Polly Small is a financial advisor with Raymond James Financial, holding ChFC® and Series 63 designations and bringing nine years of industry experience. Her work history includes roles at Carver Financial and Raymond James Financial Services Inc. She is also employed as a sales assistant with CFS, LLC, a support company outside investment-related activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports its clients through various advisory programs and institutional consulting.

Zachary Higgins is a financial advisor at OSAIC with Series 63 and Series 66 credentials and two years of industry experience. He has previously been associated with Mass Mutual Investors Services and UBS Financial Services. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm combines brokerage and advisory services with financial planning and offers portfolios that include a range of asset classes managed using firm-provided tools, third-party managers, and both discretionary and non-discretionary approaches.

Lashawna Howard is a financial advisor with Primerica Advisors in Richmond Heights, OH. She holds a Series 63 designation and has eight years of industry experience. Prior to joining Primerica Advisors in 2017, she worked at GOJO Industries for ten years and has been affiliated with Primerica Financial Services since 2006. Outside of advising, she is involved in sales of loan products and home security referrals through affiliates of Primerica. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Piotr Cyranek is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and seven years of industry experience. Prior to joining J.P. Morgan in 2026, he worked at Bank of America for seven years. He is also the owner of Vino Exclusive Candles LLC and Pete's Lawn Care, small businesses focused on product sales and client services, respectively. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Kiara Clark is a financial professional with Cetera who holds a Series 66 designation and has three years of industry experience. She has been affiliated with Cetera and related entities since 2020 and has prior experience in various roles at companies including Curtiss-Wright and Ross Dress for Less. Clark serves as secretary for the Ohio Academic Decathlon, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered adviser that provides portfolio management, financial planning, and retirement services to a broad client base including individuals, corporate, charitable, and institutional clients. The firm operates a multi-manager platform offering access to affiliated and third-party managers, with over 10,000 advisors and more than $256 billion in assets under management.

Michael Scruggs is a financial advisor at LPL Financial with 20 years of industry experience and a Series 66 designation. He has held roles at multiple firms including Lighthouse Advisers, LLC, IC Advisory Services, Inc., Ameriprise, and A. G. Edwards & Sons, Inc. Since 2020, he has also operated Scruggs Financial as a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through a broad network of investment adviser representatives, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Eric Ziegler is a financial advisor at Edward Jones in Kirtland, Ohio, holding a Series 66 designation with seven years of industry experience. He has worked at Edward Jones since 2018 and concurrently at Quicken Loans since 2011. Outside of his advisory role, Ziegler serves as a Council Member at Large for the City of Kirtland and is an assistant high school football coach for Kirtland Local Schools. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products through a nationwide network of financial advisors and branch offices.

Kristen Mignogna is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. She previously worked at Tyler-Stone Wealth Management and has provided tax preparation services through Hupp Tax Service since 2016. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives and extensive operational resources.

Kenneth Washington is a financial advisor at Primerica Advisors with 12 years of industry experience. He has worked at Primerica since 2013 and previously spent 27 years at Ferro Corporation. Outside of advising, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors.

Brian Lafata is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 13 years of industry experience. He has worked with Key Investment Services, LLC and Key Bank prior to joining Cetera. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and advisory services through a multi-manager platform with access to affiliated and third-party managers.

Karen Suttman is a Series 66-licensed financial advisor with Thrivent Investment Management, where she has worked since 2008, accumulating 18 years of industry experience. She serves on the board of the Harriet Tubman Movement, a nonprofit focused on helping sex trafficking victims find safe homes and rehabilitation. Additionally, she is a board member of Seven Brothers Distilling Company, a locally owned artisan distillery in Cleveland, Ohio. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based, holistic analyses that cover a broad range of financial planning topics. The firm allows clients to combine planning with managed-account services through its WealthPlan offering while maintaining separate planning engagements.

Mark Baniewicz is a CFP®-designated financial advisor with Cetera, based in Concord, Ohio, and has four years of industry experience. He previously worked at Avantax Advisory Services and Avantax Investment Services. In addition to his advisory role, he is a tax manager at Zappitelli Financial Services, where he provides tax and accounting services to both individual and corporate clients. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform that allows advisors to implement various portfolio management strategies, combining discretionary and non-discretionary approaches under multiple program structures.

Patrick Armstrong is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His career includes multiple terms at LPL Financial totaling 12 years and 16 years at Westminster Financial Securities, Inc. He is also a public notary in the state of Ohio. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and institutional platforms, with support from advanced research tools and a broad network of over 22,800 advisors.

Jason Yuhas is a financial advisor with LPL Financial, holding 25 years of industry experience. He previously worked at SII Investments, Inc. and operated TA-Check Financial, an independent investment advisory firm. Outside of his advisory work, he is involved in tax preparation and accounting through multiple related businesses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Gary Rettke is a financial advisor with Primerica Advisors in Painesville, Ohio, holding 21 years of industry experience. He has been with Primerica Advisors since 2002 and Primerica Financial Services since 2001. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its investment solutions.

Morris Beverage III is a financial advisor at Cetera with 25 years of industry experience and a Series 66 designation. He has previously worked with LPL Financial and Avantax entities and has owned and operated several businesses, including Blakely Insurance, Inc., a property and casualty agency. Beverage also serves on multiple public service boards in Lake County, Ohio, including the Northeast Ohio Area Coordinating Agency and the Lake County Land Bank. Cetera Investment Advisers LLC is a multi-manager platform serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services through a nationwide network of independent advisors.

Jeffrey Burch is a CFP® professional with five years of industry experience, currently advising through Cetera. He owns Burch Investments, a private financial services firm that provides comprehensive wealth management and financial planning for individuals, families, and business owners. In addition to his advisory roles, he is involved in personal accounting and tax preparation through Zappitelli Financial Services and serves as a Lead Auditor for the Department of Defense Office of Inspector General. Cetera Investment Advisers LLC operates as a multi-manager platform serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors.

Julie Sabransky is a financial advisor at Raymond James & Associates with 32 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 11 years. She holds Series 63 and Series 66 licenses. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a broad client base that includes individuals, institutional and pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on varied portfolio management styles and affiliated research.

Gregory Nachman is a financial advisor at Equitable Advisors with two years of industry experience. He holds the Series 66 designation and has previously worked at ELS Educational Services, Inc. and Cleveland Heights University Heights City Schools. Equitable Advisors serves a broad range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm emphasizes matching clients to program models or discretionary managers through a network of Investment Adviser Representatives and relies on third-party program sponsors and TAMPs for much of its advisory delivery.

Madison Carroll is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Primerica Advisors, Madison worked at K & R Vitello & Associates and has been involved in educational roles at University Schools and Ohio State University. Outside of advisory work, Madison also participates in the sale of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and manages approximately $15.5 billion in assets, delivering advisory services primarily through model-based recommendations developed by unaffiliated asset managers.