Tyler Nguyen is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 65 licenses and possessing 18 years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, and Citigroup Global Markets Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework.

Michael Aubel is a financial advisor with Wells Fargo Advisors in San Jose, CA, holding a Series 63 designation and over 37 years of industry experience. He has worked at Wells Fargo Advisors and affiliated entities since 2009. Outside of his advisory role, he owns FSBMICHAEL INC, an investment-related business based in Mountain House, CA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm provides tailored recommendations supported by proprietary research and planning tools, with clients able to choose how to implement these through various brokerage or advisory programs.

Trevor Bright is a financial advisor with Charles Schwab in Campbell, CA, holding a Series 66 designation and 23 years of industry experience. His prior work includes positions at LPL Financial and Strategic Wealth Advisors Group. He has been with Charles Schwab and its affiliated bank since 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by Schwab’s research capabilities.

Jaime Rojas Gonzalez is an Investment Consultant at Fidelity Investments, a position held since 2026. Prior to this role, he worked as a Relationship Manager at Fidelity Investments in 2025 and as a Financial Services Professional at New York Life from 2023 to 2025. His approach to financial advising involves open conversations to understand clients' situations and priorities, ensuring their goals are central to every discussion. Jaime reviews existing financial plans, explores potential options, and provides recommendations collaboratively to help clients make informed decisions with clarity and long-term confidence. He holds a California Insurance License. Outside of his professional work, Jaime's personal interests include fitness, hiking, movies, and music.

Jabra Ghanayem is a Planning Consultant at Fidelity Investments, where he focuses on developing sustainable financial plans through a deep understanding of clients' needs. He has been with Fidelity since 2021, progressing from Investment Solutions Representative to Relationship Manager before assuming his current role in 2024. Prior to joining Fidelity, Jabra worked as a Financial Professional at Equitable Advisors from 2019 to 2021. He holds a California Insurance License, supporting his expertise in financial planning and insurance services. Outside of his professional work, Jabra enjoys spending time at the beach, engaging in family activities, exploring culinary interests as a foodie, playing golf, and reading.

Jason Braley is a CFP® with 20 years of experience in the financial industry. He is currently affiliated with OSAIC and previously worked at Securities America Advisors and Foothill Securities, Inc. He is a 50% owner of Beach House Wealth Management and serves as managing partner of BA Holdings, LLC. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party platforms to construct and manage portfolios across multiple investment types.

Steven Xu is a financial advisor with Charles Schwab who holds Series 63 and Series 65 licenses and has 23 years of industry experience. Prior to joining Schwab in 2025, he worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC for a combined 10 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts delivered via a large-scale, integrated platform.

Bao Lieu is a financial advisor at Merrill with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Merrill and Bank of America, he worked at NYLife Securities LLC and New York Life Insurance Company. Before his financial career, he was employed in education at HCMC University of Pedagogy, Tran Phu Highschool, and Nguyen Tri Phuong Middle School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ignacio Ceniceros is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Bank of America/Merrill Lynch and JP Morgan Chase Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

A.J. del Castillo is a Financial Consultant currently working at Fidelity Investments since 2023. He has held various roles in the financial services industry, including positions as a Financial Advisor at Ameriprise Financial Services, LLC, Vice President and Financial Consultant at Charles Schwab, and multiple roles at Fidelity Investments dating back to 2004. With over twenty years of experience, A.J. specializes in working closely with clients to develop financial plans tailored to their individual goals. His approach emphasizes building strong relationships founded on trust and a thorough understanding of each client's needs. A.J. holds a California Insurance License. Outside of his professional work, he has personal interests in music and traveling.

Lisa Rosenau is a financial advisor with Ameriprise in Aptos, California, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. She has been with Ameriprise and its affiliated entities since 2012. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific eligibility criteria, providing comprehensive written Recommendation Reports addressing income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with algorithmic automation to deliver tailored retirement income recommendations.

Selina Wu is a Financial Consultant at Fidelity Investments, a position she has held since 2024. Prior to this role, she served as Vice President Wealth Relationship Manager at HSBC from 2019 to 2024. She holds a California Insurance License, supporting her work in financial consulting and wealth management. Outside of her professional career, Selina has interests in art, family activities, fitness, food, pets, and singing.

Jessica Levan is a Certified Financial Planner (CFP®) with 17 years of industry experience. She has worked with J.P. Morgan Securities and JP Morgan Chase Bank, N.A. since 2013. Based in Morgan Hill, CA, she holds a Series 66 license. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager and fund searches, and customized performance reporting, combining large institutional advisory operations with broker-dealer and investment adviser registrations.

Gitanjali Mishra is a financial advisor with Fidelity who holds the Series 66 designation and has one year of industry experience. Prior to joining Fidelity, she worked at HSBC Securities (USA) Inc. and HSBC Bank USA National Association, and she spent ten years at Punjab National Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs. The firm also serves as a registered commodity pool operator and advises multiple registered investment companies and fund‑of‑funds.

Thomas Wright is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds a Series 66 designation and has worked at various Wells Fargo entities since 2005. Outside of his advisory work, he provides transportation services as an Uber driver in San Francisco. Wells Fargo Clearing offers retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jodiah Herbert is a Financial Consultant at Fidelity Investments, where they work with clients to build comprehensive financial plans focused on wealth growth, retirement readiness, and long-term security. Jodiah partners with clients to create personalized strategies that support both their current priorities and future aspirations. Jodiah's professional experience includes roles as a Financial Consultant and Relationship Manager at Fidelity Investments, as well as Registered Representative at NYLIFE Securities LLC. Prior to these positions, Jodiah worked as an Insurance Agent with New York Life Insurance Company and World Financial Group. They hold a California Insurance License. Outside of their professional work, Jodiah enjoys camping, cars, golf, hiking, reading, and traveling.

Ryan Tran is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. Prior to joining Charles Schwab, he held positions in various fields including education and technology. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios, written advice policies, and research from the Schwab Center for Financial Research.

Donald Tonelli is a financial advisor at OSAIC with 53 years of industry experience. He holds the ChFC® designation and the Series 63 license. Prior to joining OSAIC in 2024, he worked at Securities America Advisors, Inc. and Foothill Securities, Inc., and has operated as a self-employed advisor since 1978. Outside of advisory work, he is a licensed real estate broker referring prospects to Keller Williams Realty and is involved in insurance sales related to life and estate planning. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools, risk assessments, and automated rebalancing to construct diversified portfolios across multiple asset types, and supports both discretionary and non-discretionary management.

Michael Caulkins is a financial advisor at LPL Financial in San Jose, CA, holding Series 63 and Series 65 credentials with 29 years of industry experience. He has been with LPL Financial, formerly Linsco Private Ledger, since 2005. Caulkins also operates a DBA, Solutions Wealth Management, based in Campbell, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by model portfolios and research.

Sanjay Rajwani is a financial advisor with Charles Schwab holding Series 63 and Series 66 licenses and 14 years of industry experience. He previously worked at TD Ameritrade, Inc. before joining Charles Schwab and Co., Inc. and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts.