Rebecca Schulter is a financial advisor with Ameritas Advisory Services, LLC, holding CFP® and Series 66 credentials and having eight years of industry experience. She has been with Ameritas Advisory Services since 2021 and has worked at affiliated Ameritas entities since 2014. Outside of advisory work, she is a past president of the NAIFA Memphis/West TN chapter and has experience acting in commercials. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and uses model portfolios, third-party sub-advisers, and custom strategies, with a notable focus on plan sponsors and participants.

Michael Shaul is a financial advisor at Creative Planning with 20 years of industry experience. He holds a Series 65 designation and has worked at Creative Planning since 2023, following an 18-year tenure at FSG Investment Management and ongoing involvement with Paessler Shaul, LLC since 2004. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by various tax-efficient and equity management techniques.

William Kelly is a financial advisor at Prime Capital Financial with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Financial Engines Advisors L.L.C. and TIAA-CREF. Prime Capital Financial is an SEC-registered enterprise advisory firm serving individuals, trusts, corporations, and retirement plans. The firm offers asset management, financial planning, qualified retirement plan services, and family office solutions, employing a range of strategies including core/satellite, thematic, and tactical approaches.

Lonnie Epperson Jr. is a financial advisor with AE Wealth Management, LLC, holding a Series 65 designation and two years of industry experience. He has been associated with The Advisor Group since 2008 and serves as President of The Advisor Group USA LLC, where he assists clients with Medicare, life insurance, and annuities. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individuals, corporations, trusts, and ERISA plan sponsors. The firm emphasizes model portfolio and direct asset management programs, with a high client-to-advisor ratio supported by standardized model and platform services.

Jared Sandridge is a financial advisor at Ameritas Advisory Services, LLC with three years of industry experience. He holds the Series 66 designation and has worked at Ameritas Investment Company, LLC and Marston Rogers Group. Outside of his advisory role, he is involved with UCL Financial Group, LLC, focusing on financial planning. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and fiduciary services, using a combination of model portfolios, third-party sub-advisers, and custom strategies.

Robert Woodend is a financial advisor at Private Advisor Group, LLC with 15 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at Ameriprise and LPL Financial. Private Advisor Group manages over $41 billion across more than 135,000 client relationships, serving individuals, high-net-worth clients, trusts, estates, charitable organizations, and corporate and retirement plan clients. The firm offers a range of portfolio management and financial planning services, utilizing various strategies and third-party asset management programs.

Joshua Black is a CFP® professional with 20 years of industry experience, currently affiliated with LPL Financial and Private Advisor Group in Memphis, TN. He previously worked at First Command Advisory Services and First Command Financial Planning, with a combined tenure of over ten years. Black holds ownership interests in Silver Leaf, Inc., a business entity established for tax and investment purposes. LPL Financial provides advisory and brokerage services to a diverse client base, including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house research team and accommodates various advisory and brokerage needs through its extensive network of investment adviser representatives.

Jamie Baccus is a financial advisor at Creative Planning with a Series 65 credential and three years of industry experience. Prior to joining Creative Planning, Jamie worked at Telarray, LLC, Green Square Capital Advisors, LLC, and White Bison Capital, LLC. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process emphasizing low-cost indexing and buy-and-hold strategies, supplemented by various portfolio management techniques and integrated retirement plan services.

Graham Shelton is a financial advisor at Hightower Advisors with six years of industry experience. He holds a Series 65 credential and has worked at HighTower Securities LLC since 2020. Prior to that, he spent a year at Andrew Johnson Bank and four years at the University of Tennessee. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, including pension and profit-sharing plans, charitable organizations, corporations, trusts, and insurance companies. The firm’s advisory approach features manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, along with proprietary research and a variety of investment vehicles.

H Thompson is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 28 years of industry experience. He has been with Truist Advisory Services since 2016 and Truist Investment Services since 2009. Outside of his advisory role, he is a partner in several LLCs involved in operating Hotworx exercise studios in Arkansas. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and manager selection services, utilizing a combination of discretionary manager relationships and consulting supported by AI-enabled research and inter-affiliate integration.

Rosaline Banks is a financial advisor with TIAA‑CREF, holding a Series 66 designation and bringing 14 years of industry experience. Her prior roles include positions at GWFS Equities, Empower Advisory Group, Merrill, and Bank of America. She participates as a subject matter expert for the Boston University Financial Planning Program, focusing on retirement planning education for CFP candidates. TIAA‑CREF Individual & Institutional Services, LLC serves individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, offering financial planning and discretionary managed account programs alongside broker-dealer services. The firm operates with a fiduciary standard under its RIA services and provides both model-based and customized portfolio management options.

Charles Brown is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked with Ameritas Advisory Services since 2018 and has longstanding roles with Ameritas Life Insurance Corp and Ameritas Investment Corp. Additionally, he is a partner and owner of UCL Financial Group LLC, where he is licensed as an independent insurance agent selling fixed insurance products, and he is involved in life settlement assistance through Coventry. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and fiduciary services, utilizing model portfolios, third-party sub-advisers, and custom strategies, with a significant focus on plan sponsors and participants.

John Templeton is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 63 designation and over 31 years of industry experience. He has worked at Benjamin F. Edwards since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer with approximately 436 advisors and $15.7 billion in client assets. The firm serves individuals, corporations, retirement plans, trusts, foundations, and charitable and educational organizations, offering a range of advisory programs and investment strategies that include firm-developed and third-party models, with oversight from an Investment Strategy Committee.

Stanley Mckinney II is a financial advisor at Truist Advisory Services with nine years of industry experience. He holds Series 66 and Series 63 credentials and has worked at Truist Bank and its affiliated entities since 2014. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and manager-selection programs, utilizing a combination of discretionary and non-discretionary strategies supported by third-party platforms and AI-enabled research tools.

David Pickler is a CFP® and ChFC® with 41 years of industry experience. He is affiliated with Commonwealth Financial Network and has worked with Memphis Divorce Financial Consultants since 2017. In addition to his advisory work, he is president and practicing attorney of The Pickler Law Firm, LLC, and author of the book *Pillars of Purpose*. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while providing operations, technology, and compliance support to affiliated advisors.

Dudley Otey is a financial advisor with CWM, LLC in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked with Cetera Wealth Services, LPL Financial, and operates Hal Otey Financial, a financial services firm he owns. Outside of his advisory work, he is also a semi-professional singer. CWM, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, high-net-worth families, and institutional clients through a large network of advisors. The firm emphasizes discretionary portfolio management using model portfolios, combining fundamental and technical analysis, and offers a range of retirement-plan services and consulting options.

Wilkes Crosthwait is a financial advisor at Hightower Advisors with a Series 66 designation and two years of industry experience. His prior roles include positions at MML Investors Services and MassMutual Life Insurance. He has also worked in non-financial roles, including managing at The Sipp on South Lamar. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm offers portfolio management, financial planning, and retirement consulting through a multi-manager approach that includes affiliated and third-party managers, utilizing a variety of investment vehicles and proprietary research.

Robert Hicks is a financial advisor with Primerica Advisors in Memphis, TN, holding Series 63 and Series 66 credentials and 21 years of industry experience. His prior roles include positions at Guardian Life Insurance Company, Park Avenue Securities, Eagle Strategies (NY Life), and New York Life Insurance Company. He serves as president of the local NAIFA Memphis Chapter and volunteers with the Independent Presbyterian Church. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and advisory services alongside financial planning and retirement consulting. The firm employs a mix of proprietary and third-party investment strategies and supports a variety of account-level services.

Susan Todd is a financial advisor at Mercer Global Advisors Inc. with nine years of industry experience. She holds Series 65 and Series 66 licenses and has worked at Mercer since 2025. Prior to that, she was with Vishria Bird Financial Group, LLC and APW Capital, Inc. Her career includes experience at Ameriprise as well. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory, financial, tax, retirement, and estate planning, as well as family office services. The firm’s investment approach is based on Modern Portfolio Theory with diversified, risk-appropriate portfolios using ETFs, index funds, separate account managers, and private funds, supported by educational content and firm-wide initiatives.

Calvin Reid is a financial advisor with Voya Financial Advisors, Inc. in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Voya since 2014. Outside of his advisory role, he operates as an independent insurance agent specializing in fixed insurance products. Voya Financial Advisors, Inc. serves individual clients, employer-sponsored retirement plans, and charitable and corporate clients through a combination of financial planning, portfolio management, and brokerage and insurance product distribution. The firm utilizes model portfolios, affiliated strategies, and third-party managers, with a significant portion of assets managed on a non-discretionary basis.