Emerson Brown is a CFP®-certified financial advisor with 11 years of industry experience, currently with Raymond James & Associates in Chattanooga, TN. Prior to joining Raymond James in 2021, he worked at Truist Advisory Services, Inc. and Truist Investment Services, Inc. from 2017 to 2021, and held roles at Brown Associates, Inc. and Garth & Brown Investment Management, LLC from 2015 to 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services supported by a nationwide adviser network.

Charles Cordle Jr. is a financial advisor at Osaic Wealth, Inc. with 18 years of industry experience. He holds a Series 66 designation and has previous experience at American Portfolios Financial Services, Inc. and Cox Wealth Management, LLC. Outside of his advisory work, he plays guitar and manages sound and audio for his church worship group. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients, including high-net-worth individuals, retirement plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employing asset-allocation tools, risk assessment, and a variety of investment vehicles to construct portfolios tailored to client needs.

Richard Jones is a financial advisor at Merrill with 11 years of industry experience and holds the Series 66 designation. He has been with Merrill since 2014 and previously worked at Massachusetts Mutual Life Insurance for one year. Merrill provides managed account services through its Select Portfolio Solutions Program to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Cory Gaylord is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 licenses. He has 10 years of industry experience, including eight years at Northwestern Mutual Wealth Management Company. Outside of his advisory role, he serves as the head golf coach for the high school men's and women's teams at Chattanooga Christian School. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning relationships using advanced analytical tools and offers specialized programs including divorce planning and employer-sponsored plans.

Theodore Boerger is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 38 years of industry experience. He has worked at MassMutual Life Insurance Company since 2017 and with MML Investors Services since 1987. In addition to his advisory role, he is also licensed as a life and health insurance agent. MML Investors Services, LLC operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning using firm-approved analytical tools and offers specialized programs such as divorce planning and event-driven estate and employer-sponsored planning.

Michael Tomshack is a financial advisor with Morgan Stanley in Chattanooga, TN, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Morgan Stanley since 2007 and worked at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as secretary for the William C. Pallas, MD Foundation, Inc. and maintains a photography business through which he donates time and materials to local charities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and the Global Investment Committee’s Secular Return Estimates to model outcomes for its clients.

Scott Carswell is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Edward Jones for eight years before joining Wells Fargo in 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

Riley Stafford is a Financial Advisor at Merrill Lynch Wealth Management, specializing in guiding young professionals, families, and retirees through personalized, long-term financial strategies. He focuses on building confidence in clients' financial lives by creating customized plans that address their goals and values, with an emphasis on generational wealth and legacy building. Riley holds a Bachelor's degree and a Master of Business Administration (MBA) from the University of Tennessee System. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He works collaboratively with a team possessing over 100 years of combined experience to provide comprehensive planning support. Outside of his professional role, Riley is involved with community organizations such as the East Tennessee Alliance for Animals and Habitat for Humanity. His personal interests include boating, music, photography, reading, soccer, spending time with family, traveling, watching movies, and practicing yoga.

Guadalupe Mendoza is a financial advisor at Thrivent Investment Management with two years of industry experience. She holds a Series 66 designation and has worked at various organizations, including multiple roles within Thrivent Financial. In addition to her advisory role, she engages in reselling gently used clothing through online marketplaces. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial analyses without offering portfolio management for institutional clients. The firm’s approach includes comprehensive planning in areas such as retirement, tax, estate, and special needs, delivered through a network of financial advisors.

William Hunt is a financial advisor with Raymond James & Associates, holding Series 65 and Series 63 licenses. He has one year of industry experience, including roles at Innovative Medical Products and Arthrex. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal clients with financial planning, investment consulting, and institutional fiduciary solutions.

Patrick Neel is a financial advisor with Wells Fargo Clearing in Chattanooga, TN, holding a Series 66 designation and 12 years of industry experience. He previously worked at Edward Jones from 2013 to 2017 before joining Wells Fargo Clearing in 2017. Outside of his advisory role, he serves as an executor for an investment-related estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Heather Edmondson is a CFP® professional and Series 66 license holder with nine years of industry experience. She has been with Edward Jones since 2016. Outside of her advisory role, she serves as the Education Coordinator for the Nooga Exchange BNI group in Hixson, TN. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment strategies. The firm is distinguished by its extensive advisor and branch network, affiliated investment capabilities, and fiduciary standard of care.

Mariah Barrows is a financial advisor with LPL Financial based in Chattanooga, TN, holding a Series 66 designation and three years of industry experience. She has previously worked with First Horizon Bank and First Horizon Advisors, where she spent a total of over seven years. Barrows is also a notary connected to First Horizon Bank and Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms such as the Bank Wealth Program.

Robin Todd is a Financial Consultant at Fidelity Investments, a position held since 2015. In this role, Robin collaborates with clients to build and customize financial plans tailored to their individual family needs. Robin focuses on developing strategies that enhance these plans while maintaining open lines of communication. As a Certified Financial Planner, Robin acts as an advocate for clients, ensuring their financial objectives are met through careful planning and ongoing support. Robin's approach centers on partnership with clients to identify and implement effective financial solutions. Outside of work, Robin engages in various personal interests including fitness, football, golf, outdoor adventures, pets, and tennis.

Eric Abbott is a financial advisor at Edward Jones in Chattanooga, TN, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones, his work history includes roles at Holder Construction, O'Brian & Gere, Abbott Health & Fitness, and Orangetheory Fitness. Edward Jones is a full-service wealth management firm serving institutional and individual clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets with a large network of advisors and branches, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Ronald Farrow is a financial advisor at OSAIC with 29 years of industry experience. He holds a Series 63 designation and has worked at firms including Lincoln Financial Securities Corporation and Independent Advisers Group Corp. Outside of advising, he is an insurance agent offering a range of health and life insurance products and owns Willow Tree Wealth Management, LLC, which supports his business operations and offers additional insurance services. OSAIC serves a diverse client base including individual and institutional investors, providing integrated brokerage, advisory, and financial planning services through a broad network of affiliated advisers and multiple platforms. The firm employs various asset-allocation and portfolio construction tools and offers access to third-party money managers and managed-account solutions.

Kristie Stevenson is a Series 66 licensed financial advisor with LPL Financial, based in Chattanooga, TN, with four years of industry experience. She has been with LPL Financial since 2019 and concurrently works with Tennessee Valley Federal Credit Union since 2011. Stevenson operates a DBA for her LPL business under Tennessee Valley Investment Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, employing multiple investment strategies and platforms supported by advanced operational tools.

Edward Obrien III is a financial advisor with UBS Financial Services in Chattanooga, TN, holding Series 63 and Series 65 designations and possessing 29 years of industry experience. He has been with UBS Financial Services since 2000. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Christopher Frank is a financial advisor with Raymond James Financial in Chattanooga, TN, holding a Series 63 designation and bringing 33 years of industry experience. He has worked previously with FTB Advisors, Inc. and First Tennessee Brokerage Inc. In addition to his advisory role, he is involved with Pinnacle Asset Management and The Frank Group, where he collaborates with banking partners and manages client investment accounts. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored, non-discretionary planning supported by analytical modeling and maintains specialized programs and partnerships that differentiate its service offering.

Vince Stafford is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on helping clients pursue their personal financial goals by creating personalized wealth management plans that consider individual priorities and long-term aspirations. Vince approaches wealth management with attention to multiple factors including clients' balance sheets, risk tolerance, family dynamics, and evolving fiscal conditions, aiming to deliver clear and transparent guidance. He brings professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Vince holds a Bachelor's Degree from the University of Tennessee at Chattanooga. His work philosophy emphasizes hard work, consistent communication, and ongoing stewardship to support clients in achieving their life and legacy objectives.