Stephanie Cunningham is a financial advisor with Carmel Capital Partners, LLC, holding a Series 65 designation and four years of industry experience. She previously worked at DM Brenner, Inc., Beta Wealth Group, and Trilogy Financial. Outside of her advisory role, she operates a notary public business. Carmel Capital Partners provides discretionary and non-discretionary portfolio management primarily to individual and high-net-worth clients. The firm emphasizes fundamental valuation focusing on free cash flow and capital preservation, and it actively manages multiple private funds and special purpose vehicles.

Michelle Mai is a financial advisor with Signature Resources Capital Management, LLC in San Diego, CA, holding a Series 65 credential and 13 years of industry experience. She has been with Signature Resources Capital Management since 2016 and also operates College Planning Source, a college planning business she founded in 2005. In addition, Mai is an independent insurance agent providing insurance sales and services since 2008. Signature Resources Capital Management advises individual and high-net-worth clients, trusts, estates, and retirement plan sponsors, offering discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting. The firm employs a Global Target Risk investment approach focused on broad diversification and customized model portfolios, managing approximately $303.9 million in discretionary assets.

Joshua Koehnen is a Certified Financial Planner® with 24 years of industry experience. He is currently a principal at Premier Wealth Advisors, LLC, where he has worked since 2018, and has held roles at Independent Financial Group, LLC and Financial Designs LTD. Outside of his advisory work, he is involved in real estate brokerage as an officer and 50% owner of Premier Realty Solutions, Inc. Premier Wealth Advisors LLC serves individuals, trusts, estates, business entities, and retirement plans, offering wealth management, comprehensive financial planning, and income tax return preparation. The firm employs a risk-based allocation strategy focused on passively managed funds and provides primarily non-discretionary portfolio management.

Jamie Noriega is an advisor at Telos Capital Management, Inc. in San Diego, CA. He holds a Series 65 credential and has approximately two years of industry experience, including previous roles at Dolan Xitco and StepStone Group. Telos Capital Management is a SEC-registered advisory firm managing about $1.63 billion for roughly 900 clients through a 13-advisor team. The firm serves individual investors, trusts, estates, charitable organizations, small businesses, and retirement-plan participants, employing an active, research-oriented investment process focused on asset allocation, diversification, and periodic rebalancing across equity and fixed-income portfolios.

Brandon Hobson is a CFA® charterholder and holds a Series 65 license, with nine years of industry experience. He has worked at PracticeCFO Investments since 2017 and previously at Bridgepoint Education, Inc. from 2016 to 2017. PracticeCFO Investments serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and employer-sponsored retirement plans. The firm combines low-cost passive ETFs with tactical asset allocation based on Modern Portfolio Theory, using formal Investment Policy Statements and a structured four-step investment process.

Alex Klingensmith is a CFP® with 14 years of experience in the financial industry. He has worked at Intelligence Driven Advisers, LLC since 2018 and previously spent seven years at Labrum Wealth Management, LLC. Klingensmith is also involved with Invictus Real Estate Partners, LLC, a real estate management firm where he serves as managing member of a real estate fund. Intelligence Driven Advisers, LLC is a multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm provides financial planning, discretionary investment management through model strategies and custom accounts, retirement plan solutions, consulting, and held-away account management, emphasizing risk management and fundamental analysis in portfolio construction.

Matthew Marchand is a financial advisor with Pacific Point Wealth Management in Carlsbad, CA, holding a Series 65 credential and one year of industry experience. His prior work includes roles at X Advisors, Martian Property Group, and various positions outside financial services, such as at Wailea Golf Club and Julian Beer Co. Pacific Point Wealth Management is a five-advisor team providing discretionary asset management and comprehensive portfolio management services for individuals, trusts, estates, and business clients. The firm uses a combination of fundamental and technical analysis and employs diverse investment strategies, including options and margin, to construct tailored portfolios.

Stacey Buchholtz is a financial advisor at Anchor Bay Capital, Inc. with five years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Prudential Insurance Company of America and James Morrison Insurance Services. Outside of her advisory work, she has been the owner and president of Qualified Consumer Exchange, Inc., a health insurance business, since 2017. Anchor Bay Capital, Inc. provides discretionary investment management, financial planning, and retirement-plan services to individuals, businesses, and plan sponsors. The firm constructs diversified portfolios tailored to clients’ risk profiles and financial situations, reviewing and adjusting them regularly through a team of six advisors.

Hunter Daniel is a CFP®, CFA®, and holds a Series 65 license with eight years of industry experience. He is currently with Intelligence Driven Advisers, LLC and has previously worked at Morton Wealth, Dowling & Yahnke, LLC, and Goldman Sachs. Intelligence Driven Advisers, LLC is an SEC-registered multi-team advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm emphasizes risk management and fundamental analysis through model portfolios primarily invested in low-cost institutional mutual funds and ETFs, while also offering financial planning, discretionary investment management, and retirement plan solutions.

Paul Karshner is a financial advisor with Financial Enhancement Group in Oceanside, CA, holding Series 63 and Series 65 licenses with 10 years of industry experience. He has been self-employed since 2016 and is involved with ULTRA Estate Planning, assisting Southern California clients with the signing of estate documents. In addition, he provides insurance products including term life, universal life, and fixed annuities. Financial Enhancement Group offers discretionary asset management and financial planning services to individuals, families, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs a combination of fundamental and technical analysis, proprietary research, tactical overlays, and AI tools to manage portfolios across a variety of asset classes and specialized strategies.

Isaac Cardoza is a CFP® and Series 66-licensed advisor at Pacific Wealth Management with three years of industry experience. He previously worked at Commonwealth Financial Network and Honeycutt, Smith & Associates. Pacific Wealth Management serves individuals, trusts, retirement plans, and business entities, offering discretionary and non-discretionary asset management, financial planning, and consulting. The firm employs a client-specific, asset-allocation approach within its “Proactive Asset Management” framework and manages approximately $318 million in assets across about 210 client relationships.

Tyler Aubrey is a CFP® and holds a Series 66 license with nine years of industry experience. He has worked at DEFINE Financial, LLC since 2017, including during its prior affiliation with Securities America Advisors. Outside of his advisory role, Tyler volunteers annually at The Borrego Open charity golf tournament, helping organize the event and managing golfer handicaps. DEFINE Financial, LLC is an SEC-registered investment adviser serving individuals, high-net-worth clients, and select charitable organizations. The firm offers discretionary investment management, financial planning, and pension consulting, typically implementing passive, risk-based portfolios using no-load mutual funds and ETFs.

Nicholas Kile is a financial advisor at Financial Sense Advisors, Inc. based in San Diego, CA, with two years of industry experience. He holds the Series 66 designation and previously worked at Outback Steakhouse for nine years before joining the financial industry. Financial Sense Advisors, Inc. is a registered investment adviser managing approximately $836 million for about 588 clients. The firm serves individuals, retirement plans, trusts, and other entities, offering discretionary portfolio management, financial planning, and retirement-plan consulting through a team of advisors employing both fundamental and technical analysis.

Jeff Poole is a financial advisor with Wealth Analytics Partners, LLC in San Diego, CA, holding a Series 66 designation and 28 years of industry experience. He has previously worked at Merrill, Banc of America Investment Services, CUNA Brokerage Services, and Fidelity Brokerage Services. Outside of his advisory role, he is an author of a non-financial book. Wealth Analytics Partners provides discretionary investment management and financial planning services to individuals, executives, business owners, trusts, estates, and select organizations. The firm employs a risk-scored model portfolio framework based on Modern Portfolio Theory, conducts quarterly account reviews, and typically operates with discretionary trading authority.

Stefan Prvanov is a CFP® and holds a Series 65 license with 21 years of industry experience. He has been with Blankinship & Foster, LLC since 2002. Blankinship & Foster, LLC provides customized wealth management services to individuals, families, trusts, estates, small businesses, charitable organizations, and pension/profit-sharing plans. The firm integrates financial planning and investment management, focusing on asset allocation guided by macroeconomic analysis and client-specific Investment Policy Statements.

Frederick Brooks is a CFP®, CFA®, and Series 66-licensed advisor with 21 years of industry experience. He has been with Blankinship & Foster, LLC since 2004. Blankinship & Foster, LLC provides customized wealth management services to individuals, families, trusts, estates, small businesses, charitable organizations, and pension/profit-sharing plans. The firm emphasizes asset allocation informed by macroeconomic analysis and client-specific Investment Policy Statements, implementing portfolios on a discretionary basis using a variety of investment vehicles.

Andrew Mescon is a financial advisor at Ballast Rock Private Wealth with 13 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Ballast Rock since 2022, following nine years at Integrity Financial Corp. Ballast Rock Private Wealth offers tailored portfolio management and investment policy statements for individuals, high-net-worth clients, and retirement plans. The firm employs a combination of fundamental analysis, modern portfolio theory, and quantitative methods to build long-term portfolios, providing financial planning and consulting services as part of its offering.

Randall Whitfield is a financial advisor at Telos Capital Management, Inc. with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Telos Capital Management since 2014. Telos Capital Management provides discretionary investment management and financial planning to individual investors, trusts, estates, retirement-plan participants, small businesses, and charitable organizations. The firm employs an active, fundamentally driven investment process that combines bottom-up company analysis with top-down macroeconomic assessment, emphasizing asset allocation, diversification, and periodic rebalancing.

Howard Barker is a financial advisor at Invicta Financial Group with seven years of industry experience. He holds a Series 65 designation and previously worked at Northrop Grumman for ten years before joining BDT & Associates, Inc. in 2018. Outside of advisory work, he is a licensed insurance agent, president of Cogent Insights Advertising, LLC, and serves as co-trustee of a trust. Invicta Financial Group advises individuals, high-net-worth clients, and business entities primarily through financial planning and implementation services, directing clients to third-party investment advisers for portfolio management while providing customized Written Financial Action Plans and regular review meetings.

Martin Rascon Jr. is a CFA® charterholder with five years of industry experience. He is currently with Weatherly Asset Management, where he has been a team member since 2022, following previous roles at Platt Wealth Management. Outside of financial services, he has experience working in the catering industry and at San Diego University. Weatherly Asset Management provides discretionary portfolio management and comprehensive financial planning to individual and institutional clients, including trusts, retirement plans, charitable organizations, and small businesses. The firm employs a team-based investment approach that integrates macroeconomic analysis with fundamental research, focusing on mid- to large-cap core equities and high-quality fixed income.