John Beavers is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with business owners, corporate executives, and affluent families to develop and implement personalized wealth management plans. His expertise includes college education planning, family wealth management strategies, legacy planning, liquidity management, retirement income, portfolio management services, tax minimization, and personal retirement planning. John began his financial advising career in 1998 and joined Merrill and its predecessor firm Banc of America Investments in 2002. He has an extensive background in customized client investment portfolios, budgeting, cash flow analysis, wealth transfer strategies, fixed income portfolios for income, retirement planning, and cash management and lending through Bank of America, N.A. He holds a Bachelor’s degree and an M.B.A. from Stetson University and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. John resides in Orlando with his wife Natalie and their two children. He is active in the local community and volunteers across several organizations. Outside of work, he enjoys golfing, skiing, traveling, and spending time with his family.

Michele Cook is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63, 65, and 66 licenses and 24 years of industry experience. Her tenure at Charles Schwab spans multiple periods between 2016 and the present. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary advisory relationships alongside access to discretionary separately managed accounts, utilizing multi-asset model portfolios and comprehensive due diligence on alternative investments.

Rachell Lavasseur is a Series 66-registered financial advisor with Wells Fargo Advisors in Orlando, FL, and has 12 years of industry experience. She has been with Wells Fargo Advisors since 2013. Outside of her advisory work, she has ownership interests in PEACE RIVER CAPITAL LLC and a coin-selling business, PINE CREEK PARTNERS LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, with options for clients to implement recommendations through various brokerage or advisory programs.

Ian Manahan is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various firms, including JPMorgan Chase Bank, N.A. Outside of finance, he has been involved with Bear Repair LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative and qualitative research to offer customized asset allocation advice and manager searches, with clients retaining final decision-making authority.

Christopher Viteri is a financial advisor with Equitable Advisors in Orlando, FL, holding a Series 66 designation and nine years of industry experience. He has been with Equitable Advisors since 2016 and previously worked with AXA Advisors, LLC and Herbalife. Outside of his advisory role, he is co-owner of Abel To Be Green Financial Services LLC, a business involved with managing business expenses and payroll. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives using both proprietary and third-party investment programs.

Robert Vereen is a financial advisor at Fidelity with five years of industry experience. He has previously worked at Pinnacle Financial Partners and The Vanguard Group. Outside of his advisory role, he provides notary services for South Carolina residents and offers informal business advice related to graphic design. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, serving a broad client base including registered investment companies and charitable funds.

Douglas Palmer is a financial advisor with Edward Jones in Winter Garden, FL, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones in 2019, he worked at RefrigiWear for nine years and Doyle Baseball for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment strategies supported by a national network of more than 23,000 financial advisors.

Dwight Melgaard is a financial advisor with LPL Financial, holding a Series 63 designation and 34 years of industry experience. He has been with LPL Financial and its predecessor firm since 1997. Outside of advising, he is an independent insurance agent specializing in life, disability, and long-term care insurance, and he also participates in marketing panels to evaluate financial products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a large network of over 22,800 advisors.

Isabel Dueri is a CFP® professional with 16 years of industry experience, currently serving at J.P. Morgan Securities in Orlando, FL. She has held various roles within JP Morgan entities since 2010 and operates an e-commerce business specializing in women's professional apparel. Additionally, she is a partner in a residential rental business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence.

David Severson is a financial advisor with Primerica Advisors in Orlando, FL, holding Series 63 and Series 65 licenses and three years of industry experience. He has worked with Primerica Advisors and Primerica Financial Services since 2020 and has prior experience at Nestle Waters and Cintas Fire. Outside of advisory services, he is involved in the sale of loan products and home-related services through affiliated Primerica entities. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients, operating primarily as a wrap-fee solution.

James Tschudy is a financial advisor with LPL Financial in Orlando, FL, holding Series 63 and Series 66 licenses and having two years of industry experience. His prior roles include positions at MassMutual Life Insurance Co and GW&K Investment Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services and investment solutions that include financial planning, model portfolios, third-party asset management, and institutional platforms.

Melissa Fierman is a financial advisor with UBS Financial Services in Clermont, FL, holding Series 63 and Series 65 licenses and with 38 years of industry experience. She has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research and capital markets services through a large network of financial advisors.

Daniel Kapple is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 designation and has worked within Morgan Stanley Smith Barney LLC since 2015, including a role at Morgan Stanley Private Bank, N.A. since 2021. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and structured processes. The firm manages approximately $2.74 trillion in client assets and provides services that include investment advisory and brokerage solutions.

Andrew Katsanis is a financial advisor with Morgan Stanley in Orlando, FL, holding a Series 66 license and bringing 12 years of industry experience. His prior roles include five years at Edward Jones before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2019. He also serves as a successor trustee for a trust in Leesburg, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and broad retail and institutional offerings in its investment approach.

Hemant Ranadive is a financial advisor with Ameriprise in Windermere, FL, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Ameriprise since 2005, including his current role since 2020. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written recommendations that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement income plans, supported by a centralized consulting team and automated recommendation processes.

Cody Bertoglio is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill and Bank of America since 2015 in Orlando, FL. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Andrew Hoppen is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Charles Schwab in Clermont, FL. His work history includes roles across Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc., as well as prior experience at Fastenal and Bent Creek Golf Club. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of advisory, brokerage, custody, and cash-sweep services. The firm’s integrated structure supports both non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts.

Rachel Stewart is a financial advisor at Edward Jones with three years of industry experience. She holds the Series 66 designation and has worked at Edward Jones since 2009. Outside of her advisory role, she serves as secretary for the Grand Island Estates Homeowners Association and is involved with Tours By Nona, Inc., a tour operator based in Eustis, FL. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households and corporate entities. The firm offers various advisory programs and investment solutions supported by a nationwide network of financial advisors and offices.

Kevin Adam is a Wealth Management Advisor at Merrill Lynch Wealth Management, serving clients through Windermere Private Wealth Management in Orlando, Florida. He joined Merrill in 2017 as part of the AFADP class. He focuses on portfolio management, investment analysis, family wealth management strategies, and tax minimization. Kevin was born in Ft. Lauderdale and raised in São Paulo, Brazil, before moving to Orlando at age fifteen. He graduated Summa Cum Laude from the University of Central Florida in Orlando with a bachelor's degree in finance. During his college years, he completed internships through the Merrill Financial Advisor Internship Program and at the UCF Foundation, which manages the university's endowment fund. He is a Chartered Financial Analyst (CFA) charterholder and holds the Personal Investment Advisor (PIA) designation. Outside of his professional work, Kevin enjoys golfing, soccer, and spending time with his family. He is fluent in English, Portuguese, and Spanish.

Eric Bachinsky is a financial advisor at Raymond James & Associates with 45 years of industry experience. He holds a Series 63 designation and has been with Raymond James since 2006. Outside of his advisory work, he is the owner of ekb stables llc, a business focused on buying racehorses. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.