Christopher Ruffino is a CFP® with 20 years of industry experience and is currently affiliated with Raymond James Financial Services Advisors, Inc. He has held roles at firms including Fulton Bank, Copper Beech Financial Group, Edward Jones, and Legg Mason. In addition to his advisory work, he manages a rental real estate property. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports its clients through various advisory programs and institutional consulting.

Susan Hoyt is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has worked at LPL Financial since 2021 and previously spent over two decades with M&T Securities, Inc., Allfirst Brokerage Corporation, and York Bank & Trust Co. Outside of her advisory role, she is the owner of Prettyboy Grooming, a horse boarding business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting through a national network of investment adviser representatives.

Alex Patterson is a financial professional with three years of industry experience, currently affiliated with OSAIC in Lancaster, PA. He holds a Series 66 designation and has previously worked at Royal Alliance Associates, Inc. Additionally, he operates a sole proprietorship, Patterson Financial Services, where he assists clients with account access and leads sales meetings for securities and insurance products. OSAIC serves a broad range of retail and institutional clients through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing various tools and third-party solutions to construct and manage diversified portfolios.

Elizabeth Dean is a financial advisor at LPL Financial with 13 years of industry experience. She holds the Series 66 designation and has previously worked at Bni, Life's Journey Financial LLC, Elizabeth A Adams LLC, Contact HelpLine, and Waddell & Reed Inc. Outside of her advisory role, she is involved in music as a singer and musician. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and services, including financial planning, retirement plan consulting, and access to model portfolios supported by LPL Research and third-party subadvisors.

Cole Brillhart is a financial advisor at Ameriprise in York, PA, holding a Series 66 designation with three years of industry experience. Prior to joining Ameriprise in 2022, he worked in educational roles at Lewis University and local school districts. He is also involved with LPPO, LLC as a financial adviser and investment manager. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement who meet certain asset criteria, offering non-discretionary, research-driven recommendations focused on income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines automated analysis with advisor collaboration and emphasizes the use of Ameriprise-managed accounts in its planning approach.

Denise Potter is a financial advisor at RBC Capital Markets with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at RBC Capital Markets since 2012. She also serves on the board of directors for Olivia's House, a nonprofit organization in York, Pennsylvania. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers.

Jeffrey Reynolds Jr. is a financial advisor with Ameriprise in York, PA, holding a Series 66 designation and four years of industry experience. Prior to his current role, he worked at Independence Beer Garden and has experience in both corporate and educational settings, including Temple University and FedEx. Outside of his advisory role, he is involved with LPPO, LLC as a financial advisor and investment manager. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through a structured, non-discretionary service that focuses on dependable income sources and tax-aware withdrawal strategies.

Vincent Hackler is a financial advisor at Ameriprise with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise since 2009. Outside of advising, he is co-owner of a real estate business and is pursuing a patent related to a pickup truck accessory. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendations through a centralized consulting team.

Mark Stoltzfus is a financial advisor at Cambridge Investment Research Advisors with 39 years of industry experience. He holds Series 63 and Series 65 credentials. His prior experience includes roles at Cetera, LPL Financial, and American Portfolios Financial Services, Inc., as well as operating Stoltzfus Financial LLC since 2017. Outside of advising, he is also active as a musician. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm provides financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals, offering a range of portfolio management and model-based solutions tailored to client objectives.

Andrew Blackstone is a CFP®-designated financial advisor with Raymond James Financial Services Advisors, Inc., where he has worked for 11 years. He has 11 years of industry experience and is based in York, PA. Outside of his advisory role, he serves on the board and governance committee of The Christian School of York. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse range of clients, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary services supported by risk profiling and modeling tools, and maintains a unique municipal advising affiliation alongside programs such as SIMPLE IRA Employer Advisory & Consulting Services.

David Garber is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 63 and Series 65 designations and has 29 years of industry experience. Prior to joining Raymond James, he worked at Wells Fargo Advisors Financial Network LLC from 2011 to 2018. Garber is a partner in an LLC established to purchase an office suite for conducting his advisory business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting supported by advanced analytical tools and maintains specialized programs in municipal and public finance as well as SIMPLE IRA employer advisory services.

Joel Long is a financial advisor with Cetera and holds Series 63 and Series 65 licenses. He has 29 years of industry experience and has worked at firms including Avantax Insurance Agency and Willoughby Wealth Management Group. Outside of his advisory work, he is involved in various business activities including ownership and management of an insurance agency, tax preparation services, and a food products company. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large nationwide network of independent advisors and operates a multi-manager platform with access to both affiliated and third-party managers.

Jillian Snyder is a financial advisor with LPL Financial in Lancaster, PA, holding a Series 66 designation and 12 years of industry experience. She has been with LPL Financial since 2017 and is also associated with Landis Financial Advisors, Inc. and Christian W. Landis Agency, Inc., both since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from multiple sources.

Michael Hoffmann is a financial advisor with Ameriprise in York, PA, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, Hoffmann is involved in multiple business ventures including serving as Chief Operating Officer of MJ Hoffmann LLC and co-owning WHW Aviation Holdings, LLC, a private charter and organ transplant jet services company. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement, typically with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendations through a centralized consulting team, supporting a broad range of advisory, brokerage, and insurance solutions.

Henry Podlaszewski Jr. is a financial advisor with UBS Financial Services, holding a Series 66 designation and 19 years of industry experience. He previously worked at Morgan Stanley and RBC Capital Markets. He is based in Shrewsbury, Pennsylvania. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor client plans.

Daniel Hair is a financial advisor with Edward Jones in Lancaster, PA. He holds a Series 66 designation and has been with Edward Jones since 2025. Prior to his advisory role, he was involved with various councils of the Boy Scouts of America and worked at Millersville University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of managed solutions, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Jeffrey Gay is a CFP® with over 42 years of experience and is currently affiliated with Raymond James Financial Services Advisors, Inc. He has been with Raymond James since 1999. In addition to his advisory role, he is involved in local political activities and serves as president of Market Street Financial & Political Consultants, LLC, which owns the property housing his office. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning supported by analytical tools and offers specialized programs such as municipal advisory services and SIMPLE IRA employer consulting.

Karen Heltzel is a financial advisor at Stifel with 10 years of industry experience and a Series 66 designation. She has been with Stifel since 2014. Outside of her advisory role, she is a member of Leave a Legacy York County, where she assists nonprofits in promoting planned gifts, and participates in the Hayshire Elementary PTO, helping organize school community events. Stifel serves a broad client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and planning analyses.

Andrea Morrison is a financial advisor at Edward Jones in York, PA, holding Series 63 and Series 66 credentials with eight years of industry experience. She has worked at Edward Jones since 2019 and previously spent five years at Assured Partners. Outside of her advisory role, she is connected to CMA Insurance Services through her spouse but does not participate in the daily operations. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment strategies through a large network of financial advisors and branch offices nationwide.

Charles Barton is a financial advisor at Edward Jones with seven years of industry experience. He has been with Edward Jones since 2018 and previously worked at Mylan Pharmaceuticals for four years. He holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large national network of financial advisors and branch offices.