Trevor Bright is a Series 66-licensed financial advisor with 23 years of industry experience. He is currently with Charles Schwab, where he has worked since 2020, and previously held positions at LPL Financial, Fidelity, and Merrill. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management solutions, combining strategic asset allocation and alternative investment options within an integrated operational structure.

Jaime Rojas Gonzalez is an Investment Consultant at Fidelity Investments, a position held since 2026. Prior to this role, he worked as a Relationship Manager at Fidelity Investments in 2025 and as a Financial Services Professional at New York Life from 2023 to 2025. His approach to financial advising involves open conversations to understand clients' situations and priorities, ensuring their goals are central to every discussion. Jaime reviews existing financial plans, explores potential options, and provides recommendations collaboratively to help clients make informed decisions with clarity and long-term confidence. He holds a California Insurance License. Outside of his professional work, Jaime's personal interests include fitness, hiking, movies, and music.

Jabra Ghanayem is a Planning Consultant at Fidelity Investments, where he focuses on developing sustainable financial plans through a deep understanding of clients' needs. He has been with Fidelity since 2021, progressing from Investment Solutions Representative to Relationship Manager before assuming his current role in 2024. Prior to joining Fidelity, Jabra worked as a Financial Professional at Equitable Advisors from 2019 to 2021. He holds a California Insurance License, supporting his expertise in financial planning and insurance services. Outside of his professional work, Jabra enjoys spending time at the beach, engaging in family activities, exploring culinary interests as a foodie, playing golf, and reading.

Jason Braley is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Osaic. Prior to joining Osaic, he worked at Securities America Advisors and Foothill Securities, Inc. He is a managing partner of a holding company that acquired a building intended to become his office location. Osaic Wealth serves a wide range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform that includes financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization, supporting advisors with discretionary strategies, third-party managers, and proprietary investment models.

Steven Xu is a financial advisor with Charles Schwab who holds Series 63 and Series 65 licenses and has 23 years of industry experience. Prior to joining Schwab in 2025, he worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC for a combined 10 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts delivered via a large-scale, integrated platform.

Bao Lieu is a financial advisor at Merrill with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Merrill and Bank of America, he worked at NYLife Securities LLC and New York Life Insurance Company. Before his financial career, he was employed in education at HCMC University of Pedagogy, Tran Phu Highschool, and Nguyen Tri Phuong Middle School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ignacio Ceniceros is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with J.P. Morgan and Bank of America/Merrill Lynch during his career. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to develop model asset allocations and incorporates an ESG eligibility framework in its recommendations.

A.J. del Castillo is a Financial Consultant currently working at Fidelity Investments since 2023. He has held various roles in the financial services industry, including positions as a Financial Advisor at Ameriprise Financial Services, LLC, Vice President and Financial Consultant at Charles Schwab, and multiple roles at Fidelity Investments dating back to 2004. With over twenty years of experience, A.J. specializes in working closely with clients to develop financial plans tailored to their individual goals. His approach emphasizes building strong relationships founded on trust and a thorough understanding of each client's needs. A.J. holds a California Insurance License. Outside of his professional work, he has personal interests in music and traveling.

Lisa Rosenau is a financial advisor with Ameriprise in Aptos, California, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. She has been with Ameriprise and its affiliated entities since 2012. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific eligibility criteria, providing comprehensive written Recommendation Reports addressing income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with algorithmic automation to deliver tailored retirement income recommendations.

Selina Wu is a Financial Consultant at Fidelity Investments, a position she has held since 2024. Prior to this role, she served as Vice President Wealth Relationship Manager at HSBC from 2019 to 2024. She holds a California Insurance License, supporting her work in financial consulting and wealth management. Outside of her professional career, Selina has interests in art, family activities, fitness, food, pets, and singing.

Jessica Levan is a CFP® professional with 18 years of industry experience, currently working with J.P. Morgan Securities since 2013. Her prior roles include positions at Chase Investment Services Corp. and MSI Financial Services, Inc. She is based in Morgan Hill, CA. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations, and it offers capabilities including derivatives and commodities through various regulatory registrations.

Gitanjali Mishra is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 designation and has held positions at HSBC Securities, HSBC Bank USA, and Punjab National Bank prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a mix of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base, including registered investment companies, and utilizes systematic methodologies and delegated sub-advisers in its management approach.

Thomas Wright is a financial advisor with Wells Fargo Clearing in Campbell, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Wells Fargo Bank, N.A. since 2005 and Wells Fargo Clearing since 2016. Outside of his advisory role, Wright provides transportation services through a personal involvement with Uber in San Francisco. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jodiah Herbert is a Financial Consultant at Fidelity Investments, where they work with clients to build comprehensive financial plans focused on wealth growth, retirement readiness, and long-term security. Jodiah partners with clients to create personalized strategies that support both their current priorities and future aspirations. Jodiah's professional experience includes roles as a Financial Consultant and Relationship Manager at Fidelity Investments, as well as Registered Representative at NYLIFE Securities LLC. Prior to these positions, Jodiah worked as an Insurance Agent with New York Life Insurance Company and World Financial Group. They hold a California Insurance License. Outside of their professional work, Jodiah enjoys camping, cars, golf, hiking, reading, and traveling.

Ryan Tran is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. Prior to joining Charles Schwab, he held positions in various fields including education and technology. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios, written advice policies, and research from the Schwab Center for Financial Research.

Donald Tonelli is a financial advisor at OSAIC with over 53 years of industry experience. He holds the ChFC® designation and Series 63 license. His prior experience includes nearly three decades at Foothill Securities, Inc. and eight years at Securities America Advisors, Inc. Tonelli also maintains a long-standing arrangement as a licensed real estate broker referring prospects to Keller Williams Realty. OSAIC is a large multi-advisor platform serving retail and institutional clients with brokerage and advisory services, offering diversified investment programs and a model-based approach to asset allocation and portfolio optimization.

Michael Caulkins is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with LPL Financial (formerly Linsco Private Ledger) since 2005. Outside of his advisory role, he operates a DBA called Solutions Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, and supports advisors with research tools and diverse investment strategies.

Sanjay Rajwani is a financial advisor with Charles Schwab holding Series 63 and Series 66 licenses and 14 years of industry experience. He previously worked at TD Ameritrade, Inc. before joining Charles Schwab and Co., Inc. and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts.

Jeffrey Gustafson is a financial advisor at OSAIC with 17 years of industry experience. He holds the Series 66 designation and has worked previously at Lincoln Financial Advisors, LPL Financial, and Associated Planners Investment Advisory Inc. Outside of his advisory role, he is also licensed to offer various insurance products including accident and health, disability, long-term care, traditional life insurance, and annuities. OSAIC serves a diverse range of clients including individual investors, retirement plan sponsors, charities, and corporations through a multi-advisor platform. The firm uses a model-based investment process that emphasizes asset allocation, portfolio optimization, and offers both discretionary and advisor-managed strategies supported by multiple custodial and third-party platforms.

Paula Allen is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. She has worked at LPL Financial since 2017 and previously was employed at Transamerica Financial Advisors, Inc and WFG. Outside of advising, Paula operates a tax preparation and accounting service as a CPA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.