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his Bachelor's degree from the University of Alabama System and completed his high school education at UMS Wright Preparatory School. Palmer and his team provide comprehensive wealth management services including family wealth management strategies, retirement income planning, tax minimization, philanthropic planning, and values-based investing. Outside of his professional role, Palmer is committed to serving and improving the communities of Mobile and coastal Alabama. He is dedicated to his family life with his wife, Casey, and their three children. His personal interests include fishing, football, hiking, hunting, running, and traveling.

Keith Drago Sr. is a financial advisor with Ameriprise in Mobile, Alabama, holding Series 63 and Series 65 credentials and 47 years of industry experience. His prior work includes six years at Raymond James & Associates before joining Ameriprise in 2019. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets. The firm employs a centralized consulting team that uses a combination of research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports, emphasizing assets held in Ameriprise managed accounts and incorporating algorithmic automation overseen by internal committees.

Norman Nicolson is a financial advisor at Stifel with 40 years of industry experience. He holds a Series 63 designation and has been with Stifel since 2015. Outside of his advisory role, he is a minority owner of a family property in Chapman, Alabama. Stifel serves a broad range of clients including individuals, institutions, and municipal entities, providing brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation, retirement, insurance, and estate planning analyses.

Steven Ellison is a financial advisor at Edward Jones with 25 years of industry experience. He holds a Series 63 designation and has been with Edward Jones since 2000. Outside of his advisory role, he serves as a minister and is president of an office rental business, L&R Ventures, LLC, based in Daphne, AL. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and offers a variety of advisory strategies under a fiduciary standard.

James Hunter is a financial advisor with Raymond James Financial in Mobile, AL, holding a Series 66 designation and with 26 years of industry experience. He has worked at Raymond James since 2003 and currently serves as a branch manager for the Raymond James/Gulf Coast Group. Outside of advisory work, Hunter has hosted a sports radio talk show focused on football since 2007. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and consulting to client goals and supports municipal and public-finance work through its affiliation with a municipal advisor.

Michael Waters is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Edward Jones since 2010. Outside of his advisory role, he is a silent partner in Spoken Word Speech Language Services, LLC, a speech language services firm in Fairhope, Alabama. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and maintains a large national network of advisors and branch offices.

John Garrett is a CFP® and holds a Series 66 license with Edward Jones in Mobile, AL. He has seven years of industry experience, including prior work at Outokumpu Stainless USA, LLC. Garrett has been with Edward Jones since 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Archie Legrone is a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds several professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's degree from the University of South Alabama. Prior to his financial advisory career, Archie spent over a decade as an insurance claims professional, gaining insight into the financial challenges faced by working families. Leveraging his background and Merrill Lynch's resources, he delivers customized strategies addressing retirement planning, liquidity management, and tailored mortgage solutions among other services, particularly for clients with complex income situations such as 1099 earners. Archie is actively involved in his community as Vice President of the Pi Kappa Phi Housing Corporation, Vice President of the Pi Kappa Phi Alumni Association, and a member of the Knights of Columbus - St. Mary Council. He serves on the Board of Trustees for the Generations of Faith Sick and Retired Priests through the Archdiocese of Mobile. He and his family are parishioners at St. Mary Parish in Mobile, Alabama, and support organizations including Catholic Social Services and St. Vincent de Paul.