Robert Cenko is a financial advisor at Reliance Investing, Inc. with 21 years of industry experience. He has worked at Reliance Investing since 2018 and previously spent time at Sterling Global Strategies and Northwestern Wealth Management. Mr. Cenko is also an insurance agent involved in insurance activities approximately 20% of the time. Reliance Investing provides discretionary, fee-based portfolio management, retirement planning, and pension consulting to individuals, plan sponsors, trusts, and similar clients. The firm emphasizes diversified, systematic portfolios with ongoing monitoring and serves primarily non-high-net-worth individuals without a firm minimum account size.

Jaime Boyer is a financial advisor at Kachkovsky & Fisher, Inc. with 22 years of industry experience. He holds the Series 66 designation and has previously worked at Raymond James Financial Services Advisory, Inc. and G. Michaelis, Inc. Kachkovsky & Fisher, Inc. manages approximately $244 million for around 394 clients, primarily serving individual investors, high-net-worth households, businesses, trusts, and retirement plans. The firm employs an asset-allocation approach with diversified portfolios using low-cost mutual funds and ETFs, offering both discretionary and non-discretionary investment management along with financial planning and retirement plan consulting.

Annelizabeth Rogers is a financial advisor at Azimuth Wealth Advisors with 16 years of industry experience. She holds a Series 66 designation and has worked at Azimuth since 2017, following two years at DW Advisors. Outside of her advisory role, she is a member of Glacierfish Ski Resort, LLC. Azimuth Wealth Advisors serves individuals, trusts, estates, and various business entities with comprehensive portfolio management and financial planning. The firm employs a discretionary, tailored investment approach, offering services that include M&A advisory and selective use of alternative instruments such as commodities and digital assets.

Nimai Chokshi is a financial advisor with Chokshi & Queen Wealth Advisors in San Diego, CA. He holds Series 63 and Series 65 licenses and has 22 years of industry experience. His prior work includes roles at VOYA Financial Advisors and Cetera Advisor Networks LLC. Chokshi & Queen Wealth Advisors serves individual investors, trusts, employer retirement plans, and other institutions, offering asset management, comprehensive portfolio management, standalone financial planning, and retirement plan consulting. The firm manages portfolios using a combination of fundamental, technical, quantitative, and sector analysis, incorporating a range of investment vehicles including derivatives and sub-advisors.

Jagdish (Jay) Sitlani is a CFA® charterholder with one year of experience at Pacific Point Advisors, LLC. He has worked at Pacific Point Capital, LLC since 2017 and was previously with Relational Investors LLC for 19 years. Sitlani also serves as Chief Financial Officer and General Partner for a real estate fund affiliated with Pacific Point Capital, LLC. Pacific Point Advisors serves affluent families, entrepreneurs, executives, individual investors, and institutions, providing discretionary portfolio management, financial planning, sub-advisory services, and strategy-signal offerings. The firm focuses on diversified, risk-aware asset allocation and uses proprietary model portfolios alongside third-party managers and artificial intelligence tools for research and risk monitoring.

Steven Nuckols is a financial advisor at Wealth Compass Financial, Inc. with nine years of industry experience. He holds a Series 65 credential and previously worked at Blankinship and Foster. In addition to his advisory role, he is an independent licensed insurance agent who occasionally offers insurance products to clients. Wealth Compass Financial serves individual investors, including high-net-worth clients, as well as pension and profit-sharing plans, providing discretionary portfolio management, investment oversight, and integrated financial planning. The firm’s investment approach is based on modern portfolio theory and emphasizes long-term strategies tailored to each client's objectives.

Wesley Melbrod is a financial advisor with M Wealth Management, LLC in San Diego, holding a Series 65 designation and 11 years of industry experience. He has been with M Wealth Management since 2015 and previously operated Melbrod Financial Services from 2008 to 2017. In addition to his advisory role, he prepares taxes for existing advisory clients and related parties through Melbrod Financial Services. M Wealth Management provides discretionary asset management and financial planning to individuals, including high-net-worth clients, and business clients. The firm employs an evidence-based, long-term investment approach that emphasizes strategic asset allocation, broad diversification, cost control, tax-aware implementation, and behavioral coaching, with integrated in-house tax planning and preparation services.

Edward Buchan is a CFP® professional with 24 years of experience in financial advising. He has been with Ted Buchan & Company since 2006. The firm provides investment advice and financial planning primarily to individual and high-net-worth clients, managing portfolios through tailored models that combine fundamental and technical analysis. Ted Buchan & Company oversees a substantial asset base with a focus on discretionary and non-discretionary portfolio management and standalone financial plans.

Robert Stack is a financial advisor at Stack Asset Management in San Diego, CA, with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Stack And Associates since 1988. Outside of investment advising, he owns an accounting and tax services firm, which he has managed since 1998. Stack Asset Management serves individual and high-net-worth clients, families, trusts, estates, and business entities by providing customized discretionary investment management. The firm’s approach is long-term and asset-allocation driven, combining macroeconomic analysis with fundamental company research to tailor portfolios primarily composed of stocks, ETFs, and bonds.

Flat-fee wealth management for families with $5M-25M. One transparent fee. No AUM. No hidden incentives. Not all “flat fee advisors” are interchangeable. It’s the difference between seeing a general physician and going to a specialist who deals with your exact situation every day. When the decisions are meaningful, the expertise behind them matters more. At your level, a single good decision, or avoided mistake, can be worth hundreds of thousands, sometimes millions. We are a flat-fee advisory firm designed for high net worth families who want: -A fee structure that doesn’t compound against them -Deep tax strategy -Institutional-quality advice -A family that flourishes across multiple generations Stephen Nelson, CFA, CFP® I am a Chartered Financial Analyst® (CFA) Charterholder and a CERTIFIED FINANCIAL PLANNER™ professional who has spent my career in investment management and financial planning. I received a Master of Science in Finance and a B.B.A. in Finance from the Cox School of Business at Southern Methodist University in Dallas, Texas. I serve families throughout San Diego and across the country.

Richard Toscano is a financial advisor at Pacific Capital Associates with 19 years of industry experience. He holds a Series 66 designation and has worked at Girard Securities, Inc. and Cetera Advisor Networks before joining Pacific Capital Associates in 2011. Pacific Capital Associates serves individual clients, trusts, retirement plans, and business entities, managing approximately $221 million in assets. The firm employs a valuation-driven, value investing approach with global diversification and emphasizes low-cost index ETFs alongside selective active management.

Charles Rogers is a financial advisor at Azimuth Wealth Advisors with 24 years of industry experience. He holds the ChFC® and Series 66 designations and has worked at Azimuth Wealth Advisors since 2017, following two years at DW Advisors. Outside of financial advising, he is a member of Glacierfish Ski Resort, LLC, a holding company for real property. Azimuth Wealth Advisors serves individuals, including high-net-worth clients, as well as trusts, estates, and various business entities. The firm offers comprehensive portfolio management and financial planning with a discretionary investment approach tailored to client objectives, employing a range of strategies including ETFs, individual securities, and selective use of alternative instruments.

Kyle Spiewak is a Series 65-licensed financial advisor with seven years of industry experience. He is currently with Pacific Point Advisors, LLC and has previously worked at Del Mar Wealth Advisors, Avantax Advisory Services, 1st Global Advisors Inc, Torrey Pines Advisors & Accountants LLP, and Aldrich Group LLP. Outside of his advisory role, he is a partner at Torrey Pines Advisors & Accountants LLP, where he provides tax and accounting services. Pacific Point Advisors serves affluent families, entrepreneurs, executives, individual investors, and institutions by offering discretionary portfolio management, financial planning, consulting, sub-advisory services, and strategy-signal services to other registered investment advisers. The firm focuses on diversified, risk-aware asset allocation through proprietary model portfolios and utilizes third-party managers and artificial intelligence tools for research and portfolio monitoring.

Phylip Simmons is a financial advisor at ATS Wealth Management in San Diego, CA, with nine years of industry experience. He holds a Series 66 designation and has previously worked at firms including Merrill Lynch, Bank of America, and Avantax Advisory Services. Simmons is also involved with ATS Financial, a related financial and insurance business. ATS Wealth Management provides financial planning and discretionary asset management to individuals, high-net-worth clients, charitable organizations, trusts, and businesses. The firm manages approximately $383.6 million in assets across nearly 500 client relationships and uses model portfolios that range from aggressive growth to conservative allocation.

Parker Johnson is a financial advisor at Cooper Capital Group in Encinitas, CA, holding Series 63 and Series 65 licenses with nine years of industry experience. His work history includes roles at Purshe Kaplan Sterling Investments and Northwestern Mutual Investment Services LLC. Cooper Capital Group advises individual and high-net-worth clients as well as employer plan sponsors, providing asset management, portfolio management, financial planning, and retirement plan consulting. The firm employs multiple methods of analysis and a range of investment strategies, offering tailored portfolios and corporate and tax-related planning services alongside wealth management.

Luke Van Houten is a CFP® professional with 11 years of industry experience, currently serving at Lifetime Financial Advisors Inc in Encinitas, CA. His prior work includes roles at Putnam Investments LLC and LPL Financial. Lifetime Financial Advisors provides personalized financial planning and written investment recommendations for individuals, trusts, estates, charitable organizations, corporations, and participants in employer-sponsored retirement plans. The firm offers non-discretionary plans emphasizing mutual funds selected for manager tenure, risk management, and transparency, with billing options including hourly, flat, or retainer fees rather than asset-based charges.

James West is a CFP® and holds a Series 66 license with 20 years of industry experience. He has worked at Platt Wealth Management since 2021 and was previously with Reilly Financial Advisors for seven years. Based in San Diego, CA, West focuses on comprehensive financial planning and investment management. Platt Wealth Management serves individual, high-net-worth, corporate, and retirement plan clients, offering discretionary investment management and written financial planning using an approach grounded in Modern Portfolio Theory. The firm emphasizes strategic asset allocation, diversified mutual fund exposure, and ongoing portfolio supervision tied to client goals and risk tolerance.

Kelly Doyle is a financial advisor at Wealthrise Financial Planning, LLC with two years of industry experience. Prior to joining Wealthrise, she worked for nearly two decades at Rick Engineering Company and spent a year as a homemaker. She holds a Series 65 designation. Wealthrise Financial Planning serves individual and high-net-worth clients with discretionary portfolio management and comprehensive financial planning. The firm employs an evidence-based, tax-aware investment approach that emphasizes low-cost, broadly diversified passive funds and disciplined asset allocation, integrating behavioral considerations into portfolio construction.

Henry Winship IV is a CFA charterholder and Series 63 licensee with six years of industry experience. He is a managing member of Pacific Point Capital, LLC, which serves as general partner to multiple Pacific Point Funds, and holds a California real estate broker license. Since 2018, Mr. Winship has served on the Board of Bunge Limited, where he is Chairman of the Audit Committee. Pacific Point Advisors, LLC provides discretionary portfolio management, financial planning, and consulting services to affluent families, entrepreneurs, executives, individual investors, and institutions. The firm employs diversified, risk-aware asset allocation and proprietary Stable Earnings model portfolios, utilizing third-party managers and AI tools for research and risk monitoring.

Daniel Callan is a financial advisor with Nautilus Advisors LLC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Nautilus Advisors since 2018 and previously spent four years at JPMorgan Securities LLC. Nautilus Advisors, operating as NTLS Wealth Management, serves individuals—including high net worth clients—pension and profit-sharing plans, and charitable organizations. The firm offers portfolio management, financial planning, and consulting services, combining fundamental, technical, and cyclical analysis with a variety of investment strategies and customized planning solutions.