Kaelah Granger is a CFP® professional with five years of industry experience, currently with Cetera. She has been affiliated with Cetera and Cetera ADVISORS LLC since 2021. Prior to her financial advisory roles, she worked at the University of Rochester from 2016 to 2024. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and planning services with a multi-manager platform, managing over $256 billion in assets across more than 10,000 advisors.

Kevin Fox is a Client Experience Advisor at Merrill Lynch Wealth Management. In his role, he works with clients to understand their financial situations and introduces them to solutions offered by Merrill and Bank of America. He aims to provide clients with the knowledge and tools to take control of their financial lives and select the platforms that best meet their needs. Kevin holds the professional designation of Personal Investment Advisor (PIA) and earned his Bachelor's Degree from Carnegie Mellon University. His approach involves helping clients identify what matters most to them and their families to develop strategies aligned with their financial goals.

Michael Silverstein is a financial advisor with OSAIC based in Pittsford, NY, holding a Series 66 designation and having 20 years of industry experience. His prior roles include positions at FSC Securities Corp, Cadaret, Grant & Co., Inc., HSBC Securities (USA) Inc., and Morgan Stanley. Outside of his advisory work, he serves on the board of the Jewish Federation of Greater Rochester and participates in educational fundraising as a committee member for the Honeoye Falls-Lima Central School District Education Fund. He is also involved in promoting the Rochester Film Festival. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment process is model-based, focusing on asset allocation and portfolio optimization with options for discretionary strategies, third-party managers, and alternative investments.

Richard Glaser is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since rejoining Merrill Lynch in 2006, he leverages his background in investment banking, private equity, and entrepreneurship to provide clients with specialized wealth management strategies. Richard focuses on executive compensation, equity compensation services, family wealth management, personal retirement planning, and small business strategies, helping clients to preserve and prudently grow their wealth while developing long-term relationships as a trusted financial advisor. Before his current role, Richard worked as an investment banker in Merrill Lynch's mergers and acquisitions department and spent much of his career as a private equity investor and director of various companies. He has also served as an adjunct professor at the Rochester Institute of Technology, teaching entrepreneurship to graduate students. His involvement in the entrepreneurial and economic development communities includes co-founding Digital Rochester, serving on several boards such as the Greater Rochester Enterprise and the Rochester Angel Network, and participating in regional economic development councils. Richard holds a bachelor's degree from Haverford College and a master's degree from Columbia University's School of International Affairs. He has also studied at the London School of Economics and Middlebury College. Outside of his professional activities, Richard lives in Rochester with his children, Max and Lily, and dedicates time to volunteering with local organizations.

Kenton Hines is a Wealth Management Advisor at Merrill Lynch Wealth Management and The Hines Group, a position he has held since 2016. He began his career working as an engineer, product manager, and data analyst before transitioning to financial advising. Kenton's current role involves developing goals-based financial strategies for clients, with a focus on multigenerational wealth transfer to ensure the continuity of clients' wealth and values across generations. He also leads efforts to incorporate new technology within the firm and serves as a resource for addressing next-generation client needs. Kenton holds a bachelor's degree in Materials Science & Engineering from the University of Michigan and an MBA with concentrations in finance and entrepreneurship from the Kellogg School of Management at Northwestern University. His professional designations include CERTIFIED FINANCIAL PLANNER™ practitioner, Certified Plan Fiduciary Advisor® (CPFA®), and Retirement Accredited Financial Advisor (RAFA). He is also a member of the Rochester Engineering Society and serves on its Board of Directors. He resides in Victor with his wife, Jessica, their two children, and their dog. Kenton's personal interests include outdoor activities such as hiking, mountain biking, snowboarding, camping, and backyard science experiments.

Alex Greenspon is a financial advisor with Charles Schwab in Pittsford, NY, holding Series 63 and Series 66 licenses and 17 years of industry experience. His prior roles include positions at TD Ameritrade Investment Management and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, providing a broad range of investment solutions supported by centralized custody and operational infrastructure.

Steven Lesko is a financial advisor at OSAIC with eight years of industry experience. He holds a Series 63 designation and has worked previously at Securities America Advisors and Northwestern Mutual. Outside of his advisory work, he is starting a clothing business selling sweatshirts under his personal brand. OSAIC serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers brokerage and advisory services that include financial planning, managed portfolios, and retirement plan consulting, supported by model-based asset allocation and portfolio optimization tools.

Paul Peterson is a CFP®-certified financial advisor with 34 years of industry experience, currently affiliated with LPL Financial since 2009. He operates out of Fairport, NY, and holds Series 63 and Series 65 licenses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by extensive research and operational tools.

Kevin Cross is a financial advisor at Osaic with 12 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Cetera and Foresters Financial Services. Outside his advisory role, he volunteers as a T-ball coach for Chili Youth Baseball and owns Previs Wealth, LLC, which he uses for shared business expenses and succession planning. Osaic Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supporting discretionary and advisor-managed strategies alongside third-party manager selection.

Tara Farrell is a financial advisor with Morgan Stanley in Pittsford, NY, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets since 1992. Outside of her advisory role, she operates a tree service business in Ontario, New York. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Stephen Livingston is a financial advisor with Cetera who holds a Series 66 designation and has 10 years of industry experience. He has worked at Cetera since 2017 and previously held roles at JPMorgan Chase and JP Morgan Securities. He also serves as a compliance officer at Canandaigua National Bank. Cetera Investment Advisers LLC is an SEC-registered adviser that operates a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and consulting services through a multi-manager platform with access to both affiliated and third-party managers.

Laura Hicks is a financial advisor at Charles Schwab with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Charles Schwab and Charles Schwab Bank since 2005. Hicks serves on the board of the Clifton Springs Area YMCA, a nonprofit organization focused on community programs. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Lisa Testa is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. She holds Series 63 and Series 66 designations and has been with Wells Fargo since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Gregory Schaller is a financial advisor with Stifel who holds a Series 66 designation and has 26 years of industry experience. He previously worked at Merrill and Bank of America before joining Stifel in 2019. He serves as a board member of the St. Bonaventure University National Alumni Association. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Deborah Spychalski is a financial advisor at Merrill with 25 years of industry experience. She has been with Merrill since 1996 and holds the Series 66 designation. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Roberts is a financial advisor with Cambridge Investment Research Advisors in Pittsford, NY, holding Series 63 and Series 65 registrations and having 23 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2013 and was previously with Wall Street Financial Group, Inc. from 2006 to 2013. Outside of his advisory role, Roberts owns and operates AR Wealth Management and has experience as an insurance and benefits agent. Cambridge Investment Research Advisors serves a diverse client base, including individual and institutional investors such as pension and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs, operating through thousands of financial professionals and managing a multibillion-dollar asset base across multiple platforms and custodians.

Courtney Anderson is a financial advisor at Merrill with 21 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Merrill Lynch since 2020. Prior to that, she spent 16 years at John Hancock Distributors LLC and John Hancock. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Peter Valade is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining J.P. Morgan Securities in 2019, he worked at Citizens Securities Inc. and Citizens Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting.

Dylan Wiemer is a financial advisor with LPL Enterprise holding a Series 66 designation and beginning his career in 2025. Prior to joining LPL Enterprise, he held various roles including positions at Nazareth University and SUNY Brockport. Outside of finance, he has experience in landscaping and minor entrepreneurial activities. LPL Enterprise serves a broad client base including individuals, high-net-worth investors, retirement plans, and corporate entities through a network of investment adviser representatives. The firm’s approach is model-driven, utilizing portfolios developed by in-house and third-party strategists, and it offers a range of financial planning, advisory, and brokerage services.

Kim Mahoney is a financial advisor at Merrill in Pittsford, NY, holding a Series 66 designation with 18 years of industry experience. He has been with Merrill Lynch since 1993, totaling 33 years at the firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.