Stephen O'Callaghan is a financial advisor with OSAIC Institutions, Inc. He holds the ChFC® designation and Series 63 and 65 licenses, and has 33 years of industry experience. His career includes positions at Ledyard Bank, Cco Investment Services Corp., Santander Securities LLC, and LPL Financial. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating a hybrid adviser/broker-dealer model with extensive third-party and co-advisory relationships.

Baylee Demers is a financial advisor at Benjamin F. Edwards & Company, Inc. with three years of industry experience. Prior to joining Benjamin F. Edwards in 2023, Baylee worked at Granite State Credit Union, St. Mary's Bank, and Service Credit Union. Baylee holds a Series 66 designation. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving individuals, pension and profit-sharing plans, charitable organizations, corporations, and other institutions through fee-based wrap programs, financial planning, and investment management consulting. The firm offers a range of discretionary and non-discretionary strategies, including mutual fund and ETF model portfolios, separately managed accounts, and customized investment solutions, supported by an in-house trading desk and an Investment Strategy Committee.

Daniel Soucy is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His career includes roles at Infinex Investments Inc. since 2019 and Nationwide Advisory Services from 1999 to 2019, alongside a long tenure with Nationwide Insurance Co. since 1999. Outside of advisory work, he markets Medicare supplement and long-term care insurance and serves as a notary public and justice of the peace in New Hampshire. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a large network of representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and providing clients options for discretionary or non-discretionary account management.

Matthew Cameron is a financial advisor at Citizens Securities, Inc. with 17 years of industry experience. He holds the Series 66 designation and has worked at Citizens Securities since 2021, following a 12-year tenure at American Funds Distributors, Inc. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm operates a digital advisory program and a Managed Account program while also functioning as a broker-dealer and insurance agency.

Christopher Murphy is a financial advisor with Empower Advisory Group, holding Series 66 and Series 63 licenses and seven years of industry experience. He has worked at Empower Advisory Group since 2026 and previously was employed with GWFS Equities from 2019. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Craig Smith is a CFA® charterholder with 16 years of industry experience. He has worked at Mariner Wealth Advisors since 2021 and previously spent 11 years at Granite Investment Advisors, Inc. Mariner serves a diverse client base, including individuals, pension plans, trusts, estates, charitable organizations, corporations, and private funds, providing investment management, financial planning, retirement plan consulting, and access to pooled vehicles and third-party managers. The firm employs discretionary, customized portfolios supported by an internal investment committee and integrates tax, accounting, and financial wellness services alongside traditional portfolio management.

Brian Keane is a financial advisor with Eagle Strategies (NY Life) based in Manchester, NH. He holds Series 63 and Series 66 credentials and has 20 years of industry experience. Keane is also the owner of Prolman & Keane Financial, LLC and volunteers as a coach for youth sports teams and serves on the board of a local youth soccer club. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm offers multiple program types and emphasizes tailored recommendations, managing the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Renrick Pesce is a CFP® professional with nine years of experience in financial advising. He is currently with Mariner and previously held roles at CITY NATIONAL BANK, RBC Capital Markets, Fidelity Brokerage Services, AXA Advisors, and John Hancock entities. His background also includes experience outside finance, having worked at both Lyft and Uber. Mariner serves a diverse client base including individuals, pension plans, trusts, estates, and charitable organizations, providing investment management, financial planning, retirement plan consulting, and coordinated tax and family office services. The firm uses discretionary, customized portfolios supported by an internal management team and third-party allocations, with a notable integration of tax and accounting services uncommon for a firm of its size.

Donald Boisvert is a ChFC® credentialed financial advisor with 41 years of experience at Equity Services, Inc. in Manchester, NH. He has been with Equity Services since 1985 and has also been engaged with National Life Insurance Company since 1983, focusing on sales of life, disability, health, long-term care insurance, and annuities. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and utilizes third-party asset managers and model portfolios to deliver a mix of long-term and specialized investment strategies.

Amy Erazo Interiano is a financial advisor at Empower Advisory Group with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including RBC Capital Markets and Digital Federal Credit Union. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services integrate with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns through proprietary and third-party planning methodologies.

Robert Reynolds is a financial advisor at TD Private Client Wealth LLC with Series 66 credentials and one year of experience in the industry. Prior to his current role, he has held multiple positions at TD Bank since 2021 and worked in the service industry with Applebee's and Burger King. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth, and retail clients. The firm offers portfolio management through various TD-branded portfolios combining strategic and tactical asset allocation with investments from affiliated and third-party managers.

Scott Coulter is a CFP® professional with 32 years of industry experience, currently affiliated with OSAIC Institutions, Inc. He has held roles at several firms including Citizens Securities, Inc., Santander Securities LLC, LPL Financial, IFMG Securities, Inc., and Invest Financial Corporation. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory and financial planning services, with a hybrid adviser/broker-dealer structure and access to alternative investments and lending solutions.

David James is a financial advisor with OSAIC Institutions, Inc. He holds Series 63 and Series 65 designations and has 12 years of industry experience. His prior work history includes positions at Infiex Investments, NH Trust, Ameriprise Financial Services, and Citizens Bank and its affiliated entities. Outside of his advisory role, he serves as President of the Board of Directors for the Plymouth Regional Huskies Football and Cheer, a nonprofit organization. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, access to alternative investments, and lending solutions, operating with a hybrid adviser/broker-dealer model and using independent third-party promoters.

Alan Labrie is a financial advisor with TD Private Client Wealth LLC in Concord, NH, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior work includes roles at TD Bank N.A., Family First Life, Citizens Securities, and Paychex. Outside of finance, he works as a self-employed pianist and organist and serves as the Director of Sacred Music at St. Andre Bessette Parish. TD Private Client Wealth LLC provides discretionary wrap-fee managed accounts and brokerage services to institutional and high-net-worth private clients, offering portfolio management, financial planning support, and access to various investment products through affiliated and third-party managers.

Jillian Thomas is a financial advisor at Mariner with five years of industry experience. She holds the ChFC® designation and Series 65 license. Prior to joining Mariner Wealth Advisors in 2021, she worked at Granite Investment Advisors from 2014 to 2021. She serves as a voluntary board member and Finance Committee member for The Woodside School, a nonprofit providing daycare services to children ages 0-5. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and coordinated tax services. The firm employs discretionary, customized portfolios supported by an internal investment team and uses a range of strategies including alternatives and digital assets, alongside notable tax and administrative capabilities uncommon among large advisory firms.

Joyce Skaperdas is a financial advisor at Mariner with 14 years of industry experience. She holds a Series 65 designation and has worked at Mariner Wealth Advisors since 2021, following roles at Granite Investment Advisors and Citizens Securities, Inc. She serves on the board of the Connors Kindness Project, a nonprofit organization based in Woburn, MA. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, and retirement plan consulting. The firm employs discretionary, customized portfolios supported by an internal team and third-party managers, along with integrated tax and accounting services and specialized financial wellness tools.

William Kearney is a CFP® with 44 years of industry experience, currently serving as a financial advisor at Benjamin F. Edwards & Company, Inc. since 2016. His prior work includes roles at Wedbush Securities Inc., Wells Fargo Clearing, and A. G. Edwards & Sons, Inc. Outside of his advisory work, he manages a family amusement park business in Concord, NH. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer that provides a broad range of services including financial planning, retirement plan consulting, and investment management to individuals, institutions, and charitable organizations. The firm offers diverse investment strategies through discretionary and non-discretionary wrap programs supported by an internal trading desk and oversight by an Investment Strategy Committee.

Fabiana Pereira is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 65 credentials and nine years of industry experience. Her career includes roles at LPL Financial, Salem Five Bank, Sentinel Benefits & Financial Group, and most recently NH Trust as an Associate Wealth Manager. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services and financial planning through a network of investment adviser representatives, employing a hybrid adviser/broker-dealer structure with access to alternative investments and lending solutions.

Griffin Gardner is a financial advisor with First Command Advisory Services and holds Series 65 and Series 63 credentials. He has one year of industry experience and has worked at multiple First Command entities since 2024. Prior to his advisory roles, he held various positions including work at Southern New Hampshire University and Green Acres Pet Resort. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and offers wrap-fee asset management programs managed by a centralized Investment Management Team using a disciplined model portfolio approach.

Alyssa Watson is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 65 designations and five years of industry experience. She has worked with TD Bank N.A. since 2017 and was previously involved in the hospitality sector with Moorings Inn and Mansell Boat Rentals. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients, utilizing a combination of strategic and tactical asset allocation with investments from both affiliated and third-party sub-managers.