Riley Stafford is a Financial Advisor at Merrill Lynch Wealth Management, specializing in guiding young professionals, families, and retirees through personalized, long-term financial strategies. He focuses on building confidence in clients' financial lives by creating customized plans that address their goals and values, with an emphasis on generational wealth and legacy building. Riley holds a Bachelor's degree and a Master of Business Administration (MBA) from the University of Tennessee System. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He works collaboratively with a team possessing over 100 years of combined experience to provide comprehensive planning support. Outside of his professional role, Riley is involved with community organizations such as the East Tennessee Alliance for Animals and Habitat for Humanity. His personal interests include boating, music, photography, reading, soccer, spending time with family, traveling, watching movies, and practicing yoga.

William Hunt is a financial advisor with Raymond James & Associates, holding Series 65 and Series 63 licenses. He has one year of industry experience, including roles at Innovative Medical Products and Arthrex. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal clients with financial planning, investment consulting, and institutional fiduciary solutions.

Patrick Neel is a financial advisor with Wells Fargo Clearing in Chattanooga, TN, holding a Series 66 designation and 12 years of industry experience. He previously worked at Edward Jones from 2013 to 2017 before joining Wells Fargo Clearing in 2017. Outside of his advisory role, he serves as an executor for an investment-related estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Heather Edmondson is a CFP® professional and Series 66 license holder with nine years of industry experience. She has been with Edward Jones since 2016. Outside of her advisory role, she serves as the Education Coordinator for the Nooga Exchange BNI group in Hixson, TN. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment strategies. The firm is distinguished by its extensive advisor and branch network, affiliated investment capabilities, and fiduciary standard of care.

Mariah Barrows is a financial advisor with LPL Financial based in Chattanooga, TN, holding a Series 66 designation and three years of industry experience. She has previously worked with First Horizon Bank and First Horizon Advisors, where she spent a total of over seven years. Barrows is also a notary connected to First Horizon Bank and Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms such as the Bank Wealth Program.

Robin Todd is a Financial Consultant at Fidelity Investments, a position held since 2015. In this role, Robin collaborates with clients to build and customize financial plans tailored to their individual family needs. Robin focuses on developing strategies that enhance these plans while maintaining open lines of communication. As a Certified Financial Planner, Robin acts as an advocate for clients, ensuring their financial objectives are met through careful planning and ongoing support. Robin's approach centers on partnership with clients to identify and implement effective financial solutions. Outside of work, Robin engages in various personal interests including fitness, football, golf, outdoor adventures, pets, and tennis.

Eric Abbott is a financial advisor at Edward Jones in Chattanooga, TN, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones, his work history includes roles at Holder Construction, O'Brian & Gere, Abbott Health & Fitness, and Orangetheory Fitness. Edward Jones is a full-service wealth management firm serving institutional and individual clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets with a large network of advisors and branches, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Ronald Farrow is a financial advisor at OSAIC with 29 years of industry experience. He holds a Series 63 designation and has worked at firms including Lincoln Financial Securities Corporation and Independent Advisers Group Corp. Outside of advising, he is an insurance agent offering a range of health and life insurance products and owns Willow Tree Wealth Management, LLC, which supports his business operations and offers additional insurance services. OSAIC serves a diverse client base including individual and institutional investors, providing integrated brokerage, advisory, and financial planning services through a broad network of affiliated advisers and multiple platforms. The firm employs various asset-allocation and portfolio construction tools and offers access to third-party money managers and managed-account solutions.

Kristie Stevenson is a Series 66 licensed financial advisor with LPL Financial, based in Chattanooga, TN, with four years of industry experience. She has been with LPL Financial since 2019 and concurrently works with Tennessee Valley Federal Credit Union since 2011. Stevenson operates a DBA for her LPL business under Tennessee Valley Investment Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, employing multiple investment strategies and platforms supported by advanced operational tools.

Edward Obrien III is a financial advisor with UBS Financial Services in Chattanooga, TN, holding Series 63 and Series 65 designations and possessing 29 years of industry experience. He has been with UBS Financial Services since 2000. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Christopher Frank is a financial advisor with Raymond James Financial in Chattanooga, TN, holding a Series 63 designation and bringing 33 years of industry experience. He has worked previously with FTB Advisors, Inc. and First Tennessee Brokerage Inc. In addition to his advisory role, he is involved with Pinnacle Asset Management and The Frank Group, where he collaborates with banking partners and manages client investment accounts. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored, non-discretionary planning supported by analytical modeling and maintains specialized programs and partnerships that differentiate its service offering.

Vince Stafford is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on helping clients pursue their personal financial goals by creating personalized wealth management plans that consider individual priorities and long-term aspirations. Vince approaches wealth management with attention to multiple factors including clients' balance sheets, risk tolerance, family dynamics, and evolving fiscal conditions, aiming to deliver clear and transparent guidance. He brings professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Vince holds a Bachelor's Degree from the University of Tennessee at Chattanooga. His work philosophy emphasizes hard work, consistent communication, and ongoing stewardship to support clients in achieving their life and legacy objectives.

Clark Bowers is a financial advisor with UBS Financial Services in Chattanooga, TN. He holds the Series 66 designation and has one year of industry experience. Prior to joining UBS, he worked at First Horizon Advisors and spent several years at FedEx Services and Robert Half. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets products.

Carrie Turcotte is a financial advisor at LPL Financial with 19 years of industry experience. She holds the CFP® and Series 66 designations and has previously worked at Wells Fargo Advisors and Raymond James & Associates. She operates in Chattanooga, TN, and maintains business entities related to her advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, with a focus on combining scale and broad financial activities alongside its advisory services.

Cassandra Brewer is a financial advisor at UBS Financial Services with 14 years of industry experience. She holds a Series 66 designation and has worked at UBS since 2011, including her current role since 2018. Prior to her current position, she was with Reliance Human Capital Management for one year. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm employs proprietary research and model-based asset allocations to tailor investment strategies aligned with clients’ goals and risk tolerance.

Christopher Cecil is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Edward D. Jones & Co., L.P. for 23 years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mindi Walters is a financial advisor at Primerica Advisors with 11 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Walters and Associates, LLC, PFS Investments Inc, and Primerica Financial Services. In addition to advisory work, she is involved in sales of loan products and home security referrals through Primerica Mortgage and affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by third-party asset managers and supports trade execution and custody through Pershing and BNY Mellon Advisors.

David Conrad is a Series 66-licensed financial advisor with Ameriprise, based in Ooltewah, Tennessee, and has 22 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory work, he is a co-owner of DSPC Real Estate LLC. Ameriprise provides retirement-income planning services targeted at individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Zachary Gilbert is a financial advisor at OSAIC with four years of industry experience. He holds a Series 66 designation and has worked previously at Lincoln Financial Securities Corporation, Bank of Tennessee, SmartBank, and Volkswagen. In addition to his advisory role, he is also active as an insurance agent offering various insurance products including accident, health, and life insurance. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations, providing integrated brokerage and advisory services through a large network of affiliated financial advisors and multiple advisory platforms. The firm utilizes a range of asset-allocation tools and third-party services to manage portfolios across discretionary and non-discretionary accounts.

Craig Seyfert is a Wealth Management Advisor at Merrill Lynch Wealth Management. He employs a comprehensive, planning-based approach to wealth management, leveraging insights from Merrill and the banking services of Bank of America to develop personalized financial strategies aligned with clients’ long-term goals. With 25 years at the firm, Craig specializes in corporate benefits, executive services, divorce transition planning, employee benefits planning, executive compensation, institutional investment consulting, and services for endowments, foundations, and non-profits. His expertise extends to retirement planning and consulting for defined benefit and defined contribution plans. Craig holds a Bachelor's Degree from the University of Memphis and maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Craig participates actively in his community, volunteering with organizations such as the Chattanooga Food Bank and Susan G. Komen. Outside of his professional responsibilities, his personal interests include hunting, ice hockey, skiing, and traveling.