Nicholas Pappas is a CFP® and holds a Series 66 license with eight years of experience in the financial services industry. He has been with UBS Financial Services since 2017 and is based in New London, CT. Outside of his advisory role, he serves as Secretary for the Boston Exit Planning Consortium, an association focused on strategic planning and exit planning for business owners. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering a range of financial planning, portfolio management, and capital markets solutions supported by proprietary research and institutional trading capabilities.

Joshua Penfield is a financial advisor at Edward Jones with five years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2020. Prior to joining Edward Jones, he held positions at Girard Motors, Vista Lounge At Wombie Rock, and Brustolon Buick GMC Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Maria Coffey is a financial advisor at Edward Jones with two years of industry experience. She holds the Series 66 designation and has been with Edward Jones Investments since 2024. Prior to joining Edward Jones, she had ten years of experience in an unspecified role. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory and investment strategies supported by a large nationwide network of financial advisors and branch offices. The firm provides discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, affiliated mutual funds, and operates under a fiduciary standard.

Stephen Adeletti is a financial advisor with Ameriprise Financial Services LLC, holding a Series 63 designation and over 38 years of industry experience. He previously worked at UBS Financial Services from 1987 to 2024. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm employs a centralized consulting team that combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by algorithmic automation and oversight committees.

Beat Ryff is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. He has been associated with LPL Financial since 2022 and previously worked with People's United Advisors, Inc. and People's Securities, Inc. He is also involved in Wilmington Advisors @ M&T in an investment-related role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and various investment strategies.

Thomas Dittmeier is a financial advisor with LPL Financial in Waterford, CT, holding Series 63 and Series 65 registrations and 11 years of industry experience. He previously worked for Lincoln Financial Securities Corporation for 10 years before joining LPL Financial in 2024. In addition to his advisory role, he also operates an insurance agency specializing in fixed annuities and traditional life insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing model portfolios, third-party research, and various investment strategies.

Bryan Rodgers is a financial advisor with Charles Schwab in Mystic, CT, holding a Series 66 designation and five years of industry experience. Prior to joining Schwab in 2021, he worked for General Dynamics Electric Boat from 2009 to 2021. He serves as a board member of the Estate & Tax Planning Council of Eastern Connecticut, where he contributes to increasing club membership. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary SMAs, supported by multi-asset model portfolios and centralized operational infrastructure.

Darrell Fox is a financial advisor with Ameriprise in Old Saybrook, CT, holding a Series 66 designation and 18 years of industry experience. He has been with Ameriprise and its affiliated entities since 2011. Outside of his advisory role, he serves as Vice President of Public Relations on the Board of Directors for the nonprofit Light For All. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to provide tailored, written recommendations delivered through a centralized consulting team.

Jesse Perrault is a CFP® and holds a Series 66 license with nine years of experience in the financial services industry. He is currently an advisor at Edward Jones, where he has worked since 2022, and previously held roles at Franklin Distributors LLC, Legg Mason Investor Services LLC, and ClearBridge Investments. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Craig Taliento is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He worked at UBS Financial Services for 12 years prior to joining Raymond James in 2025. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and advisory services with a range of portfolio management styles supported by affiliated research and model managers.

Nicholas Bosco is a financial advisor with Merrill in Mystic, CT, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. He has worked at Bank of America and Merrill since 2017 and previously was employed with Citizens Bank and Citizens Securities. Outside of his advisory role, he holds a Power of Attorney position for a non-investment related entity in Niantic, Connecticut. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies designed by internal and third-party teams for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Steven Degraff is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 23 years of industry experience. He has worked at multiple firms including Guardian Life Insurance Company and Park Avenue Securities, and operates his own financial services practice, DeGraff Financial. In addition to his advisory work, Degraff provides pro-bono financial counseling through the Women and Family Life Center and teaches part-time at Gateway Community College. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services utilizing both affiliated and third-party managers, with a multi-manager platform supporting diverse investment strategies.

James Noonan is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, and retirement income. He brings extensive expertise to his role, helping clients identify, prioritize, and achieve meaningful financial goals by applying a multi-faceted strategy tailored to individual circumstances. Jim holds the Certified Plan Fiduciary Advisor (CPFA) designation, as well as credentials as a Personal Investment Advisor (PIA) and a Retirement Accredited Financial Advisor (RAFA). He earned a Master's degree from the University of New Haven and a Bachelor's degree from Ohio State University. He is an active member of the USCGA Alumni Association and regularly contributes to his community through music, performing guitar and singing in the choir at St. Thomas More Church.

Jack Giegerich is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. Prior to joining Edward Jones, he worked at Synchrony Financial and held roles at Fairfield University. Edward Jones is a full-service wealth management firm with more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, supported by a nationwide network of financial advisors and branch offices.

Craig Koehler is a ChFC®-credentialed financial advisor with 30 years of industry experience. He has been with Cambridge Investment Research Advisors since 2010. Outside of his advisory work, Koehler is an independent insurance agent and a member of the Coastal Business Network in Groton, CT. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals using a range of portfolio management strategies and platform arrangements.

Ryan Busby is a financial advisor with Charles Schwab in Old Saybrook, CT, holding Series 63 and Series 66 licenses and 25 years of industry experience. He previously worked at Scottrade, Inc. for 16 years and spent time at TD Ameritrade Investment Management and TD Ameritrade, Inc. before joining Schwab in 2019. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management services with a multi-asset model portfolio approach and centralized operational structure.

William Canning is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a variety of advisory programs. The firm’s financial planning process uses structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

John Grillo is a CFP® professional with over 31 years of industry experience. He has been with Cambridge Investment Research Advisors since 2008 and previously operated Grillo & Associates for more than two decades. Outside of advising, he is owner and CPA at Compass Tax LLC and serves on the board of the Atlanta Neuroscience Foundation. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charities, and trusts. The firm offers financial planning, investment management, retirement advisory, and financial-wellness services through a network of independent professionals utilizing multiple platform arrangements and a mix of proprietary and third-party strategies.

Kelly Maryeski is a financial advisor with Merrill, holding a Series 66 designation and 1 year of industry experience. She has worked with Merrill since 2008 and Bank of America, N.A. since 2024. Outside of advising, she operates a food delivery business as a 1099 contractor. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alexander Crocker is a financial advisor with Morgan Stanley in Mystic, CT. He holds a Series 66 designation and began his advisory career at Morgan Stanley in 2026. Prior to entering the financial industry, he worked at Wells Fargo Bank and spent six years employed at Petrillo's Pizza Pub and Grill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with various advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations to assist in financial planning.