Russell Mccary is a financial advisor at Fisher Investments with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Empower Advisory Group, Personal Capital Advisors Corporation, and VALIC Financial Advisors. Outside of his advisory role, he manages a rental property on a personal basis. Fisher Investments serves a global client base of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment process combining quantitative and qualitative research to construct diversified portfolios and employs various risk management and tax-aware strategies.

Brian Winger is a financial advisor at Raymond James Financial with 13 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America/Merrill Lynch for five years before joining Raymond James in 2017. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Margo Hill is a CFP®-certified financial advisor with 17 years of industry experience, currently practicing at Ameriprise in Saint Johns, FL since 2015. She co-owns Integrity Tax Solutions, a tax preparation business, and also works as a tax specialist providing individual tax return services for Intuit Turbo Tax. Ameriprise serves clients primarily through its retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets, offering tailored, research-driven recommendations that incorporate tax-efficiency and income source analysis.

Paul Carter is a CFP® professional with 10 years of experience in the financial services industry. He is currently with Cetera and has held prior positions at First Allied Securities Inc., Richard Worrell, LLC, Northwestern Mutual Investment Services LLC, and BBT Investments. Cetera Investment Advisers LLC is an SEC-registered firm serving a nationwide network of independent advisors and a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through multiple program structures and affiliations, managing over $256 billion in assets.

Erin Fox is a Series 66-licensed financial advisor with 12 years of industry experience, currently practicing at Cambridge Investment Research Advisors since 2018. Prior to this, she was associated with Family Wealth Advisors, Inc. from 2014 to 2019. She is also the president of Fox Financial Advisors LLC. Cambridge Investment Research Advisors is a large SEC-registered advisory firm serving a diverse client base including individuals, retirement plans, charitable organizations, and estates. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management options and model-based solutions tailored to client objectives.

John Adams is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Equitable Advisors since 1999, including its prior affiliation as Axa Advisors, LLC. Outside of his advisory role, Adams is a CPA providing tax and advisory services as a sole proprietor and serves as a deacon and secretary of the deacon board at Evangel Temple Assembly of God in Jacksonville, Florida. Equitable Advisors serves individual and institutional clients, offering financial planning, retirement plan consulting, and a variety of asset-management programs. The firm’s approach includes matching clients to advisory models and discretionary managers, with many solutions implemented through third-party platforms and LPL-sponsored programs.

Rebecca Sheehan is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and over 30 years of industry experience. She has been with Primerica Advisors since 1995 and Primerica Financial Services since 1994. Outside of investment advisory, she is involved in the sale of loan products, home security, automation, and other home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm employs a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Edward Brennan is a financial advisor at UBS Financial Services with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and capital market assumptions to tailor client plans.

Michael Ferreira is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. Prior to this, he spent 13 years with Ameriprise Financial Services, Inc. Outside of advising, he is involved in multiple business ventures including a management company and a tax preparation service. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides written recommendations and ongoing planning advice focused on dependable income and tax-aware withdrawal strategies.

Scott Schless is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 designations and eight years of industry experience. He previously worked at First Command Insurance Services and Equity Services, among other firms. Outside of his advisory role, Schless is president of Schless Insights, Inc., a paraplanning and trading business. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, offering both proprietary and third-party model strategies across multiple platform arrangements.

Jay Funyak is a financial advisor at LPL Financial with 18 years of industry experience. His prior roles include positions at Moralis Technologies, MassMutual, MFA Wealth, and Northwestern Mutual. He holds Series 63 and Series 65 licenses. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Robert Winsor Jr. is a CFP® professional with five years of industry experience, currently affiliated with Mass Mutual Investors Services. His prior experience includes roles at Guardian Life Insurance Company, Park Avenue Securities, and Bloomberg LP. He is a partner and owner of RHEI Private Client Group, LLC, an entity used for pass-through compensation. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing collaborative, annual planning engagements using firm-approved analytical tools.

Lance Lichorat is a financial advisor with MassMutual Investors Services in Ponte Vedra, FL, holding Series 63 and Series 65 licenses with 15 years of industry experience. His career includes roles at MassMutual Life Insurance Company since 2016 and METLIFE Securities from 2011 to 2017. Outside of his advisory role, he owns 3S Wealth LLC and works as an insurance agent specializing in dental, disability income, life, accident, and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning relationships using firm-approved analytical tools and programs, including recent additions such as Divorce Planning and employer-sponsored planning services.

David Kleinik is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has been with Primerica Advisors since 2007 and is also involved with All Trax Services LLC since 2026. Outside of investment advisory, he engages in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, managing approximately $15.5 billion in assets. The firm uses model-delivery strategies created by unaffiliated asset managers and provides advisory services through a large network of advisors across the country.

Robin Yates is a financial advisor with LPL Financial in St. Johns, Florida, holding a Series 66 designation and 24 years of industry experience. Prior to joining LPL Financial in 2020, he worked at Sagepoint Financial, Inc. from 2016 to 2019. Outside of his advisory role, he is a group fitness instructor at Baileys Gym in Jacksonville, Florida. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, wrap and model portfolio programs, and institutional platforms, with advice provided through a large network of investment adviser representatives using various portfolio strategies.

Joseph Budd is a financial advisor with OSAIC in St. Johns, FL, holding Series 63 and Series 66 credentials and over 33 years of industry experience. He previously worked at Lincoln Financial Securities Corporation for 17 years before joining OSAIC in 2025. Outside of his advisory role, Budd is involved in several insurance-related businesses specializing in life, health, annuity products, and premium financing. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of advisors and multiple platforms. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managers to construct diversified portfolios suited to clients' risk tolerance and preferences.

Natalie Haskins is a financial advisor with Edward Jones in Fleming Island, FL. She holds the Series 66 designation and has seven years of experience at Edward Jones. Prior to joining Edward Jones, she worked at Sam's St John's Seafood and Florida's First Coast YMCA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 advisors and offers a range of advisory strategies, including both discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Robert Zacharias is a ChFC® and holds a Series 66 license with 28 years of industry experience. He has worked at Cetera and its affiliated entities since 2021, previously serving seven years at Voya Financial Advisors. Outside of finance, he serves as a committee member and trustee at Island View Baptist Church in Orange Park, FL. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, employer-sponsored retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors.

Philip Rogero is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 credentials and possessing 14 years of industry experience. He has been with MML Investors Services since 2012 and associated with MassMutual Life Insurance Company since 2011. Rogero is also involved in insurance sales and service through his ownership of Rogero Wealth, LLC, which focuses on fixed insurance products. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, ongoing planning relationships supported by firm-approved analytical tools and offers a range of programs including estate and employer-sponsored planning.

Dipen Patel is a financial advisor at Merrill with eight years of industry experience and holds a Series 66 designation. He has worked at Merrill and Bank of America since 2017 and previously spent seven years at Ramco Group. Outside of advising, Patel is a co-owner of a family-run rental property business in Jacksonville, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.