Brandon Luedtke is a financial advisor with Cambridge Investment Research Advisors and holds a Series 65 designation. He has one year of experience in the financial industry, having previously worked in hospital psychiatry for eight years. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension funds, and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals and multiple platform offerings.

Mariah Barrows is a financial advisor with LPL Financial based in Chattanooga, TN, holding a Series 66 designation and three years of industry experience. She has previously worked with First Horizon Bank and First Horizon Advisors, where she spent a total of over seven years. Barrows is also a notary connected to First Horizon Bank and Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms such as the Bank Wealth Program.

Robin Todd is a Financial Consultant at Fidelity Investments, a position held since 2015. In this role, Robin collaborates with clients to build and customize financial plans tailored to their individual family needs. Robin focuses on developing strategies that enhance these plans while maintaining open lines of communication. As a Certified Financial Planner, Robin acts as an advocate for clients, ensuring their financial objectives are met through careful planning and ongoing support. Robin's approach centers on partnership with clients to identify and implement effective financial solutions. Outside of work, Robin engages in various personal interests including fitness, football, golf, outdoor adventures, pets, and tennis.

Eric Abbott is a financial advisor at Edward Jones in Chattanooga, TN, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones, his work history includes roles at Holder Construction, O'Brian & Gere, Abbott Health & Fitness, and Orangetheory Fitness. Edward Jones is a full-service wealth management firm serving institutional and individual clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets with a large network of advisors and branches, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Ronald Farrow is a financial advisor at Osaic with 29 years of industry experience. He holds a Series 63 designation and has worked previously at Lincoln Financial Securities Corporation and Independent Advisers Group Corp. Farrow also owns Willow Tree Wealth Management, LLC, which offers disability, long-term care, and traditional life insurance. Osaic Wealth serves a wide range of retail and institutional clients through a multi-advisor platform, providing brokerage and advisory services that include financial planning, managed portfolios, and retirement plan consulting. The firm uses a model-based investment process with tools for asset allocation and portfolio optimization, supporting both discretionary and advisor-managed strategies.

Andrew Cole is a financial advisor at Mass Mutual Investors Services with six years of industry experience. He holds a Series 66 designation and has worked at firms including Principal Securities, Allstate Financial Services, and Precision Asset Management. Cole is also the current president of his local BNI chapter. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing planning engagements structured as annual relationships and utilizes firm-approved software to analyze client goals and develop written recommendations.

Kristie Stevenson is a Series 66 licensed financial advisor with LPL Financial, based in Chattanooga, TN, with four years of industry experience. She has been with LPL Financial since 2019 and concurrently works with Tennessee Valley Federal Credit Union since 2011. Stevenson operates a DBA for her LPL business under Tennessee Valley Investment Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, employing multiple investment strategies and platforms supported by advanced operational tools.

Edward Obrien III is a financial advisor with UBS Financial Services in Chattanooga, TN, holding Series 63 and Series 65 designations and possessing 29 years of industry experience. He has been with UBS Financial Services since 2000. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Christopher Frank is a financial advisor with Raymond James Financial in Chattanooga, TN, holding a Series 63 designation and bringing 33 years of industry experience. He has worked previously with FTB Advisors, Inc. and First Tennessee Brokerage Inc. In addition to his advisory role, he is involved with Pinnacle Asset Management and The Frank Group, where he collaborates with banking partners and manages client investment accounts. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored, non-discretionary planning supported by analytical modeling and maintains specialized programs and partnerships that differentiate its service offering.

Clark Bowers is a financial advisor with UBS Financial Services in Chattanooga, TN. He holds the Series 66 designation and has one year of industry experience. Prior to joining UBS, he worked at First Horizon Advisors and spent several years at FedEx Services and Robert Half. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets products.

Carrie Turcotte is a CFP® professional with 20 years of experience in the financial industry. She is currently with LPL Financial and has previously worked at Wells Fargo Advisors and Raymond James & Associates. Turcotte operates in Chattanooga, TN, and has maintained business entities for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various portfolio strategies and technology tools.

Cassandra Brewer is a financial advisor at UBS Financial Services with 14 years of industry experience. She holds a Series 66 designation and has worked at UBS since 2011, including her current role since 2018. Prior to her current position, she was with Reliance Human Capital Management for one year. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm employs proprietary research and model-based asset allocations to tailor investment strategies aligned with clients’ goals and risk tolerance.

Christopher Cecil is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Edward D. Jones & Co., L.P. for 23 years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mindi Walters is a financial advisor with Primerica Advisors in Chattanooga, TN, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. She has worked at Walters and Associates, LLC, PFS Investments Inc., and Primerica Financial Services. Walters is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-delivery investment strategies managed by third-party asset managers. The firm supports advisory services through a large network of advisors and offers a range of models including strategic, tactical, tax-managed, and income-distribution approaches.

Amy Shopp is a financial advisor at Fidelity with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has worked across various Fidelity entities since 2011. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of systematic methodologies, AI tools, and formal governance procedures.

David Conrad is a Series 66-licensed financial advisor with Ameriprise, based in Ooltewah, Tennessee, and has 22 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory work, he is a co-owner of DSPC Real Estate LLC. Ameriprise provides retirement-income planning services targeted at individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Zachary Gilbert is a financial advisor at Osaic with four years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Securities Corporation, Bank of Tennessee, and SmartBank. In addition to his advisory role, he works as an insurance agent offering various types of insurance and annuity products. Osaic Wealth serves a wide range of clients, including individual investors, retirement plans, charities, and corporate clients, providing brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and offers diverse managed account options and third-party money manager programs.

Morteza Karimian is a financial advisor at OSAIC with 35 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Signator Investors, Inc. for 26 years before joining OSAIC in 2018. Karimian is president and CEO of Innovative Financial Group-Chattanooga and co-owner of Innovative Benefits Group, LLC. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services with an investment process focused on model-based asset allocation and portfolio optimization. The firm is notable for its scale, complex affiliate network, and multi-advisor platform.

Emily Boyd Brown is a financial advisor at OSAIC with nine years of industry experience. She holds a Series 66 designation and has worked at JJB Hilliard WL Lyons LLC, FSC Securities Corporation, and the University of Mississippi. Brown serves on the boards of the Fellowship of Christian Athletes—Women in Sports ministry and United Way of Northwest Georgia, where she is involved in local nonprofit activities. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through multiple programs such as comprehensive financial planning and Unified Managed Accounts. The firm emphasizes model-based asset allocation, portfolio optimization, and offers both discretionary and advisor-managed strategies supported by a complex affiliate network and private-equity ownership.

Nicholas Payne is a financial advisor at Edward Jones with a Series 66 designation and five years of industry experience. He has worked at Edward Jones since 2020 and is also the sole member of Afenitas, LLC, a technology consulting business. In addition, he serves as Head Deacon at Calhoun Seventh-Day Adventist Church, participating in monthly board meetings and managing church operations for events. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices nationwide.